Housing Benefit (Abolition of Social Sector Size Criteria)
Debate between Jim Cunningham and Andrew George(10 years ago)
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Andrew George (St Ives) (LD)
It is a pleasure to follow the hon. Member for Makerfield (Yvonne Fovargue). She is well respected as a knowledgeable expert on these issues. She said that the under-occupancy penalty is cruel and described the mindset of those who would introduce such a policy. Presumably, that is the same mindset that introduced this policy into the private rented sector and reinforced it. My record on this issue can be seen on a number of occasions, including on the Affordable Homes Bill, which received a 75-vote majority in this House on 5 September. My opposition to the under-occupancy penalty has been consistent throughout, including during the previous Labour Government.
It is not the fault of those who are in housing need that successive Governments have failed to build enough homes of the right size, and they should not be made to pay the penalty for that. It would be nonsense to move disabled people from homes that have been converted, often expensively at taxpayers’ expense, only to have to do it all over again in another property. It is rare in my constituency, and I know in many others, to find a suitable alternative home within 20 or 30 miles. It is wrong that people who have a settled life in a local community should have to uproot themselves from their social and family, and other supportive, connections to meet the requirement of this unacceptable policy.
The fundamental moral point is that the poor are just as entitled to a stable family home as the better off. There are many circumstances where apparent under- occupancy is for a good reason: the visiting carer; the young nest returner coming back to a family home—something that middle-class people expect to offer to their younger people—after perhaps not getting on in life as they anticipated; and those who provide shared care. We should be encouraging housing associations and other social housing providers to build larger homes. When I worked in this sector, I always sought to ensure that social housing providers had some flexibility. Having larger homes provided flexibility in the management of their estate. This policy drives them in the opposite direction. I fear there is also a sinister agenda to create an environment in which poor families will ultimately turn on their poor neighbours and blame them if they are living in overcrowded accommodation, rather than looking further afield to find the real culprit.
Mr Jim Cunningham (Coventry South) (Lab)
What happened to the hon. Gentleman’s private Member’s Bill? How was it stopped? He mentioned poorer families. What is the actual cost? Is it costing £15 or £25 a week for those families who have to move?
Andrew George
It is already on record as 14% and 25%, depending on the number of rooms. I am concerned about the trading of statistics in the debate so far. I have to say that they are far away, and wildly so, from many of the statistics I have scrutinised when looking at the impact of the policy. They need to be traded in a calmer environment.
Affordable Homes Bill
Debate between Jim Cunningham and Andrew George(10 years, 3 months ago)
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Andrew George
There is nothing on this issue that I have withheld from the public domain. Indeed, I have already said to the House that in its original form the Bill contained a wider range of measures, particularly in the clauses that I have mentioned, and I had a number of other proposals that I wanted to discuss with Members. The whole purpose of the Committee stage of a Bill is to consider whether there is further evidence that might advance the case. This is, in any case, a developing area of policy, and it develops on the basis of the evidence. I have long had a deep concern about it, and all I seek to do is ensure that the Government get it right.
Andrew George
I shall give way first to the hon. Member for Coventry South (Mr Cunningham) and then to the hon. Member for Dumfries and Galloway (Mr Brown).
Mr Cunningham
The hon. Gentleman has been consistent on the subject of this Bill—let us be quite clear about that. Does he agree that the Government’s measures placed a burden on the needy and disabled in this country, and the chickens are now coming home to roost for the Government?
Andrew George
I assume that that remark is directed at those who sit on the Front Bench today.
I want to make a further point about the evidence from the interim evaluation. It is clear that total rent arrears held by landlords increased by 14% in the first six months, and the National Housing Federation says that two thirds—67%—of affected tenants are finding it difficult to afford to pay the rent, compared with less than a third of non-affected tenants. Affected tenants are four times more likely to say that they need to borrow money and therefore go into further debt than they were before 1 April 2013, when the measures were introduced. The evidence that is now available helps us, and I certainly hope that it helps the Government, to consider how best to respond to the issue. That is why I strongly urge all Members of the House to support the Second Reading of the Bill.
