Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if he will make an assessment of the adequacy of the powers of the Financial Ombudsman Service to require companies to pay compensation to customers.

Answered by Bim Afolami

Parliament set up the Financial Ombudsman Service (FOS) to decide complaints quickly as an alternative to the courts – not to act as a law enforcer. However, firms that are regulated by the Financial Conduct Authority (FCA) are required under the FCA’s rules to co-operate with the ombudsman.

Following a consumer’s acceptance of the ombudsman’s final decision, this becomes binding on the firm. Firms are required to comply promptly with any decision that ombudsmen may make, including decisions on compensation.
If a firm fails to comply with the Ombudsman's decision, under the legislative framework, a complainant can enforce the decision through the courts. A money award can be recovered by execution of a county court order, while compliance with a direction is enforceable by way of an injunction. This does not require the merits of the case to be considered again by the court.

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if he will take steps to require Ascot Lloyd to pay the amount of compensation to customers recommended by the Financial Ombudsman Service.

Answered by Bim Afolami

Parliament set up the Financial Ombudsman Service (FOS) to decide complaints quickly as an alternative to the courts – not to act as a law enforcer. However, firms that are regulated by the Financial Conduct Authority (FCA) are required under the FCA’s rules to co-operate with the ombudsman.

Following a consumer’s acceptance of the ombudsman’s final decision, this becomes binding on the firm. Firms are required to comply promptly with any decision that ombudsmen may make, including decisions on compensation.
If a firm fails to comply with the Ombudsman's decision, under the legislative framework, a complainant can enforce the decision through the courts. A money award can be recovered by execution of a county court order, while compliance with a direction is enforceable by way of an injunction. This does not require the merits of the case to be considered again by the court.

Question to the Department for Transport:

To ask the Secretary of State for Transport, whether the proposed statutory guidance on the implementation of low traffic neighbourhoods will apply to existing trial schemes.

Answered by Guy Opperman

The Department's statutory guidance on implementing Low Traffic Neighbourhoods (LTNs) will apply to new and existing LTN schemes once it is published in final form this summer. Its purpose is to set out the Department’s expectations for comprehensive local engagement; both before new schemes are implemented, and on an ongoing basis for existing schemes. This is to ensure the needs of communities and road users are properly considered.

The Department will not support LTNs unless they are designed and delivered in line with the eventual, finalised statutory guidance; and reserves the right to take further action if local authorities do not follow it.

Found: Boris Johnson’s prorogation of Parliament to be unlawful, then Leader of the House of Commons Jacob Rees-Mogg

Found: There was a case with Jacob Rees- Mogg.

Found: However, in general, the current approach is more reminiscent of the letters that Jacob Rees-Mogg sent

Found: Liddell-Grainger Sir Alan Haselhurst Alison McGovern George Hollingbery Caroline Nokes Tristram Hunt Jacob Rees-Mogg

Found: to join a demonstration against the suspension of parliament outside the constituency home of Jacob Rees-Mogg

Found: poverty In England, The Home Upgrade Grant phase 2 (HUG2) was announced in September 2022 by Jacob Rees Mogg

Found: It travelled with Sir Jacob Rees-Mogg when he went over to the Department.

Found: almost the opposite. 1See https://www.gbnews.com/shows/ which includes programmes presented by Jacob Rees-Mogg

Found: Jacob Rees-Mogg happened to be down at Buckingham Palace for one of the royal commemorations and

Found: Jacob Rees-Mogg said that the Government would appoint 1,000 extra peers to get their legislation through

Found: . 44 Letter from Lord Hodgson, Baroness Taylor and Lord Blencathra to Michael Gove and Jacob Rees - Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Rosindell Dr Matthew Offord Mr Marcus Fysh Lee Anderson Sir William Cash Lia Nici Sir Jacob Rees-Mogg

Found: Paisley Andrew Rosindell Sally-Ann Hart Sir Liam Fox Holly Mumby-Croft Apsana Begum Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: Suella Braverman Sir Peter Bottomley Andrew Lewer Sally-Ann Hart Bob Blackman Sir Jacob Rees-Mogg

Found: or received from Value (£) Outcome (received gifts only) Mark Spencer NIL NIL NIL NIL NIL NIL Jacob Rees-Mogg

Found: Mark Spencer NIL NIL NIL NIL Jacob Rees-Mogg NIL NIL NIL NIL Stuart Andrew NIL NIL NIL NIL Mike Freer

Found: visas, accommodation, travel, meals etc (£) Mark Spencer NIL NIL NIL NIL NIL NIL NIL NIL NIL Jacob Rees-Mogg

Found: Rt Hon Mark Spencer 10/06/2020 National Farmers' Union To discuss the Agriculture Bill Rt Hon Jacob Rees-Mogg

