Oral Answers to Questions

Damian Hinds Excerpts

Wednesday 22nd January 2014 Commons Chamber

[The Prime Minister]

I am afraid the hon. Gentleman has got his figures wrong. The number of housing starts is 89% higher than the trough Labour left us in 2009. We have already delivered more than 100,000 affordable homes and will deliver 170,000 in total by 2015, and the rate of affordable house building will soon be the highest it has been for two decades, which is a massive contrast with Labour, under which housing waiting lists almost doubled. If he does not believe me, he might want to listen to this quotation—and guess who it is from:

“We refused to prioritise the building of new social housing”.

Who said that? Anyone? It was the Leader of the Opposition. Thank you very much.

[Damian Hinds (East Hampshire) (Con)]

Q15. May I commend the Prime Minister for his firm action against unscrupulous payday lenders and for driving the credit union expansion project? Will he now urge more employers to consider partnering with their local credit union so that many more people can access affordable credit and convenient savings direct through the payroll?

[The Prime Minister]

I commend my hon. Friend for his consistent campaigning and speaking out on this issue. We are taking the tough action needed on payday lending, but, as he says, the positive side of this is that we need to expand credit unions faster, and we should be looking at all the ways that can be done, including through other organisations partnering with credit unions and encouraging their work.