Affordable Housing (Devon and Cornwall)

Debate between Gary Streeter and Derek Thomas

Wednesday 27th April 2022 Westminster Hall

[Sir Gary Streeter (South West Devon) (Con)]

Thank you, Mr Hosie, for chairing the debate. I start by congratulating my hon. Friend the Member for North Devon (Selaine Saxby) on securing the debate and making her case so forcefully. It is about time that Government realised that one of the solutions to our energy problems in this country is to plug my hon. Friend into the national grid. Her energy could power many homes over the coming months.

I would like to draw the House’s attention to my entry in the Register of Members’ Financial Interests, as a non-executive director of Rentplus-UK Ltd, a company started in Plymouth that provides affordable rent-to-buy homes for local people, especially key workers.

The housing market is complex and challenging. Throughout my 30 years at Westminster, there has never been enough affordable housing to rent or buy to meet demand, and there probably never will be, especially in hotspots such as Devon and Cornwall. Because the area is such a delightful destination, as we have heard, many people seek to retire to our region, pushing prices high, often out of reach of local people. The recent spasm of people selling their homes in cities and moving to the countryside in the pandemic years has exacerbated the problem.

That has resulted in many local people being unable to save the necessary deposit and fulfil their aspiration of home ownership, as recognised in paragraph 43 of the recent House of Lords report, “Meeting housing demand”:

“Given that average deposits are £59,000, ‘saving for a deposit is impossible for many renters on lower incomes’, especially as research before the COVID-19 pandemic showed that 45% of private renters in England did not have enough savings to pay their rent for more than a month if they lost their job…Although it may be the case that preferences have shifted towards renting in the short term as a lifestyle choice, the main constraint on achieving home ownership remains an inability to save the required deposit, a goal that becomes increasingly out-of-reach if house prices rise faster than savings.”

That is exactly what we are seeing. The deposit barrier problem remains a significant challenge in the south-west.

I have maintained an interest in social rented housing ever since I was housing chairman on Plymouth City Council in the late 1980s. As I said, there has never been enough of it—not when councils were the main providers, not under 13 years even of a Labour Government, and not under the last 25 years or so when housing associations have been the main providers.

During those years, there was always a buoyant private sector rented market for those who could not afford to buy and could not access social rented housing. That is an insecure way to live—I would hate to live like that—because renters are at the whim of a landlord who might decide to sell the property and or for whatever reason evict them on just a few months’ notice. But at least there was plenty of it in our region. Many people had a second property that they let out as an additional or retirement income. It was a buoyant market until two years ago.

The impact of covid-inflated prices and the rise and rise of Airbnb have meant that in our region, landlords have been quitting the private rented sector in droves, either selling their property to catch the rising tide or turning their properties over to Airbnb where they can make three or four times the return. That has decimated the market, meaning that many key workers—as we heard from my hon. Friend the Member for North Devon, who led the debate so well—simply cannot find accommodation near their jobs or at all. This unprecedented shift in market conditions is putting enormous pressure on families desperate for a home in our region.

Naturally, the market has responded to scarcity as it always does: by rising prices. A two-bedroom property in Plympton in my constituency, which two years ago would have been £650 to £700 a month is now £850 to £900. When added to spiralling energy costs and council tax always creeping up, many are simply priced out of the market. The housing allowance of £550 has not kept pace.

[Derek Thomas]

My hon. Friend raises an important point about the housing allowance. The average price in Cornwall of three-bedroom rental is £1,400 a month; does he agree that that is completely out of reach for most working families on an average Cornish income?

[Sir Gary Streeter]

I do agree. People used the word “crisis” earlier—none of us likes to use it, but this is a crisis. Many constituents are struggling to find a suitable home.

I want to add some questions to the others posed to the Minister. Let us be honest: we know this Minister has the intellect and stamina to grapple with these complex problems. What is the Government going to do about this current gross distortion of the private rented market in regions such as Devon and Cornwall to ensure our constituents can access reasonably priced housing? Is he having discussions with the Treasury about taxation policy on Airbnb? Is his Department looking at new regulations to ensure that Airbnb standards and safety are at least as high as in the general rented market, to ensure a level playing field? Why has the consultation on these issues taken so long? We are Conservatives and we believe in the market, but where it moves so dramatically and quickly against our constituents, we have to find effective ways to intervene.

