Renters’ Rights Bill

Debate between Daisy Cooper and Rachel Hopkins

Wednesday 9th October 2024 Commons Chamber

[Rachel Hopkins (Luton South and South Bedfordshire) (Lab)]

It is a pleasure to speak in this debate and express my full support for the Bill. I welcome the swift action of the ministerial team in bringing forward this vital legislation, which is the most significant package of reforms to the private rented sector in over 40 years.

As the Member of Parliament for Luton South and South Bedfordshire, I am most frequently contacted about the issue of housing. Given that just under 35% of homes in my constituency are privately rented, the issues that tenants are facing in this sector are very familiar to me. Everyone deserves the dignity of a safe, secure and affordable home, but a lack of regulation and protections for tenants in the private rented sector means that this is currently not the reality for many.

Rental discrimination against tenants who are in receipt of benefits or have children is common practice, so I am pleased that this Bill will make it illegal for landlords and letting agents to discriminate on that basis, and give local councils strong enforcement powers to tackle this unlawful practice. Mortgage lenders and insurers will also no longer be able to impose restrictive, discriminatory terms.

A significant rise in section 21 no-fault eviction notices over the past year has further highlighted the precarious situation in which many renters find themselves. Data from the Ministry of Justice indicates that as of June this year there had been 176 repossessions in Luton due to section 21 notices, compared with 112 in 2023. Across the country we see a similar pattern unfolding, with over 32,000 no-fault eviction claims submitted to courts in 2023-24—the highest figure since 2015-16. Those figures highlight just how stark the situation is, so I am pleased that Labour is committed to abolishing section 21 notices once and for all. This legislation will also empower private rented sector tenants to challenge unreasonable rent increases, preventing unscrupulous landlords from using rent increases as a back-door means of eviction.

I am pleased to see many of the other measures set out in the Bill, including ensuring that there is a legal standard for property conditions. As it currently stands, 45% of private renters in England are experiencing damp, mould or excessive cold in their homes. This is completely unacceptable, and I am glad that the extension of Awaab’s law will set clear legal expectations about the timeframes within which landlords in the private rented sector must take action to make homes safe where they contain serious hazards. That goes hand in hand with the creation of a new private rented sector database that private landlords will be required to join, giving tenants, landlords and local authorities access to key information, and giving councils the power to target enforcement where it is most needed.

I know that many councils across the country have faced significant budget cuts, with my own council in Luton having £170 million of funding stripped since 2010. That can constrain its ability to check properties proactively for non-compliance, and places greater reliance on tenants being aware of their rights and reporting problems. Although I am pleased to see plans to tackle these issues, I would encourage Ministers to work in collaboration with local government to ensure that the necessary resources are available for councils to carry out this enforcement and to effectively protect tenants.

[Daisy Cooper (St Albans) (LD)]

The hon. Member is making an excellent speech, and I am delighted to see that no-fault evictions will finally be banned. On the point about local government, does she agree with my party that it is imperative that local authorities are given the powers to regulate the numbers and locations of Airbnbs? We know that too many properties that are available for rent are taken out of the market for long-term renters and used for Airbnbs, because landlords can raise more money that way, and I think it is important that local authorities should have those powers.

[Rachel Hopkins]

I thank the hon. Member for that important point. I am sure that when the whole package of measures around housing is taken forward by this Government, that point will be well considered.

This Bill is designed not to villainise good and responsible landlords but to give renters much greater security and stability, so they can stay in their homes for longer, build lives in their communities and avoid the risk of homelessness. I look forward to working with Ministers to deliver this and make the private rented sector safer and more secure for my constituents across Luton South and South Bedfordshire, and indeed across the country.

Building Safety Bill (Fifteenth sitting)

Debate between Daisy Cooper and Rachel Hopkins

Tuesday 26th October 2021 Public Bill Committees

[Rachel Hopkins]

My hon. Friend makes an incredibly important point. I agree that we need to look at everything in the round and bring it into scope to understand the longer-term impacts of unsafe cladding, and the lack or slow progress of remediation, particularly on leaseholders.

I really feel for those who cannot start a family because of those deep concerns, and the pressure they experience because, as time ticks on, it becomes more difficult. I want to add my support for leaseholders who are struggling in those situations by supporting this incredibly important new clause.

[Daisy Cooper]

I will speak briefly to add my support for the new clause. Colleagues have covered many issues, but my constituents in St Albans have told me that their mental health has deteriorated because they do not feel safe in their own homes. Some cannot sleep at night and others have had to move out, so that they are paying not only for the mortgage on their flat, but for rent. That creates financial worries, which in turn worsens their mental health. Some can afford to buy those properties only with the support of the bank of mum and dad, who are possibly retired and have put their savings or their pensions into buying the properties, so we have people living in fire traps who are concerned for the welfare of their ageing parents.

As colleagues have pointed out, there is a concern about those who want to start a family. Some do not feel able to start a family because they feel too stressed to go through that process in the home that they are in, the flat is not large enough or they cannot afford in vitro fertilisation, given the eye-watering bills for remediation.

The mental health impact goes way beyond the people who live in the properties. It starts with them, but it has ripple effects on their families and the people in the community who know that the properties are not safe. Nobody wants to live in a community where they might see something even half as bad as Grenfell. The crisis has enormous and wide-ranging mental health impacts and I fully support the new clause.

Building Safety Bill (Tenth sitting)

Debate between Daisy Cooper and Rachel Hopkins

Thursday 23rd September 2021 Public Bill Committees

[Rachel Hopkins]

I thank my hon. Friend for making those key points so well. I will reiterate them: the Local Government Association and housing associations have warned that building safety costs will put at risk their ability to build much more affordable housing, as she pointed out. The required subsidy per affordable home currently sits at approximately £50,000; £3 million spent on remediation costs would mean 58,000 fewer homes over the next 10 years. Shelter also estimates that we need 90,000 new social homes a year to fix our housing crisis, and that does not go into what is needed to get social homes to a decent standard or reach our net zero targets, which the Minister will know we discussed in the Housing, Communities and Local Government Committee earlier this week.

The Local Government Association—or should I say the Conservative-led Local Government Association—stated in its written evidence:

“Imposing the developer levy on councils would leave council tenants paying for the failings of private developers. If the Levy is imposed on social providers, their ability to deliver the improvements and additions to the housing stock that the Government requires will be put at risk.”

[Daisy Cooper]

Has the hon. Lady received any estimates of the cost of the levy for social providers? If not, does she agree that it might be helpful if the Minister could tell us what estimates the Government have made?

[Rachel Hopkins]

I thank the hon. Lady for her important contributions. There are different levels, because this is such a complex area, but research that the LGA commissioned, which just looked at the total cost to deliver compliance with the high safety standards, the installation of sprinklers and compartmentation across the entire housing revenue account council housing stock, would be more than £8 billion over a 10-year period, with the majority of the investment taking place in the first five years.

There is so much at stake here that will have an impact on social housing and the likelihood of being able to build good social housing. The conclusion is that the levy, if imposed on councils and social landlords, will increase the cost of building or refurbishing social housing, or increase the rents, yet the benefits to funds will not be available to the tenants who would otherwise have benefited from lower rents or better housing.

Finally, imposing the levy on councils means council tenants will be subsidising the failings of private developers and paying the costs of both remediating council housing and private housing. I am pleased to move this amendment; I hope the Minister will accept it, and I look forward to hearing his comments.