Found: Penny Mord aunt, as well as former Defence Secretary Grant Shapps & the socially conservative Jacob Rees -Mogg

Found: Jacob Rees- Mogg MP, announced plans to jointly review retained EU law with the devolved governments

Found: Jacob Rees-Mogg MP wrote to the Counsel General and Minister for the Constitution on 22 September outlining

Found: Cymdeithasol Cimla / Cimla Health and Social Care Centre 2022-05-03 00:00:00 Cyfarfod/Meeting Jacob Rees-Mogg

Found: September by the then Secretary for State for Business, Energy and Industrial Strategy, the Rt Hon Jacob Rees-Mogg

Found: The Counsel General wrote to Jacob Rees-Mogg, Secretary of State for Business, Energy and Industrial

Found: Jacob Rees-Mogg MP, published, on 22 June, an interactivedashboardof retained EU law (REUL). dashboard

Found: Emergency Saturday session of UK Parliament A motion was introduced by the Leader of the House, Jacob Rees-Mogg

<p>Well, thanks to the Counsel General for that. I listened carefully to the earlier exchange with Rhys ab Owen on ID cards. I think what Sir Jacob Rees-Mogg actually said, Dirprwy Lywydd, was that the Government's ID policy was a failed attempt at gerrymandering, and, on that matter, I think we ought to bow to his expertise. By contrast, your own proposals will tackle that astonishing number of Welsh citizens who never have an opportunity to vote at all. I believe, as I know others in the Chamber do, that taking part in a democratic election is a duty of citizenship, but if 400,000 Welsh citizens aren't even on the register, they never have that opportunity, and the work that you are doing on automatic registration will go a very long way to putting that democratic deficit right. So, I'd be grateful if you could give the Chamber an update on how quickly you think we may be able to make that progress here in Wales.</p>

<p>So, I think this question crosses over from what the Government is responsible for, and also challenges for the Senedd and the Commission as an institution, and our relationships, indeed, with other partners when it comes to our security—of course, policing is not currently devolved. It's worth, though, reflecting back on the two instances that the Member referred to. I know Natasha Asghar was upset at the manner in which some people chose to behave when she went to Cardiff University. I do understand that. I have been in positions myself where the noise created by people and some of the things that are said do make it deeply uncomfortable for you. The challenge—[<em>Interruption</em>.] I'm not trying to underplay the incident. The challenge, with the noise and the abuse that comes with it, is that it does affect what you are able to do in putting forward your perspective on the future of the country or the community. Jacob Rees-Mogg actually said he didn't have a problem with what happened in Cardiff University. Of course, we've got Members in the Government more recently where this has happened here. Julie James and Huw Irranca-Davies were held in the Pierhead building whilst an active protest, that could have been—. There could have been physical harm if the two Ministers had gone out and been confronted by the crowd. Mark Drakeford, of course, at a further education college—gates were breached with some damage done previously. There is a point about legitimate protest and where it crosses over.</p>
<p>I think that we can and should have robust debate and disagreement between parties, about the future of our communities and country. It is entirely possible to do that without crossing over into abusive behaviour. That is a standard that I expect people in my party to meet. That is what I would like to see within the wider country in the debates we have. I'm afraid that social media drives real unpleasantness in real life on this front as well, and that happens for politicians in all parties. It is worse for women, worse still for black or brown women, and worse for black people as well. We know that other minority groups find themselves being targeted in a way that I think has got worse not better in the last few years. So, I think social media organisations have a responsibility. Mainstream media organisations have a responsibility in how they report. And we all have a responsibility about how we are prepared to behave and what we are prepared to promote, and the nature of the debate that we have. I hope that the Member will see the way that I conduct myself is robust, but it's something that does not cross over into fields of abuse that I do not believe are a legitimate part of democratic politics.</p>

<p>Thank you, First Minister. As you will know, there have been several recent examples of politicians in Wales experiencing verbal abuse from the public, in ever-increasing voracity. As we all witnessed on the news, the Rt Hon Sir Jacob Rees-Mogg, whilst attending a Cardiff University students' event, was set upon by protesters and had to be escorted into a security vehicle by no less than eight security guards. Our very own Natasha Asghar experienced similar threats and intimidation when she attended another Cardiff University event, and I am sure we have all seen the video of students hammering the door during her speech.</p>
<p>Although I have cited two examples involving Conservative politicians, this abuse is experienced cross-party and impacts us all. Sadly, it can have terrifying consequences, as we have seen with the tragic murders of Jo Cox and David Amess. I have spoken here in the Chamber in the past about how we need to be mindful of the language we use, and though we all agree that lawful protest is a fundamental right, we cannot and should not ever accept harassment and intimidation. With this in mind, and given the events I have just mentioned, what specific steps are the Welsh Government taking to ensure that politicians have adequate support and security when attending events and public engagements? Thank you.</p>