Pension Equality for Women

Fiona Onasanya Excerpts

Thursday 14th December 2017 Commons Chamber

[Fiona Onasanya (Peterborough) (Lab)]

I not only congratulate but commend my hon. Friend the Member for Easington (Grahame Morris) on introducing this important debate. I have heard many voices across the Chamber, but we must recognise the injustice that these women have suffered. It is not a case of simply saying, “We hear the issues that our constituents have raised with us.” We need to listen. The hon. Member for Bury St Edmunds (Jo Churchill) talked about proportionality and cost. The Government could take actions such as early draw-down now. It would be cost-neutral and would have a beneficial impact. I do not understand what prevents the Government from introducing early draw-down for women who wish to pursue this option. To do nothing is not only inadequate, but unfair and unjust.

I have been contacted by a number of constituents about proportionality. We cannot simply say that only one or two women in our constituencies have come to our attention and we need to look at individuals. This is a massive issue for a number of women, which the WASPI women’s plight brings to our attention. We must do something; it is not enough just to say that we hear. We need to listen and take action. While I understand that the pension age has to go up, the rate of the increase has been rapid and women have been given little warning or time to prepare. Many Members will have heard the phrase “to forewarn is to forearm”. Where was the forewarning for some of these women? We cannot sit back and say, “Oh, we are very sorry that you didn’t get a letter.” We cannot compare them with young people much like myself and say, “But in years to come we will have to deal with differences in the state pension we are eligible for.” This is the specific plight of the 1950s-born women who have been dealt a very unjust blow. It is simply not acceptable to say, “There were letters. Everyone has to suffer. At some point everyone will come across this. Younger people will be affected.”

[Mr Paul Sweeney (Glasgow North East) (Lab/Co-op)]

A disproportionate number of 1950s-born women do not have occupational pensions, so they are uniquely exposed and are reliant on the state pension. Does my hon. Friend agree that this is all the more galling for them as a result?

[Fiona Onasanya]

I agree with my hon. Friend. That is absolutely correct. We need to understand that the state pension is not a welfare benefit. We are not saying, “Sorry, some of you have paid in but we just cannot do what we promised you.” If someone has worked since they were 15 and paid into a system that they believed would pay them back in their time of need, if they have been relying on that and it is then taken away, and if they do not have a workplace pension or did not get put into that type of pension, that will have dire consequences and cause negative impacts on their life.

I was contacted by a number of women in my constituency, one of whom was Wendy Hopkins. She advised me that she had been working since she was 15 and had paid all her national insurance contributions, thinking that she could retire at 60. Two years before, she was told that the retirement age had been increased to 63. Within 18 months of that, she was told that she had to wait until she turned 66. As hon. Members can imagine, that did not afford sufficient time to make arrangements to make up her financial loss. She had to rely on her husband, who is 67 and is taking a part-time job to cover their financial loss.

It is important and prudent to acknowledge that some women received the letter about the Pension Act 2011 advising them that their pensionable age would be increased by another 15 months. However, personal circumstances, which some hon. Members seem to overlook, mean that not everyone is in a position to take up an apprenticeship, or work. They may have to care for their partner or even their children. They should not have to continue to work. This is something they were promised, and we need to respect that.

We need to act now. There are cost-neutral actions that we could take, and we need to take them.