Universal Credit (Removal of Two Child Limit) Bill

Debate between Caroline Nokes and Susan Murray

2nd reading & Money resolution
Tuesday 3rd February 2026 Commons Chamber

[Susan Murray (Mid Dunbartonshire) (LD)]

It seems that with increasing frequency I stand in this place welcoming Labour U-turns, and today I welcome yet another. The decision to lift the two-child cap is clearly the right moral choice, and it will lift hundreds of thousands of children out of poverty.

For those in Scotland, this is a particularly welcome change. There will no longer be any need for the Scottish Government to divert funds from social care and council services to the Scottish child payment. With that in mind, I urge the hon. Member for Aberdeen North (Kirsty Blackman), who is on the Bench behind me, to discuss with her colleagues in Holyrood the merits of using some of the projected £155 million savings to help fund a new health and care hub for the people of Bearsden and Milngavie in my constituency.

I am aware that some people do not support lifting the cap. The change is set to cost UK taxpayers over £3 billion annually by 2030—clearly an enormous sum. Over the past year, we have seen that this Labour Government are set on making working people pay for their changes through tax band freezing, national insurance rises and pension changes. With that in mind, I urge the Government to look seriously at the Liberal Democrat proposals that aim to raise tax revenue. First, banks have made record profits—an estimated £50 billion in a single year—off the backs of hard-working people. We Liberal Democrats believe that it is only fair that the banks pay back some of that money. A windfall tax on these enormous profits could raise £7 billion per year, without placing any more strain on people who are already struggling.

On top of that—I know that Conservative Members will not be happy to hear this again—we need a customs union with Europe. Trade deals with China and India are not unwelcome, but the biggest opportunity is right on our doorstep: an extra £90 billion a year in tax revenue that does not require going cap in hand to those who stand against our values or who facilitate our enemies.

Lifting children out of poverty does not have to put a further strain on working people. We can create a fair tax system in which companies pay their fair share to help those from whom they profit.

[Madam Deputy Speaker (Caroline Nokes)]

Order. May I gently remind the hon. Lady that this is a very specific debate about the removal of the two-child limit and not a wider debate on tax policy?

[Susan Murray]

I apologise.

Removing the two-child cap is a vital step, and I hope that the Government choose to listen to more Liberal Democrat proposals.

Covid-19: Financial Support

Debate between Caroline Nokes and Susan Murray

Thursday 15th January 2026 Commons Chamber

[Susan Murray (Mid Dunbartonshire) (LD)]

I thank my hon. Friend the Member for Stratford-on-Avon (Manuela Perteghella) for securing this important debate. The covid-19 pandemic was undoubtedly one of the most impactful and damaging events to unfold in our lifetimes. Being told to stay inside was incredibly difficult for everyone; people were unable to see loved ones and were uncertain about the future. Thankfully, that time is now just a memory for most—one that we would rather forget, and which we can put behind us as we move forward.

Sadly, though, covid is something that many people cannot move past, as we have heard. Across the country, people have lost businesses, lost their homes and, in the worst cases, lost loved ones to the financial stress that the pandemic caused. To add to that distress, the hard-working British people who fell through the gaps have had to watch on as numerous instances of fraud and PPE procurement mismanagement have come to light. Billions of pounds have been wasted and lost; had it been managed properly, that money could have saved people’s livelihoods.

In my constituency of Mid Dunbartonshire, we have seen local businesses close. One constituent, who still feels the impact, has told me that a complete lack of support forced their takeaway business, which they had built up from scratch, to shut, yet when they tried to move on, they found that they were at a disadvantage. Despite holding a personal taxi driver’s licence, they had to rent a taxi plate at a cost of more than £400 a week.

The absence of meaningful support during covid did not just cost them their business at the time; it continues to have a direct and measurable impact on their ability to rebuild their livelihood today.

My constituent is just one of the nearly 4 million people impacted, and these people deserve support, acknowledgment of the loss that they suffered, and an apology. Beyond that, we need to listen to the voices of those affected, and to learn from their experience, so that we can find and plug the gaps in our system that people have fallen through. As the world becomes more unstable, we must make sure that, at home, people and businesses have security. If we are serious about building resilience as a country, we cannot simply move on and hope that those left behind will do the same. We must recognise the harm that has been done. We must be honest about the failures that allowed people to fall through the cracks, and we must take steps to fix them.

[Madam Deputy Speaker (Caroline Nokes)]

That brings us to the Front-Benchers’ speeches. I call the Liberal Democrat spokesperson.

St Andrew’s Day and Scottish Affairs

Debate between Caroline Nokes and Susan Murray

Thursday 11th December 2025 Commons Chamber

[Susan Murray (Mid Dunbartonshire) (LD)]

It is an honour to speak today at my first St Andrew’s day and Scottish affairs debate as the Liberal Democrats spokes- person for Scotland. I congratulate the hon. Member for Dunfermline and Dollar (Graeme Downie) on securing the debate.

St Andrew’s day, as we have been hearing, is a moment to reflect on the story of Scotland. We remember St Andrew not only as our patron saint, but as a symbol of solidarity and welcome, a fisherman whose cross now flies above a country built on resilience, hard work, learning and connection. Across the centuries, Scots have made their mark on the world. From the enlightenment thinkers who reshaped modern science and democracy to the coal- miners, foundries, engineers and shipbuilders who powered the industrial revolution, and, of course, the distillers, fishermen and farmers who are known across the world for their specialties in food and drink, Scotland shows again and again how a small nation makes a big contribution.