On the wider long-term affordability problems, the Government appear to be placing their trust in two main pillars: First Homes and shared ownership, with very little between. I wonder whether the First Homes policy, with an in-built discount to be handed on in perpetuity, will survive the test of time. I must confess that I foresee tremendous problems when owners of their first house have to pass on the discount when they sell it. How will they then make the jump to their second house, which will be priced in the open market? I have never understood how that is going to happen, so I question that policy.

Then there is the continued focus on shared ownership, which few people like and where few people ever end up owning the whole property. It has not delivered the scale of accessible homes that was originally envisaged.

Apprenticeships Funding

Debate between Gary Streeter and Derek Thomas

Tuesday 1st November 2016 Westminster Hall

[Derek Thomas]

That is a fantastic point. When I stood in the election and finally won, I met and worked with local businesses, and they kept telling me that they need courses provided by the college to provide the workers they need and the training their young people need. It is important that businesses lead the way in ensuring that they have the skills they need to move forward.

We have massive vacancies in Cornwall, and clearly we cannot continue like this. The modern apprenticeship programme, if communicated properly and successfully delivered, gives young people the opportunity to train locally, work locally, live locally, shop locally—in my part of the world, it is important that we look after our local retailers—and go on to raise a family locally. Rather than just welcome the Government’s ambitious target regarding the number of apprenticeships, it is essential that we meet it, simply because we do not have the people to do the jobs whom we need at the moment.

I heard the points that the right hon. Member for Tottenham made about funding. However, the great challenge we face is to engage more small businesses to take on apprentices. It makes sense that the Government are focusing on and prioritising funding, meaning that 90% of all funding for small businesses will be met by the Government. It makes sense that small businesses do not pay anything towards training people under 18 years of age. The real challenge is not so much the amount of money but how it is spent, as well as improving links between our schools and employers, so that young people and their families are aware of the opportunities available to them in the areas where they live. That would have a significant impact on the skills gap in west Cornwall and across the country. I welcome this debate, but I argue that we should concentrate on how we equip and enable young people to do apprenticeships, rather than fall out about the money available.

[Mr Gary Streeter (in the Chair)]

I call the one and only Jim Shannon.

Community Pharmacies

Debate between Gary Streeter and Derek Thomas

Tuesday 23rd February 2016 Westminster Hall

[Derek Thomas]

I am pleased that we are so supportive of the community pharmacists, and hopefully we will get a good result from this debate.

I have three straightforward questions and a personal plea to put to the Minister, if you will bear with me, Mr Speaker—[Interruption.] Sorry, Mr Gary Streeter. [Laughter.]

[Mr Gary Streeter (in the Chair)]

It is okay, I will let you off.

[Derek Thomas]

Have the Government made any impact assessment in relation to their position of reducing community pharmacy numbers and the impact that this change might have on the health, and economic and social wellbeing of people living in our area? What assessment have the Government made of the impact that such a reduction would have on the workload of GPs, those in A&E and those providing out-of-hours services, if patients cannot access their regular pharmacy and then visit these other services?

[Caroline Ansell (Eastbourne) (Con)]

I congratulate my hon. Friend on securing this timely debate on an important issue that could have far-reaching consequences, should the decision go through. Equally, I join him in urging the Minister to ensure that during the consultation—we understand that there is still to be consultation with patient groups—we will take, to echo a comment by a former Member, a constituency-by-constituency approach. I am sure that everybody will bring to the fore the particular characteristics of their own constituency. My constituency has the record number of octogenarians in the country and the fastest growing town in the south-east, and it routinely hosts tourism-driven events such as Airbourne, when 600,000 people come into the town. Pharmacies are a sometimes uncelebrated and unseen force that we rely on.

[Mr Gary Streeter (in the Chair)]

Order. Interventions should be brief.

