Business of the House

Damian Hinds Excerpts

Thursday 16th May 2013 Commons Chamber

[Mr Lansley]

The hon. Lady will have noticed that the Ministry of Justice will be answering questions on Tuesday, and she might wish to raise this matter at that time. I cannot offer Government time, but such issues may also be raised on the Adjournment or, collectively with other Members, through the Backbench Business Committee. Many days in this Session have been provided for the Backbench Business Committee. I am happy to listen to applications for Government time for general debates, but the intention was for Back-Bench Members collectively to decide where their priorities lie.

[Damian Hinds (East Hampshire) (Con)]

Figures last week show that the massive growth in payday loans, which started under the last Government, is continuing and the debt charity StepChange has given an example of a couple who had 36 payday loans between them. May we have a debate on the problem of high-cost debt and on how to encourage responsible lending?

[Mr Lansley]

The statistics from StepChange to which my hon. Friend refers serve to confirm the Government’s view that there are serious problems within that market that need to be addressed. That is why we announced an action plan on 6 March. My hon. Friend will also be aware that the Office of Fair Trading is prioritising enforcement and compliance. It will also announce in the next few months whether it will be referring the industry to the Competition Commission in the light of concerns over the way in which the market operates.