Children’s Wellbeing and Schools Bill

Debate between Gregory Stafford and Bradley Thomas

Monday 1st December 2025 Westminster Hall

[Bradley Thomas (Bromsgrove) (Con)]

It is a pleasure to serve under your chairmanship, Ms Barker. I thank the hon. Member for Caithness, Sutherland and Easter Ross (Jamie Stone) for introducing this important debate.

Home education is often misunderstood. Some dismiss it as children avoiding education. Others portray it as an isolating environment, and even a potential safeguarding risk. Although that may be the case in the smallest handful of instances, the reality is that the large proportion of home educating families are those who have been let down by the state education system and act in the best interest of their child. For them, home education is not the easy choice but, often, a lifeline—a vital alternative for children who do not “fit” within the confines of mainstream schooling.

Families turn to home education for many reasons. We might be talking about children who have medical needs or anxiety and have been pressured out of school, those excluded because of unmet special educational needs, or those enduring unresolved bullying. Some parents make a philosophical choice to educate outside the mainstream system. This discretionary right, exercised by parents and guardians, allows learning to be flexible, personalised and responsive.

Taking away the option to home school through a poorly designed policy that fails to recognise the context and individuality of each home education journey is yet another example of the Government refusing to listen to communities they do not understand. We saw that with the changes to agricultural property relief and business property relief for farmers, and we saw it with the unjustified housing targets imposed on rural communities. We now see it again—this time with thousands of home educators’ pleas being ignored.

Despite the Government’s unwillingness to listen, I have had the pleasure of meeting numerous constituents and campaigners to discuss the potential impact of the flawed Bill and to listen to their individual stories. One has a child with Down syndrome and attention deficit hyperactivity disorder, and another who is autistic, with global developmental delays and dyslexia. They were overwhelmed and dysregulated by the one-size-fits-all design of the school system, but now they are home educated and can truly thrive in a personalised learning environment.

Another person I met has a child with ADHD, autism and dyslexia who was severely bullied in two separate schools, leading to serious mental health struggles. For the wellbeing of both the child and the wider family, the child had to be removed from school and is now home educated and safe from ever enduring that traumatic experience again. Those are just two families among the thousands who have exercised their discretionary right to home educate their children in their and their family’s best interest.

[Gregory Stafford]

I am grateful to my hon. Friend for outlining the situations in which his constituents find themselves, as mine do in many cases. Is he as concerned as I am that mandatory registration for home education essentially risks treating every parent as a potential safeguarding concern, rather than recognising the fact that they are doing their absolute best for their children? They absolutely want to comply with the law and should not be treated as criminals in the first instance.

[Bradley Thomas]

I agree wholeheartedly. My hon. Friend demonstrates the perverse reality of what is proposed, in that these parents and children are often seeking to break away from being a one-size-fits-all family, but they are being pushed into a one-size-fits-all approach that risks stigmatising home education and the very children who benefit from it.

Importantly, in the instances that I have cited, both families will be adversely affected should the Bill progress to further stages in its current state. As many home educators have argued, the Government, schools and local authorities are not the ones witnessing the emotional breakdowns before and after school. They are not the ones being forced to watch their children’s health deteriorate because of unsuitable environments. They are not the ones supporting them at medical appointments or sitting up with them late at night.

A decision to home educate is not often taken lightly. Parents and guardians weigh up the benefits and consequences of all education options. If, after that careful deliberation, a parent or guardian, who knows their children best, chooses to take the leap into home education and provides a safe, stable and nurturing environment, they should be free to continue with that choice.

Bank Closures and Banking Hubs

Debate between Gregory Stafford and Bradley Thomas

Thursday 5th June 2025 Commons Chamber

[Gregory Stafford (Farnham and Bordon) (Con)]

I thank the hon. Member for Blyth and Ashington (Ian Lavery) for securing this debate.

In my constituency of Farnham and Bordon, the situation is stark. Although I welcome the fact that we have secured a temporary banking hub in The Shed, in Bordon, on the Hampshire side, it rapidly needs to have a permanent location. In Liphook, there is no banking hub, no agreed plan and no clear process for securing one. Across the border in Surrey, in Haslemere, we are fortunate to have one of the 100 national hubs up and running, but in nearby Farnham, Barclays has just gone and Santander goes next month. All this means that more than 100,000 people across my constituency have not a single bank and only one building society. Constituents are right to be concerned. Link, the UK’s main cash access body, has stated that Santander’s closure will have,

“no significant impact on the community”.

I strongly disagree; it absolutely will. This cannot continue to be a postcode lottery. Banks were once embedded in towns and communities but now they are being erased with little left behind. Banking hubs are a partial answer, but the system needs reforms. The process is slow, the criteria too narrow and the scope of services too limited. Hubs must be located centrally, open five or six days a week, accessible to those with limited mobility and reachable without a car. They should serve both individuals and small businesses and, crucially, offer face-to-face banking, not just cash points and machines.

[Bradley Thomas]

In a society where collective trust is depleting, does my hon. Friend agree that the presence of face-to-face banking services and banking customers being able to have a direct in-person relationship with real people is one step that we can all take to help rebuild collective trust in the institutions that underpin society?

[Gregory Stafford]

I entirely agree with my hon. Friend; he makes a very convincing point. When we are dealing with something as vital as personal finances, it should not be too much to demand to see a person face to face.

The legislation we rely on to manage access to banking, including the Financial Services and Markets Act, remains focused almost exclusively on access to cash, not access to banking services. That distinction matters. Depositing takings, seeking support with financial abuse and getting advice are all services that cannot be delivered by a machine.

Even when residents are confident and willing to bank online, they are often held back by something much simpler: their connection. In many parts of my constituency, mobile coverage and broadband access are so poor that digital banking is unreliable, if not impossible. The digital divide is no longer just a social challenge but a financial one too.

Older people, disabled people, rural residents and small businesses all deserve access to a banking system that works for them, not just for those who are already digitally fluent or living in better-connected areas. That means that physical services, in-person advice and real access to cash must remain part of the infrastructure of modern life.

Will the Minister work with Link, Cash Access UK and local authorities to accelerate the roll-out of banking hubs? Will she expand the remit of the Financial Services and Markets Act to protect access to full banking services, not just to cash? Finally, will she meet me to discuss how we can support the roll-out of permanent, accessible banking hubs in Liphook and Farnham? No one should be excluded from essential financial services because of their postcode, their age, or the strength of their wi-fi signal.