Pensions Bill
Debate between Lindsay Hoyle and Greg Mulholland(10 years, 11 months ago)
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Greg Mulholland
I had the great pleasure of living in Scotland for three years—two years in Glasgow. When I moved up there, I was more able to understand French than a broad Glaswegian accent, but I rectified that. He will be pleased that I know how to pronounce the name of his constituency in its entirety—[Interruption.] Gloaming—the word he utters from his seat on the Front Bench—is an excellent Scottish word.
Mr Deputy Speaker (Mr Lindsay Hoyle)
Order. I suggest we move on to new clause 1 at some point.
Greg Mulholland
Thank you, Mr Deputy Speaker. May I remind the House what the improvements to auto-enrolment will do, which has not come out in the debate? Let us look at the figures. Some 1.6 million people have signed up for auto-enrolment. Of course, the ability to opt out remains, but rather than the expected one in three opting out, the figure is only 10%. Many millions of people are not currently saving for their retirement, but auto-enrolment will lead to between 6 million and 9 million people saving for the first time by 2018. That is crucial.
It is important to remember—this, too, has not been mentioned in the debate—that, as well as employee contributions, there will be support from employers and the Government. People aged 22 or over who are earning more than £9,440 a year will be automatically put into the pension scheme. Individuals who choose to save 4% of their income will benefit from an employer contribution of 3% and tax relief of 1%. It is important to welcome and emphasise that—it should be welcomed and emphasised by all hon. Members.
The key debate is on charging. The Minister referred to the OFT report that raised concerns about standards, particularly in legacy schemes. The Government have rightly amended the Bill to take that into account. I warmly welcome amendment 30 and his announcement of the consultation. I believe the consultation should be welcomed and not criticised.
I should gently make one point to my namesake, the hon. Member for Cumbernauld, Kilsyth and Kirkintilloch East. He gave the impression that he was critical of the Government’s approach on consultation, but in amendment (a), which he has tabled, proposed new subsection (3) to Government new clause 1 states:
“Before making regulations under subsection (2), the Secretary of State must undertake a public consultation”.
It is odd that he is critical of the Government’s approach while calling for the very same consultation in black and white.
The hon. Gentleman was slightly wrong, or he misplaced his emphasis, in his suggestion that the Government are consulting rather than taking action. He knows—his proposal shows this—that consultation is a necessary precursor to legislation. It is important in getting legislation right. Without daring to put words into the mouth of the Minister, I think it is important to say that the intention is clear—that there should be a charge cap and that one will be introduced. The point of the consultation is not whether to introduce one: it is to find out the best way to do so. We should be clear about the subject of the consultation.
I have one question for the Minister, which he may be able to answer. The announcement on the consultation is imminent, although it is not happening as part of the Bill, so will we see him back at the Dispatch Box soon to make it? He is clearly the right and proper person to make the announcement, given his involvement in the Bill. I hope that he will be back, perhaps even in the next 24 or 48 hours, to announce it, and I and others look forward to welcoming that and the details that I am sure he will wish to lay out.
Despite this being a complicated subject in terms of the figures, the construct of the Bill and the pension sector as a whole, we all know that in the end this is about people’s future incomes and ensuring that they have a reasonable standard of living in their retirement, as well as more certainty in their retirement. The figures that the Minister provided about the current impact of the 1.5% and 1% charges were startling in showing just how much money people lose over the course of saving for their pensions. That is why a cap is right.
I say gently to the hon. Member for Cumbernauld, Kilsyth and Kirkintilloch East that in his 78-minute speech—at least, I made it 78 minutes, not 86 minutes—[Interruption.] I am being generous: perhaps the hon. Member for Gloucester (Richard Graham) thought it felt like 86 minutes. In any case, the hon. Member for Cumbernauld, Kilsyth and Kirkintilloch East showed his knowledge of his brief, and I commend him for that, but it is slightly strange to hear his many recommendations for auto-enrolment when the previous Government would not even countenance those suggestions at the time of introduction. Nor did he acknowledge the problems with the 1% and 1.5% charges.
This has been a long and challenging process. Hon. Members on both sides of the House have made contributions that have been listened to and addressed. I look forward to the consultation. All of us with an interest in this issue should watch it closely and take part in it. We should also encourage others to take part. I shall end by congratulating the Minister, his team and his colleagues on what they have done to get this important Bill to this stage. It will lead to more certainty and fairer retirement incomes for the people of this country.
