(7 years, 8 months ago)
Lords ChamberMy Lords, it certainly does need to be fair to all parties. The evidence from the consultation was that about 85%, if I am not mistaken, backed the need for enforcement in this area, so that obviously was a key factor. I agree with my noble friend that the consultation will need to ensure that it is fair and equitable across a wide variety of people.
My Lords, I declare my interest as the chair of the council of the Property Ombudsman, which deals with complaints about managing and letting agents. I congratulate the noble Baroness, Lady Hayter, on her persistence in pursuing this matter and congratulate the Government on yielding to that persistence. Would the Minister agree that the value of this is not just about protecting landlords if agents go off with the money but about weeding out the more dubious and dodgy managing and letting agents because they will not be able to get the insurance that will now be mandatory?
My Lords, I agree with the noble Lord. First, yielding to persuasive argument always seems to be the best and most sensible course to pursue, but I also agree with him about the importance of taking account of all those views and ensuring in the consultation that we act equitably and fairly across the piece.
(7 years, 10 months ago)
Lords ChamberMy Lords, the noble Baroness is right about that mental health challenge, and it goes back to what I said about rough sleeping and homelessness being a complex issue. We discuss this with other government departments and with the charitable and voluntary sector, as part of a ministerial group chaired by my honourable friend Marcus Jones in another place. She is, however, right to highlight that issue and we are looking at it.
My Lords, I have the honour of taking the Homelessness Reduction Bill—the Private Member’s Bill—through your Lordships’ House. I thank and congratulate the Government on giving this strenuous support, and the same goes for Her Majesty’s Opposition. Can the Minister, however, impress on his colleagues in the Department for Work and Pensions that their attempts to reduce housing benefit and freeze the rents paid to private landlords is undermining efforts to place people in the private rented sector? As the right reverend Prelate says, there are already enough inhibitions on private landlords taking people on housing benefit, and some are now terminating their agreements. Unless we tackle this, the Homelessness Reduction Bill will not make much odds.
My Lords, I first thank the noble Lord for his endeavours with regard to the Homelessness Reduction Bill and I pay tribute to all parties that are ensuring that this legislation passes, because it will make—notwithstanding what the noble Lord just said—an important contribution to this area. Again, the noble Lord has addressed an important issue and shows that it cuts across government. We talk to the Department for Work and Pensions. As he has indicated, there are issues. We have ensured, for example, that there is deferred application of the local housing allowance until 2019, and then we will ensure that we have a new funding model that delivers just as much at the same level, which will include hostels. He is, however, right to address that issue: it requires a concerted effort across government.
(8 years, 3 months ago)
Lords ChamberMy Lords, the Help to Buy ISA is helping many people at the moment: more than half a million people are making use of the scheme and 26,000 have already received the bonus. The bonus of £3,000, which is a considerable amount towards a deposit, is paid at the end of the process so it means an adjustment in the way that finances are organised.
My Lords, would the Minister agree that we will never get to the 1 million homes if the Government insist that housing associations and others stick to home-ownership schemes rather than being allowed to do the affordable rented housing that they have traditionally done? Can we not get back to more of that, as well as the much-needed home-ownership schemes that we have heard about?
My Lords, as I indicated, the Government are committed to home ownership. We are making sure that money is provided to encourage that. Also, we are certainly committed to homes to rent, and have committed money to rent-to-buy schemes as well. We committed £661 million to a build-to-rent fund which should, over the life of the Parliament, guarantee about 6,000 houses in addition.