Housing Supply
Debate between Jim Cunningham and Andrew George
Andrew George (St Ives) (LD)
It is a pleasure to follow the considered speech of the hon. Member for Sheffield South East (Mr Betts). I experienced a bit of déjà vu at the start of this debate, as we had the predictable trading of blizzards of carefully selected statistics and political froth, which does nothing to shed any light on this matter. As is often the case, there is, at this point, a coming together, with people trying to find constructive solutions, rather than simply trading selective statistics. People who accidentally stumble on this debate while seeking entertaining daytime television, and who happen to watch this kind of thing, will be left bemused or cold by the trading of figures that we saw at the start.
The obsession with chasing housing build targets and with trying to apportion blame is one reason why there has been, over decades, a complete failure to provide enough decent family homes that are affordable for people in this country. There seems to be an obsession with one rather two-dimensional issue, which is the building of thousands of houses. I have won the MPs’ equivalent of the national lottery by coming first in the private Members’ Bill ballot. On 5 September, providing there are not too many other Members filibustering me out of this opportunity, I will put the case for the further tools that are necessary to advance the interests of affordable housing for families in this country.
This is a bespoke Bill—not one that is off the peg—on which I will seek cross-party support; it is still being drafted. I hope to gain support for it over time. At the moment, it is a veritable Queen’s Speech of a Bill that will probably have to be narrowed down. The issue on which I will primarily focus is the still insufficiently developed intermediate market for housing, particularly in the south, where there is a big mismatch between earnings and house prices. Constructing a new lower rung on the housing ladder of shared equity, shared ownership and mutual housing is necessary to address some of the problems in areas such as mine.
Having listened to the shadow Minister, I want to speak about some of the things that are undermining our attempts to fulfil the desperate need for affordable homes in areas such as mine. They include the proliferation of second or holiday homes. I have tried to advance the case for the introduction of a new use classes order in the planning system, which would cover those who want to convert a property from permanent to non-permanent occupancy. The order would last only for the lifetime of that occupancy, because otherwise there would be a perverse incentive for us all to go for that when we wanted to sell our properties. However, there does not appear to be political support for that at present. I urge both Labour and Conservative Members to look at the impact that that issue is having on areas such as mine, where four times as many properties are sold to second-home buyers than to first-home buyers.
As I mentioned in my intervention on the shadow Minister, we are not nimbys in Cornwall and the Isles of Scilly. The housing stock has more than doubled in the past 40 years, yet the housing problems of locals have got significantly worse. It is not simply building homes that is the issue; we have significantly more second homes and holiday homes in our area and significantly higher housing need. This obsession with building hundreds of thousands of homes is not the answer. We need to be a little more sophisticated in our approach. It is not the case that if we dump a load of homes on the countryside the market will, by magic, ensure equilibrium, and local people will have their housing needs met. I can assure Members that that policy will fundamentally fail in my constituency.
There is also the impact of the spare room subsidy. I do not think I will have time to advance that issue, but there is a principle involved here: if someone is poor, they should not be less entitled to a stable family home than if they were better off. I am not sure that I will be able to advance that principle in my Bill, but I feel very strongly that it is something that has been lost in our obsession.
Mr Jim Cunningham (Coventry South) (Lab)
It sounds to me—I hope I have not misinterpreted the hon. Gentleman—as though there is an argument for building council houses again. What does he think about that? We have debated social housing time and again, but it would never meet the requirements of the hon. Gentleman’s constituency. Perhaps he should think about council house building.
Andrew George
Absolutely. I am not quite so obsessed with the issue of whether the property is owned by a council or by a registered social landlord. We have some fantastic housing associations in this country, and we have had some pretty rotten local authorities. What we need is social rented accommodation of a decent standard that meets the local need for affordable housing.