Savings (Government Contributions) Bill (Fifth sitting)
Debate between Jane Ellison and David Rutley(7 years, 6 months ago)
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David Rutley (Macclesfield) (Con)
I thank the Minister for her contributions on this important point. Does she not recall that during the evidence sessions last week, Martin Lewis—I think it was him—and others said that some of the issues about confusion can be dealt with by prompting people during the sales process? That is the appropriate place to ensure that the right questions are asked. Does she agree that that is where the focus needs to be?
Jane Ellison
Yes, I do. That is exactly right. I remind the Committee of the independent Financial Conduct Authority’s remit in this regard. Its role is to regulate the providers of policies to ensure, as is its ordinary remit, that they are transparent to consumers about the products that they are offering and that those products are sold with suitable safeguards in place. That is in addition to the Government publishing factual information about the lifetime ISA on gov.uk and working with the Money Advice Service and its successor to ensure that appropriate information is available. I reiterate that if we want individuals to be well informed, those are the mechanisms by which an individual, with their individual circumstances, will be informed. I genuinely do not think that a commission is the way to look at advising each individual, because by its very nature, it cannot look at each person’s affairs, life and aspirations and say what is right for them. We need to give people individual advice.
Tax Credits: Concentrix
Debate between Jane Ellison and David Rutley(7 years, 7 months ago)
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Jane Ellison
It is important to note that the decision has been taken by HMRC not to renew the contract. To that extent, the decision for a private company such as Concentrix on what it does beyond that point is clearly a matter for the company. If the right hon. Gentleman has concerns of that nature, colleagues in the territorial office and the Department for Business, Energy and Industrial Strategy will be happy to talk to him in the normal way. It is important to stress that this is not a decision to end a contract here and now, but a decision not to renew it in the spring.
David Rutley (Macclesfield) (Con)
I welcome the steps the Government have taken to protect the vulnerable in this situation. Will my hon. Friend assure the House that the lessons learned in this case will apply not only to the contract when it is retendered in May, but across Government contracts more widely?
Jane Ellison
I hope I can give that reassurance for the future. To date, it has always been the case that, when the Government contract a supplier to provide a service, it should be provided to the right standard, and that contracts are monitored and we ensure that service levels are acceptable to Members and their constituents.