Greg Mulholland
I thank the hon. Lady for giving way and for the contribution that her Committee continues to make. Let us face it, those of us who have been in this place for more than one Parliament have been hearing about frozen pensions for all that time—some of us for many years. Rather than our trying to solve it today through this Bill, is it not time that all the parties sat down together to discuss what commitment could be made for the next Parliament, regardless of who gets in, rather than the next Government being able to say “Well, the last Government didn’t do it, so we’re not going to either”?
Points of Order
Debate between Lindsay Hoyle and Greg Mulholland
Mr Deputy Speaker
I would say that this is about using moderate language in the Chamber. Obviously, if people are offended, of course we do think about what we say in future. It is not a point of order, but it has certainly been aired a little bit.
Greg Mulholland (Leeds North West) (LD)
On a point of order, Mr Deputy Speaker. I seek your advice, because last week the chief executive of NHS England appeared before us on the Public Administration Committee. He gave a clear answer to a question that I asked, saying that he would ensure that e-mails were released to the Yorkshire and Humber health and scrutiny committee. Since then, NHS England staff have again refused to do that. How do we ensure that when people, particularly those with such an important role in the public sector, give an answer to a parliamentary Select Committee they are held to it to ensure that they do what they say they are going to do?
Mr Deputy Speaker
As the hon. Gentleman will know, that is not a matter for myself in the Chair on the Floor of the House. The message has certainly been sent out loud and clear, and it will be recorded. I feel it is something that the Chair of the Committee may wish to take up as well.
Supply and Appropriation (Main Estimates) Bill
Motion made, and Question put forthwith (Standing Order No. 56), That the Bill be now read a Second time.
Question agreed to.
Bill accordingly read a Second time.
Question put forthwith, That the Bill be now read the Third time.
Question agreed to.
Bill accordingly read the Third time and passed.
Points of Order
Debate between Lindsay Hoyle and Greg Mulholland
Greg Mulholland (Leeds North West) (LD)
On a point of order, Mr Deputy Speaker. I seek your advice on a matter that is of concern to the whole House. On Friday, an e-mail was sent to all MPs by the chief executive officer of Enterprise Inns, Mr Ted Tuppen. He opposes plans, announced by the Department for Business, Innovation and Skills, to introduce the statutory code of practice. In the e-mail, he included something entirely false: he claimed that living accommodation is free to its lessees when in reality, as he knows, a tribunal ruled last year that his company has been invoicing separate amounts for residential accommodation for 20 years in the proportion of 90% commercial, 10% residential. Mr Tuppen has history: in 2008-09, he misled the Business and Enterprise Committee. How do we deal with false and misleading information that is sent to all MPs in an attempt to block legislation?
Mr Deputy Speaker (Mr Lindsay Hoyle)
I have certainly got the message. It is not a point of order, but it is on the record so that everybody can be aware of it. Everybody received the e-mail. As somebody who was a member of the Select Committee at that time, I am well aware of the particular individual. Ultimately, it is not a point for the Chair, but at least others can pick up on it.
Rail Investment
Debate between Lindsay Hoyle and Greg Mulholland(12 years, 2 months ago)
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Justine Greening
The hon. Member for Central Ayrshire (Mr Donohoe) will know that transport in Scotland is a devolved matter. He will also know that in the spending review we have committed £18 billion for the railway network, an outstanding amount of investment that can make a huge difference. Of course, today’s announcement adds further to that pipeline. I think that the certainty it will give the industry about the investment coming down the track will really help to ensure that we get the most out of the improvement not only for passengers and freight, but for jobs and growth, particularly in the railway industry.
Greg Mulholland
Thank you, Mr Deputy Speaker. That is probably the closest I will get to the Dispatch Box—[Hon. Members: “Hear, hear!”]—in this Parliament. In the last Parliament Labour’s contribution to tackling congestion in Leeds was cancelling the Leeds supertram and continuing to insist on a no-growth franchise for Northern Rail. Susie Cawood, from the Leeds, York and North Yorkshire chamber of commerce has said:
“The chamber welcomes government investment in the rail network…Continued investment is essential to ensure we remain competitive and continue to attract inward investment and grow our existing businesses—
Mr Deputy Speaker
Order. The hon. Gentleman should not take advantage of a situation. Many Members want to get in and this has to finish at five past 5. In fairness, we all have to get in.
