(2 years, 7 months ago)
Commons ChamberI am grateful to my hon. Friend. Of course, the time made available for debate in the other place is for the other place to determine, but I am sure that the business managers in both Houses have heard his points. I certainly want to ensure that there is adequate time to debate properly what are somewhat technical and detailed matters so that, working across party and with members of the Select Committee on Levelling Up, Housing and Communities, we can properly get the Bill right.
Further to the answer given to my right hon. Friend the Member for East Ham (Stephen Timms), will the Minister explain why the statutory protection that the Government are considering will apparently not extend to leaseholders not living in their flats? I know of at least one constituent of mine who was forced to leave his flat and rent it out as that was the only way he could raise the money to pay for the waking watches and insurance bills. Given that he is just as much a victim as those still living in their flats, why should protection against unreasonable costs not be extended to people such as him?
I am grateful to the right hon. Gentleman. He will know, as the House does, that building safety and the challenges that leaseholders face are very complicated. The House will also know that we have committed to help those in shared ownership, for example, by making it easier for them to rent out their properties if that is a means of ensuring that they can pay their mortgages. I assure him that we will look closely and work collegiately and collectively across parties, and with other interested parties, to ensure that such issues are effectively and appropriately debated and addressed.
(2 years, 10 months ago)
Commons ChamberMany first-time buyers thought that they had bought the home of their dreams, only to discover that it was rendered worthless because they are caught up in the cladding scandal. Earlier this month, one of my constituents received a service charge bill for £103,000 to fix cladding for which they are not responsible, and requesting sums of money that they do not possess. It is reported that the Secretary of State, who I welcome to his post, has been told by the Prime Minister to “sort out” the problem. It is evident to all our constituents affected that the measures that the Government have announced thus far, which I support, are insufficient to bring this nightmare to an end. When will we see a comprehensive plan to help those leaseholders?
The right hon. Gentleman is quite right: there are many people caught up in a terrible situation. That is why we have already spent more than £5 billion of public money on remediating the highest-rise buildings, and we will be bringing forward further proposals to deal with some of the other issues that he identifies. Fundamentally, this issue needs to be brought back into proportion. If we look at what Ken Knight and Judith Hackitt have said, there are far too many lenders and insurers that have been risk averse and have been ascribing zero values to property where no EWS1 form and no remediation, or very little remediation, is necessary. We are working with that sector to make sure that we fix it, and we will.
(3 years, 9 months ago)
Commons ChamberI am grateful to my hon. Friend for his thoughtful contribution. Yes, we will continue to work with the lending sector to ensure that the EWS1 form is fully and properly understood and is not misused, or that its use does not bleed across in a way that is inappropriate. We will of course roll out the 2,000 assessors as quickly as we possibly can. I will take on board his point and consider how those assessors can be best and most effectively deployed.
For the past hour and a half, the Minister has had to listen to testimony about the nightmare that all our constituents, including mine in Leeds city centre, are living with. He knows that leaseholders simply do not have the billions that are still required to fix the problem. He knows that without funding from elsewhere, they will continue to live in unsafe homes, as waking watch and insurance bills mount. He knows that some of them will eventually lose their homes, because they will be made bankrupt by those costs. He knows how much anguish this nightmare is causing them. He also knows that an answer must be found, but I think the question that leaseholders who have been listening to this urgent question would like to put to him is: when will the Government come forward with that answer?
I am grateful to the right hon. Gentleman. The question he puts is a fair one, and the way in which he puts the issues he raised was entirely reasonable and fair. We will bring forward proposals as quickly as we can, to ensure that costs to leaseholders are mitigated. He will understand that this is a complicated issue that tracks back over political generations. To unpick that challenge, and to ensure that remediation is done effectively, that liability falls where it should, that the taxpayer is not subjected to unfunded commitment and that leaseholders have the right thing done by them is a challenge, but one that we are rising to and one for which we will bring forward proposals as quickly as we can.