The story of my own constituency of Mid Dunbartonshire sits right at the heart of the national story. Along the line of the Antonine Wall, now a UNESCO world heritage site, Roman soldiers once stood to watch the northern edge of an empire. Later, figures such as Thomas Muir of Huntershill, the father of Scottish democracy, carried the banner of political reform and democratic rights from our own communities to the wider world. The arrival of the Forth and Clyde canal turned Kirkintilloch and Bishopbriggs into hubs of industry and transport, carrying coal, iron and goods from west to east. As time has moved on, Mid Dunbartonshire has changed. Heavy industry has given way to new businesses and growing communities. Milngavie is the starting point of the West Highland Way, welcoming walkers from across the world. Mid Dunbartonshire is home to residents who value being part of our diverse communities and the green space of the Campsie fells.

In this journey we see the history of Scotland: resilience in the face of change, pride in community, and a belief that education and hard work can open doors, not just for yourself but for the community around you. It is precisely because we are so proud of that history that we must be honest about the present. We know the people of Scotland have been let down in recent years, with mismanaged finances, abandoned healthcare projects and falling educational standards. Scotland is truly an incredible place, and I am proud to be Scottish, but right now it feels too often that things are not working. Household bills are soaring. Families are cutting back on heating, food and the small treats that make life bearable, just to keep up with rising costs. Long waits to see a GP are now all too common. People are in pain or struggling with their mental health. They are told to wait weeks, if not months, for treatment. We see enormous sums of money frittered away. Take the ferries fiasco: a saga of delay, overspend and broken promises has left island communities feeling abandoned. Sadly, when the Government fail to deliver infrastructure, ordinary people and local businesses pay the price.

The story is the same with Scottish education. Once the best in the UK, our system has slipped in international rankings. Teachers work hard, yet promises are broken. They are asked to do more with less, while support for pupils with additional needs is stretched even thinner. People are tired and frustrated, and they are right to be.

The Liberal Democrats believe that Scotland deserves better. We believe in fairness for everyone, no matter who they are or where they come from. That is why we have a realistic plan to get things done. We should have a health service that is genuinely there for people when they need it—first-rate care so that people can see their GP, dentist or mental health professional without waiting weeks or months. Health professionals should have fair pay and working conditions, so that talented people stay in our NHS instead of burning out or leaving altogether. That also means that Milngavie needs a new health and care centre, which is badly overdue.

We need to tackle the cost of living at its root. In a country that has as much renewable energy as Scotland, it is simply wrong that people are living in fuel poverty. By insulating cold homes, backing community energy projects and making full use of Scottish renewable energy, we can drive down household bills and bills for industry, cut emissions and create good, green jobs in every part of the country.

That is tied directly to transport. By fixing our ferries, roads and rail services, we can create an integrated transport network to get Scotland moving again. Rather than cutting services, we need to look at how to expand public transport. Importantly, we need to look at how we can power it with home-grown renewable energy and connect our island communities to give them a sustainable future.

Scotland’s past success was built on education, and at the heart of a fairer Scotland lie our schools, colleges and universities. Returning Scottish education to its best means expanding pupil support in every school and giving every child the best start in life. It means more classroom assistants, specialist support for additional needs, and a renewed focus on literacy, numeracy and science. It means providing enough places for Scottish students in our world-class universities, and enough further education to fill our skills gaps, offering a future to young people who do not currently feel that they can look forward to a brighter future. Above all, it means backing our teaching professionals with the resources they need and recognising that education is an investment in Scotland’s future.

St Andrew’s day reminds us that Scotland’s story has always been one of connection between the past and the future, and between our own communities and the wider world. Scottish people and their descendants are found all over the world, as are the red telephone boxes, which were manufactured in my consistency, that are all over London and all over the world. The choices that we make now will decide whether the next chapter of our story is one of decline and managed disappointment, or of renewal built on fairness and opportunity. Scotland deserves better. I want us to honour Scotland’s history and the history of places such as Mid Dunbartonshire by matching the ambition, courage and sense of justice shown by those who went before us.

[Madam Deputy Speaker (Caroline Nokes)]

I call the shadow Secretary of State.

ExxonMobil: Mossmorran

Debate between Caroline Nokes and Susan Murray

Tuesday 18th November 2025 Commons Chamber

[Madam Deputy Speaker (Caroline Nokes)]

I call the Liberal Democrat spokesperson.

[Susan Murray (Mid Dunbartonshire) (LD)]

I agree that this announcement is devastating for Mossmorran and for the communities around Fife. Hundreds of highly skilled workers now face an uncertain future and it is clear that the closure of this cornerstone facility reflects a deeper failure to provide the stable, long-term industrial environment that businesses need if they are to invest and grow in Scotland. For many years, the Liberal Democrats have warned that the absence of a coherent industrial strategy, first abandoned by the previous Conservative Government and then left to drift further by this Labour Government, has created damaging uncertainty for our manufacturing and energy sectors. Will the Minister assure this House that the energy sector is at the heart of the Government’s industrial strategy?

Exxon’s statement made clear that the current economic and policy environment has made continued operations uncompetitive. What steps will the Government take to ensure that the UK remains a viable place for energy production and to prevent further closures of major industrial sites?

We also cannot ignore the human impact. Many of the workers are among the most experienced and specialised in the sector, yet only 50 roles are being offered elsewhere and that is nearly 500 miles away. Can the Minister tell the House how many have been offered and accepted relocation, and what support has been put in place locally for those who simply cannot uproot their lives, families and communities?

Further, the Exxon closure will see many highly qualified and specialised workers laid off at a time of severe cost of living pressures. What immediate and long-term measures are the Government putting in place to ensure that those individuals can transition to appropriate, well-paid employment? Communities in Fife deserve clarity, certainty and a real plan for the future. I urge the Minister to act quickly, decisively and collaboratively to protect the workers and to ensure that Scotland’s industrial base has a sustainable future.