(6 years ago)
Commons ChamberWomen and men have benefited equally from the improvements that universal credit has brought in. There is unquestionable improvement in the outlook for women on a long-term basis as a result of the introduction of universal credit.
Does my right hon. Friend welcome the decision to ensure that universal credit is paid to the main carer in the household, so that more women can make sure that their families are well supported?
My hon. Friend makes a good point. The Secretary of State for Work and Pensions has highlighted this and is bringing forward proposals to ensure that the main carer is the recipient. In particular, we are looking at the universal credit application form to ensure that the identification of the bank account can be done in an appropriate way.
(6 years, 1 month ago)
Commons ChamberI am happy to assure the hon. Lady that her concerns will be taken up by the Department; a Minister will meet her to go through her complaint.
I was recently visited by a constituent who was very distressed during his personal independence payment assessment because he felt that the assessor had not understood his case or his records and did not have the full facts. When will we introduce video recordings, so that our assessors can be held to account?
My hon. Friend raises a legitimate point. Video recording is an important step forward introduced by this Government. The pilot from last November appears successful, and we are looking to do a full roll-out later this year.
(7 years, 2 months ago)
Commons ChamberThis legislation was passed in 1995 to create an equality between men and women. Those who seek to change the legislation would be effectively creating an inequality between men and women on an ongoing basis that has a dubious nature in law and an inequality between 1950s-born women and 1960s-born women.
(7 years, 3 months ago)
Commons ChamberThe hon. Gentleman and I have a meeting in our diaries for, I believe, a week Monday, when I hope to expand on that specific point. He will know that credit union membership has doubled in the past 10 years, and I can assure him that we are discussing these matters with the Treasury, which has ultimate control over credit unions.
I am a mathematician and a mother, so I am concerned that the head of the UK Statistics Authority had to write to a shadow Minister to point out that statements that they made were not based on real sources or real statistics. Does my right hon. Friend agree that the shadow Minister should apologise?
(7 years, 5 months ago)
Commons ChamberI will not give way any more, because I am conscious that 20 Members wish to speak.
Automatic enrolment was introduced in 2012 on a cross-party basis after a considerable amount of time. The important point is that the overall participation in workplace pensions of eligible female employees in 2012 was 58% but, following the introduction of automatic enrolment, the figure increased to 80% in 2016. For males, the figure increased from 52% to 76% in the same period. The private sector has seen the largest increase in participation in workplace pensions, and there was no gender gap in participation rates in 2016.
In the circumstances, I would respectfully point out that the key choice a Government face when seeking to control state pension spend is whether to increase the state pension age or to pay lower pensions, with an inevitable impact on pensioner poverty. The only alternative is to ask the working generation to pay an even larger share of their income to support pensions.
I am not going to give way again—I am so sorry.
While increasing longevity is something to be celebrated, we must also be realistic about the demographic and fiscal challenges it creates for us as a society. Since the early 2000s, it has been widely recognised that we face big questions as a society about how we ensure economic security for people in retirement, while maintaining fairness between generations.
The Pensions Commission found in 2005 that a state pension age fixed at 65 was no longer sustainable or affordable. Between 2007 and 2014, three separate Acts of Parliament were introduced, each responding to changes in life expectancy by changing the state pension age. At the same time, the state pension has been increased, between 2010 and 2017, by £1,250 a year for an individual who is on a full state pension.
So with increasing financial pressures, as I have described, we cannot change a policy that has been implemented for over 22 years and supported by all three major political parties. The Government have to ensure that the costs of an ageing population are shared out fairly, without placing an unfair financial burden on future generations.