Parliamentary Under-Secretary of State for Welfare Reform (Disabled People)

Debate between Kate Green and Ian Lavery

Tuesday 28th October 2014 Commons Chamber

[Kate Green]

I have known Lord Freud for a number of years and I agree that, personally, he is courteous and caring. However, his remark touched a deep nerve for disabled people and we have to understand why. It is because it came in the context of the Government’s policies and the effects that disabled people are experiencing.

[Ian Lavery (Wansbeck) (Lab)]

Lord Freud is an intelligent and articulate individual. He knew what he was saying and he meant what he was saying. Does my hon. Friend agree that Ministers, of whatever political persuasion, who make such offensive remarks about disabled people should be kicked out of office immediately, never to return?

[Kate Green]

I do think that it is difficult for someone who expresses such views to remain in government and in that role.

Let us examine the policy record of the Government. Let us start with the bedroom tax—Lord Freud’s brainchild. Everyone knows that it is a disaster for disabled people. Many disabled people have lived in their homes for years. They have invested in adaptations, as have their families and local councils. Some people need an extra room for equipment or so that an overnight carer can stay. Some people have a condition that means that they cannot share a room with their partner. Many people are settled in their community, with care and concerned family and neighbours close to hand so that they can call for help when they need it. Now they are being forced to move, to cut back on other expenditure to pay the rent or to go into debt.

We all know of cases in our constituencies, such as that of a disabled grandfather, Paul Rutherford, who cares for his severely disabled grandchild, Warren. Extra space is needed in the family home to cope with all of Warren’s equipment. Paul has to rely on discretionary housing payment to pay the rent. Why should he have to go through the anxiety and indignity of pleading for the support that he and his family need? Have we lost all compassion? Have we lost all sense of people’s dignity?

Not only is the bedroom tax exceptionally cruel; it is failing to meet its objectives. Only about 7% of those who have been hit by the tax have been able to move to a smaller home. It is not saving the money that the Government said it would, either. Is it not time that Ministers admitted that this Freud tax is not working and got rid of it, as Labour has pledged to do?

Mesothelioma (Insurance Premiums)

Debate between Kate Green and Ian Lavery

Wednesday 29th January 2014 Westminster Hall

[Ian Lavery (Wansbeck) (Lab)]

It is, as ever, a pleasure to serve under your chairmanship, Mr Hollobone. I congratulate my hon. Friend the Member for Middlesbrough (Andy McDonald) on securing this important debate.

Before Christmas, I was a member of the Public Bill Committee that scrutinised the Mesothelioma Bill, and it really was informative. The Labour Opposition and I missed great opportunities to try to get the rightful compensation for people who have suffered greatly as a consequence of mesothelioma. As I look around the Chamber, I see people, including the hon. Member for Chatham and Aylesford (Tracey Crouch), who clearly understand how this disease affects individuals. It is as vicious as any work-related condition that anyone could experience. We must never forget the impact it has had on families and friends.

Mesothelioma is one of those diseases where once someone has been diagnosed, the prognosis is basically death within—if they are lucky—18 months. As politicians of whatever party—red, blue, yellow or whatever— we have a duty to look after people whose only crime was going to work in unsafe conditions. At the time they were very much unaware of how unsafe the conditions were. We heard tales of people—young people; apprentices—making asbestos snowballs at work and throwing them at each other, not knowing that in future it could have a dramatic impact on their lives and those of their families. The issue is really, really serious.

I cannot continue without paying tribute, as has each Member who has spoken, to the late Paul Goggins. He made a fantastic contribution to the Mesothelioma Bill Committee and was for a long time a fantastic campaigner on similar issues, particularly those related to cancer. Of course, he was especially dedicated to mesothelioma, and throughout our consideration of the Bill he was at the front, together with the Labour Front-Bench team, fighting for what was right and for justice for these people.

The Mesothelioma Bill was a missed opportunity. Once enacted, it will underpay people who are suffering—the victims. As the hon. Member for Chatham and Aylesford said, we must at all times “put the victim at the centre of the process.” Too many others have been involved, such as the insurance company that has led things from the front. During scrutiny of the Bill, the Minister in the Committee, the Minister of State, Department for Work and Pensions, the hon. Member for Hemel Hempstead (Mike Penning), said quite clearly that it was not a case of bringing the insurance companies to the table to discuss compensation; they had to be dragged there. The insurance companies have made fortunes—millions if not billions of pounds—from premiums. We must not forget that premiums were paid. It is not a case of insurance companies looking for finance that was not there: the premiums had been paid by the employers, and the insurance companies have paid out dividends to shareholders instead of keeping the money for compensating dying victims of mesothelioma.

We often forget the families. The cut-off date in the Mesothelioma Bill is July 2012. That means that millions—sorry, I am getting carried away with my figures—certainly hundreds if not thousands of people will miss out on any form of compensation. At best, the individuals affected will receive 75% of damages. It is beyond me why they have to accept that. If someone gets hurt and the employer accepts it, why should the insurance company demand that they get only 75% of what the injury is actually worth? That is absurd and should not be the case for this horrendous disease. At the same time as getting only 75% of damages, the benefits clawback is being pitched at 100%.

These people, who have suffered, are suffering greatly and will suffer in future, are confused. They are confused by our debating LASPO. These people are ill, their families are looking ahead to a lifetime without their loved ones, and they are trying to understand what LASPO and CFA mean. As politicians we should be above that. We should have ensured that the families came first, as the hon. Member for Chatham and Aylesford said. The families are not aware of what section 44 and section 46 mean. They have not got a clue and, let us be honest, they are not even bothered what section 44, section 46 and section 48 of the LASPO Act mean. What they want is justice for their families and for the person who sadly will be leaving the family within 18 months at best. The review is totally flawed. As I said in an intervention, the Government should abandon the section 48 consultation.

One reason I say that the review is fatally flawed is that the Government abandoned the consultation reforms that were relevant to sections 44 and 46. They conceded that the Mesothelioma Bill really has nothing to do with the effects of sections 44 and 46, but they said that it was always their intention to “synchronise” the section 48 review and the Bill.

[Kate Green]

Does my hon. Friend agree that that must be at best a quite cynical statement? The argument about the Mesothelioma Bill was that a deal was being negotiated with the insurance industry, and that it would not be possible to introduce a scheme to have effect prior to the conclusion of that deal on 25 July 2012. It seems that at the beginning of 2012, when the LASPO Act was passed, Ministers were envisaging a deal that did not exist, as the present justification for saying that the two can be synchronised. They cannot possibly have been waiting to synchronise with a deal that might never have come to fruition.

[Ian Lavery]

My hon. Friend has hit the nail on the head with that important point, which she raised during the progress of the Bill.

The second issue is the fact that the section 48 review did not ask respondents to make the case for the mesothelioma exemption. It asked if respondents agreed with the Government that the exemption should be lifted in the light of the consultation reforms, plus the CFA reforms and the Mesothelioma Bill. Had the Government asked for the case to be made, the recent legal ombudsman’s report on no win, no fee arrangements would have been most pertinent. The report states that the CFA agreements are not simple to understand and contain unclear terms and conditions, and that there is evidence of some lawyers failing to make clear the financial risks of CFA agreements and trying to pass on the risk to customers. That is precisely the situation that the Lords feared and would not tolerate for dying mesothelioma sufferers.

As it stands, the review is not based on the effects of sections 44 and 46 on mesothelioma claims. It is based on a reiteration of the Government’s intention to apply the CFA LASPO reforms to mesothelioma claims. That can hardly be described as a review. Members of Parliament should ask the Government to abandon the so-called review and seek a proper, fuller one.