Access to Pension Credit

Debate between Chris Elmore and Guy Opperman

Wednesday 24th July 2019 Westminster Hall

[Guy Opperman]

I will not necessarily make fresh policy on Government support for charities—

[Chris Elmore]

Go on!

[Guy Opperman]

Much though I am urged to do so by the hon. Gentleman. The hon. Member for Glasgow South West (Chris Stephens) asked if my phone was turned on, but it is most definitely turned off—with respect and due deference to the Chair—and it is not for me to make new tax or incentives policy.

A perfectly legitimate point, however, can be made in two ways in answer to my hon. Friend the Member for Cheltenham (Alex Chalk) and several other speakers. Voluntary organisations do a fantastic job of explaining to our older community—some of whom are digitally challenged and some fully up to speed online—the opportunities to claim and the things out there that the Government will provide, and that applies to any Government down the years. Basically, those organisations should have all our support, and anything that individual Members of Parliament, local authorities and local organisations can do to assist their efforts is entirely right. In my constituency, I have visited the Men’s Shed in Hexham and various support organisations, such as Age Concern in Corbridge. I fully accept that they do a fantastic job, as similar organisations do in Cheltenham and as does my hon. Friend. If we have the ability to use them more, I am happy to take any suggestions on board.

I accept that Government actions are criticised and I understand that it is for us to make our case, but I make a further point that the pension credit toolkit that we reissued in April, with two versions this year, provides copious advice not only to the individual who wishes to claim but to the voluntary organisations out there. I urge any voluntary organisations without access to the pension credit toolkit—which gives guidance, advice, assistance and recommendations of how to disseminate vital information to our constituents—to take it up, because it is of great importance.

All those things having been said, I want to make it clear that part of our case is that we would love pension credit take-up levels to be higher. The benefit is specifically intended to provide support to some of the poorest and most vulnerable pensioners in our community, and there is no question but that we are already committed to ensuring economic security for people at every stage of their life, especially when they reach retirement.

We are forecast to spend more than £120 billion on benefits for pensioners in 2019-20, which includes £99 billion on the state pension. As a result of the triple lock, from April 2019 the full yearly amount of the basic state pension is about £675 higher than if it had been uprated just by earnings since April 2010. That is a rise of more than £1,600 in cash terms.

In respect of pension credit, the value of the standard minimum guarantee this year is the equivalent of more than £1,800 per year higher in cash terms for single people, and more than £2,700 for couples, than it was in 2010. As a Government, we also spend £2 billion a year on winter fuel payments, which are payable to all pensioners, including those on pension credit.

The overall trend in the percentage of pensioners living in poverty has been a dramatic fall over recent decades. Rates of material deprivation for pensioners are at a record low. In fact, between 2009-10 and 2017-18, material deprivation for pensioners has fallen from 10% to 7%, and rates of relative pensioner poverty before housing costs have halved since 1990. We want to maintain that achievement. It is important that hon. Members understand that more than 1.6 million people already claim pension credit. That equates to £5.4 billion of claims. Indeed, as of November 2018, there were 2,450 pension credit claimants in the constituency of the hon. Member for Ogmore, and over 100,000 in Wales as a whole.

Moving on to the point about the BBC—

--- Later in debate ---

[Chris Elmore]

I thank all hon. Members who have taken part in the debate today. There seems to be a bit of a Celtic theme coming from across the Scottish and Welsh nations, but I also thank all those colleagues from across the House who represent seats in England.

I thank the Minister for his response—it would be churlish of me not to—but it is disappointing, because there is a real need not just to rely on the voluntary sector to increase the use of pension credit.

[Guy Opperman]

indicated assent.

[Chris Elmore]

I can see the Minister nodding, and I am sure he would acknowledge that. The reality is that pensioner poverty is increasing. The Government need to do more, not only in advertising; they need a constructive way, through other DWP benefits such as housing benefit, which I mentioned, to try to increase the uptake. They should be talking to Independent Age about how the Government can finally start to increase the access to pension credit.

I do not think it is just a case of the Minister’s saying that he wants to do this; the next Minister or the next Secretary of State, whoever they may be in the rolling hours, needs to take this on as a real task, to ensure that pensioners get the benefits that they are entitled to. As my hon. Friend the Member for Birmingham, Erdington (Jack Dromey) said, those pensioners built this country; they deserve our support and it is crucial that they get the benefits they are entitled to. I am grateful to everyone who made a contribution, and to the Minister and various hon. Members for their congratulations on my recent marriage on Saturday. I can confirm that my wife is a good advocate for marrying an MP; she ensures that I behave myself and everything else.

Oral Answers to Questions

Debate between Chris Elmore and Guy Opperman

Monday 7th January 2019 Commons Chamber

[Guy Opperman]

I represented hundreds of people as a criminal legal aid barrister, and the vast majority of my clients deserved rehabilitation and a fresh start, so I wish my hon. Friend’s constituent well. I can confirm that the Government will issue clearer guidance for the Rehabilitation of Offenders Act 1974 on that precise point.

[Chris Elmore (Ogmore) (Lab)]

The Minister will be aware that the Ministry of Justice recently introduced the female offender strategy, so will he set out what work the DWP is doing to support women ex-offenders back into work, which is one of the biggest causes of social breakdown and why they cannot integrate back into the community?

[Guy Opperman]

The reality is that the Ministry of Justice’s education and employment strategy allows each prisoner to be set on a path to employment when they arrive in prison, and the Ministry is working hand in hand with the more than 100 job coaches working inside our prisons.

State Pension Age

Debate between Chris Elmore and Guy Opperman

Thursday 8th February 2018 Commons Chamber

[Guy Opperman]

The hon. Gentleman and I are going to disagree massively on economic theory and taxation. It is right to cut taxes for business, because businesses make the payments that pay for the public sector that we all support so much. The key choice is whether the Government increase the state pension age or pay lower pensions, but the hon. Gentleman seems unable to accept that, and I do not agree with his approach to taxation.

[Chris Elmore (Ogmore) (Lab)]

During the Minister’s rather disappointing and sadly predictable statement, he said, as the Prime Minister said to me last year, that no woman will wait more than 18 months for their delayed pension, but that simply is not true. Some women are waiting six years and seven months. Will the Minister explain in simple terms how it is that those women are wrong and the Government are right, because those women are waiting and waiting and are not receiving their pensions?

[Guy Opperman]

I refer the hon. Gentleman to the point I made in my statement. The simple fact is that the 1995 Act brought the state pension age to 65, the Labour Government then increased it, and the coalition Government accelerated the process. The reason why it was referred to as an 18-month acceleration in 2011 is that that was relative to the 1995 Act timetable.

Oral Answers to Questions

Debate between Chris Elmore and Guy Opperman

Monday 5th February 2018 Commons Chamber

[Chris Elmore (Ogmore) (Lab)]

Some 11 million people a year use price comparison sites to gain information on insurers and other products. The Financial Conduct Authority found in 2014 that such sites were not delivering fair and consistent practices. The Competition and Markets Authority has now said the sites should be using the CARE model; that is, they should be clear, accurate, responsible and easy to use. What can the Government do to ensure that these sites are straightforward and easy to use?

[Guy Opperman]

The simple answer is that I will take that matter up with my colleagues at the Treasury who are handling that point, particularly in relation to the FCA. The hon. Gentleman will be aware that I am in a Bill Committee with the exact same Minister and will probably have an opportunity tomorrow—with the hon. Member for Birmingham, Erdington (Jack Dromey)—to have a discussion about this point.