[Derek Thomas]

I thank my hon. Friend for her intervention and she is absolutely right to say that in a tourist area, where the population increases dramatically at times, we need to be careful that the core services are available for everyone who needs them.

My second question is: what assurances can the Government give to independent community pharmacists? The third question is: what consultation has been conducted with pharmacy patients, and what would their concerns be if community pharmacies were to close?

My personal plea to the Minister is please not to write pharmacies off until they have been given the resources to realise their full potential in society. I feel excited about the potential opportunity that exists for the NHS through the proper use of community pharmacists. While reforms to NHS services are essential and the way that community pharmacists are utilised needs to be reviewed, a blanket removal of funds to pharmacies will only hinder progress and limit this opportunity.

[Several hon. Members rose—]

Fuel Poverty

Debate between Gary Streeter and Derek Thomas

Wednesday 3rd February 2016 Westminster Hall

[Derek Thomas]

Certainly. I thank the hon. Gentleman for the intervention, although I think that I did mention Northern Ireland at the beginning. If I did not, I apologise. It is certainly in my notes, so I apologise if I missed it out. [Interruption.]

[Mr Gary Streeter (in the Chair)]

Order.

[Derek Thomas]

I am really here for the west country, so I am not too concerned!

--- Later in debate ---

[Mr Gary Streeter (in the Chair)]

Just before the hon. Gentleman continues his powerful speech, may I point out that 13 colleagues are trying to catch my eye in the main part of the debate? Wind-ups will begin at about 10.30 am. Do the maths—13 speakers in about 35 minutes. The more interventions there are, the longer it will take and the fewer the colleagues who will be able to speak.

[Derek Thomas]

I take that point and I will speak quicker. I thank hon. Members for all interventions so far because they help to strengthen the argument that more must be done.

I mentioned high energy use and high carbon emissions. We are all now concerned about what we can do to look after the planet and we take that responsibility seriously. However, the real concern for me is that in one of the richest nations on the planet, people are still choosing to heat or eat. We should resolve that once and for all. I am concerned that as the Government quite rightly push forward with rolling out the smart meter programme—a piece of technology with enormous benefits—there is a potential problem. Some people may be sat in the corner of the room choosing to use nothing but an electric fan heater because of their concern about energy costs. A smart meter might further aggravate the problem, and they might choose to heat their home even less. We need to be careful that we provide the right kind of heating in people’s homes as the smart meter programme rolls out.

What am I doing to help? It is not fair for me to bash the Government if I am not prepared to tackle the situation myself. Soon after I was elected, I found a work experience student called Primrose at the local college. She now spends a day a week in my office, looking at the issue of renewable energy and fuel poverty. This Friday, she is bringing together people from my constituency and from further afield who are concerned about the issue, and who have solutions and ideas so that they can help me to understand the issue better. We have a conference on Friday to put forward a strategy for west Cornwall and the Isles of Scilly, which I hope the Government will be able to work with me to deliver.

Oral Answers to Questions

Debate between Gary Streeter and Derek Thomas

Thursday 18th June 2015 Commons Chamber

[Derek Thomas (St Ives) (Con)]

3. If the Electoral Commission will commission a lay-person’s guide to the costs and benefits of UK membership of the EU before the EU referendum.

[Mr Streeter]

The Electoral Commission is currently considering what public information it will provide to voters on how to register and cast their vote at an EU referendum. However, given that it is also responsible for designating lead campaigners as well as registering and regulating other campaigners, the Commission does not believe that it would be appropriate for it also to produce a guide providing information about the costs and benefits of EU membership first hand as campaigners would want to make such a case themselves.

[Derek Thomas]

Does my hon. Friend agree that the British public have a right to a completely objective guide to our membership in order to take an informed decision in the in/out EU referendum?

[Mr Streeter]

I certainly agree with my hon. Friend, and that is what many of our constituents want. The issue is: who is best placed to provide that impartial guide? Given the complexity of the question—there are so many unknowns—and the importance of ensuring that the Electoral Commission does not in any way undermine its neutrality and independence, it may not be the right organisation to carry out that task.