(2 years, 1 month ago)
Commons ChamberI welcome the entire ministerial team to their positions. I understand that they will want to take time to consider the various matters in front of them, but I ask them to recommit to page 53 of the decarbonising transport plan, promising £2 billion for active travel to ensure that we meet a target of 50% of all urban journeys being conducted by active travel. Do those two commitments stand today?
I have read the decarbonising transport plan and I am aware of the importance of active travel. I did not particularly notice what was on page 53, but I thank my hon. Friend for raising it. As I have already said, the Government are committed to active travel. We have already committed £4 billion through a variety of measures through the Department for Transport, and across Government we are committed to ensuring that active travel remains on our agenda.
(5 years, 9 months ago)
Commons ChamberThe hon. Gentleman is right to identify the fact that an IT issue affected courts towards the end of January. That disruption was caused by an infrastructure issue in our supplier’s data and I apologise for any issues for people who were affected. The hon. Gentleman will be aware that we have consulted on what principles will guide any future court closures, and that consultation has now come to an end.
(8 years, 1 month ago)
Public Bill CommitteesIs there anything that you would like to add?
Yvonne Braun: I completely agree that it will depend on the asset mix in the lifetime ISA. I am sure that an adviser would also take into account that 25% will be added, which will help to balance out the risk a bit. We are not sure that, beyond a first home purchase and terminal illness, which are currently in the Bill, additional lifetime events need to be included. If you take redundancy, there are other savings vehicles for that, so I am not necessarily sure that the state needs to step in with a Government contribution to support that. I would probably say the same for buying a second home—I take it that by that you do not mean buying an additional home, but moving the next step up and buying a bigger home.
Carol Knight: Not a holiday home, no.
Yvonne Braun: I think that the main pressure point in terms of housing seems to be for people to get on to the housing ladder in the first place because they are taking so long to get their deposit together. I think that issue is alleviated once people make the second step up.
Q I want to pick up on something that Ms Knight said, and I have two questions as a result. First, the complexity of this product has been talked about. If you add the critical illness and redundancy rationales for withdrawal, have you not just made it more complex and are you not turning it more into an assurance or insurance-based product as a result?
Carol Knight: I think it depends on how much you want to support people going through their life, and if it is going to be the fundamental of the lifetime ISA to help fund those important events as people go through them. It is a balancing game, really.