Oral Answers to Questions

Janet Daby Excerpts

Monday 5th June 2023 Commons Chamber

[Sir Stephen Timms (East Ham) (Lab)]

2. What plans he has to help leaseholders affected by potentially dangerous cladding with increases in insurance charges.

[Janet Daby (Lewisham East) (Lab)]

17. What recent progress he has made on cladding and non-cladding remediation for residential buildings.

[The Parliamentary Under-Secretary of State for Levelling Up, Housing and Communities (Lee Rowley)]

The Government intend to enact reforms to improve the buildings insurance market by banning commissions, increasing the transparency of information and preventing unjustified legal costs when premiums are challenged. We are also pressing the insurance industry to launch its scheme. In 95% of all identified unsafe high-rise aluminium composite material buildings, and in 400 buildings supported by the building safety fund, remediation works have been either completed or started.

[Lee Rowley]

I completely appreciate the point the right hon. Gentleman makes. That is why I have met with the Association of British Insurers multiple times in the last few weeks alone. I am hopeful that the scheme it hopes to bring forward with the insurance industry will come forward in the next few weeks. Later today, I am meeting the British Insurance Brokers’ Association again to talk about how it will reduce commissions, in advance of the work that the Secretary of State has already announced to ban such commissions.

[Janet Daby]

In my constituency, there are two main housing developments where remediation work has been promised to fix unsafe cladding on buildings. I hope that the Minister is fully aware that living in unsafe buildings has meant individuals and families have had to put their lives on hold. Leaseholders cannot sell, move or staircase their homes, and some have had to put starting a family on hold. Will the Minister acknowledge that that is unacceptable? Will he agree to implement a timeframe so that work is prioritised by housing providers and building firms?

[Lee Rowley]

I am grateful to the hon. Lady for highlighting the challenges her constituents are facing. I appreciate the point that she is making about challenges. That is why we are trying to push forward with remediation as quickly as we are able to do so. Since the announcement by the big six lenders in December, taking effect in January, it should now be possible for more owners and leaseholders in properties like these to be able to buy, sell or remortgage. Early data received by the Department indicates that while the market will take some time to become more functional, it is moving in the right direction.