Tuesday 5th November 2019

(5 years, 1 month ago)

Commons Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts
Andrea Leadsom Portrait Andrea Leadsom
- Hansard - - - Excerpts

There are certain types of public liability and employers’ liability that are required to be insured by law, and there is no expectation that any business would not have provided that kind of insurance. Officials are looking carefully to satisfy themselves, as they do as a routine matter, but I say again in this particular instance, it was a great surprise and shock to see that there was an attempt at self-insurance with no proper provision made for these types of claims.

Jim Shannon Portrait Jim Shannon (Strangford) (DUP)
- Hansard - -

I thank the Secretary of State for her statement. I have had several people in my office absolutely devastated because the hard-earned holiday that they had saved for has been cancelled. They are asking me when they will have their money back. They have to wait months, by which time their holiday options will have changed. Could the Secretary of State outline what she believes to be the absolute time limit for refunds for holidays and how that will be achieved?

Andrea Leadsom Portrait Andrea Leadsom
- Hansard - - - Excerpts

It has been a difficult time for all those affected whether they were customers on holiday, customers who had paid for a holiday but not yet taken it, or employees and those in the supply chain. The Government have sought to tackle all those issues as far as we are able to do so. The hon. Gentleman will be aware that the ATOL scheme is designed to provide refunds and repatriation costs that arise from a failure of a company such as Thomas Cook. Many of those who have suffered financial loss will be able to claim through ATOL or, indeed, through a credit card provider if their holiday has not yet been taken.