Housing Benefit

Debate between Karen Buck and Jim Cunningham

Tuesday 12th November 2013 Commons Chamber

[Ms Karen Buck (Westminster North) (Lab)]

In powerful speeches from the Front and Back Benches, we have heard arguments against the bedroom tax, all of which were predicted and laid out by the Government in their impact statement. The impact statement made it clear that if this policy worked, in so far as it allowed people to downsize and their properties to be occupied by other social tenants, it would not save money, and that savings would come about only if the policy did not work. Contrary to the statements from some Government Members, those two objectives are mutually incompatible.

The impact statement showed that an estimated one in three of those affected would go into arrears. The Government knew that arrears were the likely consequence of this policy, and that is what we have seen. What we have not heard is another truth, which is that two thirds of those people affected by the bedroom tax are also affected by the Government’s cuts in council tax benefit. Out of their very low incomes of £75 or £105 a week they are having to make a contribution of £14, or in some cases £20-plus, for their bedroom tax and their council tax.

[Mr Jim Cunningham (Coventry South) (Lab)]

Is not one of the big problems the lack of accommodation? It is ridiculous to try to move people from large to small accommodation when we do not have it. Will that not contribute to the housing bubble?

[Ms Buck]

My hon. Friend is absolutely right. I was about to make that point. The impact assessment also told us—as has been mentioned already this afternoon—that the distribution of properties across the country does not match the two objectives of downsizing and dealing with overcrowding. In the north-west, in Yorkshire, 43% of social tenants are affected by the bedroom tax, and I think the figure is worse in Wales. That is more than double the rate for London, yet it is London that has the most serious problem of overcrowding: one in six properties is overcrowded. So the policy is predicated not just on people moving from one property to another in their neighbourhood or community, which might have some sense to it, but on people moving from one part of the country to another, from one end of the country to another. Frankly, that is not how people live. People are not sticks of wood. People are not crates of dry goods that can be put in a container and taken from London to Liverpool or Wales, because that is how the distribution of property suits their needs.

Legal Aid Reform

Debate between Karen Buck and Jim Cunningham

Thursday 27th June 2013 Commons Chamber

[Ms Karen Buck (Westminster North) (Lab)]

As the founding chair of the all-party parliamentary group on legal aid, I am pleased that Back-Benchers have organised an opportunity for us to discuss this important issue at this time and to touch on not just the “Transforming Legal Aid” agenda but the impact of the Legal Aid, Sentencing and Punishment of Offenders Act 2012, much of which came into effect this spring.

As we know, the predominantly civil legal aid cuts that have come into effect have taken out of scope swathes of provision for benefits, social welfare and large areas of housing and employment. It has happened at the same time as local authorities are struggling with a 30%-plus reduction in their own funding, which has added to the squeeze on advice services. That impact is being felt up and down the country. Just this week, we were sorry to hear the news that Birmingham law centre was the first major urban law centre to go under. I am struggling to see whether we can sustain Paddington law centre, the second oldest law centre in the country, which has been hit by legal aid reductions and the loss of grant funding. Shelter, a major housing charity, has seen its advice services decimated as a result of cuts.

[Mr Jim Cunningham]

Does my hon. Friend agree that not only will citizens advice centres be affected, with people denied public justice, but small law firms will go out of business and 400 big companies will have a monopoly?

[Ms Buck]

My hon. Friend is correct. This is something that we will see in terms of the “Transforming Legal Aid” agenda. We are seeing advice deserts emerging. We are seeing the concentration of services in larger providers and, critically, we are seeing the loss of specialist services, which are so important. As is often the case with this Government, we are finding that cuts—the £350 million taken off the legal services budget—do not always mean savings. As we were warned, we are already seeing an increase in the number of litigants in person appearing in court. The Bar and judges warned that it would lead to additional costs.

A number of changes that have impacted on housing need have led to an 86% rise in homelessness acceptances in my local authority alone. Homelessness decisions remain within scope of LASPO, but debt and welfare advice provision does not and those issues are what lead people to the brink of homelessness in the first place. As a result of the loss of advice services and the dramatic increase in homelessness, we are seeing extra costs falling on local authorities and wiping out a number of the savings.

It was interesting to see in the comprehensive spending review statement yesterday further resources being directed to the troubled families programme. It is slightly ironic that we are rightly investing more in troubled families, knowing that debt and arrears are at the heart of the problems that they seek to overcome.