Consumer Insurance (Disclosure and Representations) Bill [Lords]

Greg Knight Excerpts

Tuesday 6th March 2012 Commons Chamber

[Mr Chope]

The hon. Member for Nottingham East (Chris Leslie) has again done the House a service in raising this issue. He has spoken of the need for proportionality. I disagree with the way he has worded his amendment, however, as it is rather hard in law to place a duty on an insurer to “show regard” to a principle. Given all the other qualifications in the amendment, it would, in practice, by unenforceable.

[Mr Greg Knight (East Yorkshire) (Con)]

Is the hon. Member for Nottingham East (Chris Leslie) not making rather heavy weather of this matter? Will not the market take care of it? If one insurer on its own presented reams and reams of questions, and the others did not, surely the potential customer would simply go elsewhere.