Points of Order
Debate between Lindsay Hoyle and Greg Mulholland(12 years, 3 months ago)
Commons ChamberRead Full debate Read Hansard Text
Greg Mulholland (Leeds North West) (LD)
On a point of order, Mr Deputy Speaker. My constituent Fran Prenga is languishing in a Greek prison, in conditions that are clearly unacceptable and with normal standards of judicial process not having been followed. I have corresponded with the Foreign and Commonwealth Office on five occasions, and was told last Wednesday that I would receive a reply on Friday. I did not receive a reply then, so I called the office on Monday and was told that I would have a response yesterday, which I have still not received. I have therefore had no reply, despite the matter being incredibly urgent, to letters on 25 May, 1 June and 14 June. I have not even had an acknowledgment from the Secretary of State for Foreign and Commonwealth Affairs of letters dated 18 May and 14 June. Does he think—
Mr Deputy Speaker (Mr Lindsay Hoyle)
Order. I have certainly got the message. As the hon. Gentleman knows, that is not a point of order for me, but I am sure that everybody will have heard what he has said and that there will be a letter or that the matter will be taken very seriously, now that he has raised it on the Floor of the House.
Petition
Debate between Lindsay Hoyle and Greg Mulholland
Greg Mulholland (Leeds North West) (LD)
May I say that despite the childish, tedious and repetitive attempts of Labour Members to silence the people of Adel—
Mr Deputy Speaker (Mr Lindsay Hoyle)
Order. This is a petition, and you are meant to speak to the petition. You may have your own views about tonight, but you cannot use them now; please address the petition that you are putting before the House.
Greg Mulholland
I was simply saying, Mr Deputy Speaker, that the people of Adel would not be silenced.
The petition is about the proposed development north of Holt avenue in Adel. It is against the previous Labour Government’s entirely bureaucratic, unnecessary, centralised and over-ambitious targets for housing in the regional spatial strategies, which cause a legal loophole that can allow developments such as the one north of Holt avenue in Adel potentially to go ahead, against the wishes of local residents, local residents associations and Leeds city council. I am delighted to present this petition against that, and, of course, to welcome the coalition Government’s commitment to abolishing these targets.
The petition states:
The Petitioners therefore request that the House of Commons urges the Secretary of State for Communities and Local Government to use all his powers to review the previous Government’s targets for housing.
Following is the full text of the petition:
[The Petition of residents of Adel and Wharfedale, the surrounding area, and others,
Declares that the petitioners have serious concerns about the previous Government’s overly ambitious targets for housing; and further declares that the petitioners believe that these targets will lead to unwanted developments—for example, the proposed development for the land north of Holt Avenue in Adel.
The Petitioners therefore request that the House of Commons urges the Secretary of State for Communities and Local Government to use all his powers to review the previous Government’s targets for housing.
And the Petitioners remain, etc.]
[P000841]
Proposed development north of Holt Avenue (Adel, Leeds)
Debate between Lindsay Hoyle and Greg Mulholland
Greg Mulholland (Leeds North West) (LD)
May I say that despite the childish, tedious and repetitive attempts of Labour Members to silence the people of Adel—
Mr Deputy Speaker (Mr Lindsay Hoyle)
Order. This is a petition, and you are meant to speak to the petition. You may have your own views about tonight, but you cannot use them now; please address the petition that you are putting before the House.
Greg Mulholland
I was simply saying, Mr Deputy Speaker, that the people of Adel would not be silenced.
The petition is about the proposed development north of Holt avenue in Adel. It is against the previous Labour Government’s entirely bureaucratic, unnecessary, centralised and over-ambitious targets for housing in the regional spatial strategies, which cause a legal loophole that can allow developments such as the one north of Holt avenue in Adel potentially to go ahead, against the wishes of local residents, local residents associations and Leeds city council. I am delighted to present this petition against that, and, of course, to welcome the coalition Government’s commitment to abolishing these targets.
The petition states:
The Petitioners therefore request that the House of Commons urges the Secretary of State for Communities and Local Government to use all his powers to review the previous Government’s targets for housing.
Following is the full text of the petition:
[The Petition of residents of Adel and Wharfedale, the surrounding area, and others,
Declares that the petitioners have serious concerns about the previous Government’s overly ambitious targets for housing; and further declares that the petitioners believe that these targets will lead to unwanted developments—for example, the proposed development for the land north of Holt Avenue in Adel.
The Petitioners therefore request that the House of Commons urges the Secretary of State for Communities and Local Government to use all his powers to review the previous Government’s targets for housing.
And the Petitioners remain, etc.]
[P000841]