Cash Acceptance

Debate between Hannah Bardell and Patricia Gibson

Monday 20th March 2023 Westminster Hall

[Patricia Gibson]

Yes, and we expect gambling companies to step up and take greater responsibility for the harm that gambling outlets can cause. Of course, we know that there are more ways to gamble on high streets in socioeconomically deprived communities than in better-off communities, which is another scandal that we really should debate another day.

People actually handling cash and seeing in real time what money they are spending is critical to helping them budget—even more so when budgets are under so much pressure and are so much more precarious during this cost of living crisis, when everything costs more each time we go to the supermarket.

There is, of course, another side to this. Electronic payments incur a cost for firms, especially those making many small transactions. The UK Government should seek to address that to help to support our overall cash infrastructure. It is not right that businesses should have to pay those fees. While the provisions of the Financial Services and Markets Bill, which grants new powers to the Financial Conduct Authority over the UK’s largest banks and building societies to ensure that cash withdrawal and deposit facilities are available in communities across the country, were welcome, as many people have said in this debate, we need more detail. We need to know how that will work in practice. Again, I am hoping that the Minister will tell us more about that when he responds.

However, it is and has been clear for a long, long time—it was made even clearer as we tried to get back to normal after the pandemic—for a range of reasons that have been well rehearsed today and previously that consumers want and need the choice to pay for goods and services in cash. Consumers must not be forced down a cashless road which they do not want or are simply unable to go down. The Government should uphold that right and protect our cash infrastructure for all the sound reasons debated today. They should enshrine that right in legislation, which is becoming increasingly necessary.

Fundamental to all this is protecting free access to cash in all our communities. Financial inclusion matters, and the Government have a moral duty to uphold that in principle as well as in practice.

[Hannah Bardell (in the Chair)]

I call the Opposition spokesperson.

Suspicious Deaths Abroad

Debate between Hannah Bardell and Patricia Gibson

Wednesday 28th February 2018 Commons Chamber

[Patricia Gibson (North Ayrshire and Arran) (SNP)]

I thank my hon. Friend very much for bringing this important debate forward. One of the issues that she has raised, in common with Members on both sides of the Chamber, is the series of unanswered questions that families have to experience. Does she agree that another concern is the lack of pastoral care and support for families who go abroad? Two of my constituents lost their son abroad. When they went out to the EU member country where he died, they were given no police contact and no pastoral support; they were completely abandoned in their grief and isolated in a country where they did not speak the language. This really is not good enough. People do not just need help with the legal process; they also need support in their time of grief.

[Hannah Bardell]

I thank my hon. Friend for that intervention, and I absolutely agree. This is often about taking a lead, but some of the language in the Foreign Office guidance is very conditional, and I will come on to that.

In Kirsty Maxwell’s case, it took me from first writing to the FCO in October 2017 to February 2018 to get a contact name, which is not the sort of compassion I find acceptable. To date, I am still unclear about the remit and power of the murder and manslaughter unit, and I also do not know why it cannot become involved when a criminal investigation is ongoing. Perhaps that is something the Minister can shed some light on.

Similarly, we have been chasing the whereabouts of the clothes that were on Kirsty’s body when she died. We found out only very recently that these key pieces of evidence have been destroyed by the Spanish authorities—a matter I believe the FCO should be raising at the highest possible level. I appreciate that, at times, these are diplomatic issues—matters that have to be raised and pushed by the Government or by a Minister—but it is vital that the flow of communication is as clear and defined as possible.

The report I referred to goes on to highlight the use of language and the fact that support is discretionary. It quotes the FCO:

“We will consider making appropriate representations to the local authorities if there are concerns that the investigation is not being carried out in line with local procedures…Where possible, if you visit the country during the early stages of the investigation and initial court hearings related to the death, our staff there may be able to meet you…Where legal systems differ significantly from the UK, or proceedings are conducted in a language you do not understand, we may help to arrange, or attend, an initial round of meetings with the authorities.”

The language is too discretionary—it is way too conditional—and it needs to be more robust and more definite.

Oral Answers to Questions

Debate between Hannah Bardell and Patricia Gibson

Monday 9th May 2016 Commons Chamber

[Hannah Bardell (Livingston) (SNP)]

8. What assessment he has made of the effect of state pension reform on gender inequality.

[Patricia Gibson (North Ayrshire and Arran) (SNP)]

20. What assessment he has made of the effect of state pension reform on gender inequality.

[The Secretary of State for Work and Pensions (Stephen Crabb)]

Last month, we introduced a new simpler state pension as part of our wider package of pension reform. The combination of the new state pension, automatic enrolment, the triple lock, the protection of benefits and giving people power over their pension pots will ensure that pensioners, male and female, will have greater protection, security and choice in retirement.