Enterprise Bill [Lords]
Debate between Brandon Lewis and Andrew Smith(8 years, 9 months ago)
Commons ChamberRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Brandon Lewis
I agree with my hon. Friend; I think he is right. One of the things I have been most passionate about, as have the Secretary of State, the Chancellor and the Prime Minister, during the years of coalition as well as in this Parliament, is devolving power, and we just wish our friends in Scotland believed in devolving power, too. It is why organisations representing independent businesses like garden centres are so keen to benefit from this growth.
Mr Andrew Smith (Oxford East) (Lab)
Let me take the Minister back to the important point made by his hon. Friend the Member for Enfield, Southgate (Mr Burrowes) in a measured speech in which he reminded us of the Prime Minister’s clear commitment just weeks before the general election:
“I can assure you that we have no plans to relax the Sunday trading laws. We believe the current system provides a reasonable balance”.
Does the Minister not think it matters if the Prime Minister says one thing just before a general election, if a policy is not in the Conservative manifesto, but the Government then do something completely different afterwards?
Brandon Lewis
I appreciate that the Labour party is not looking to drive economic growth, but our manifesto is clear that we want to see it, and the Prime Minister made it very clear at this very Dispatch Box last year that we thought it was time to review Sunday trading laws in the light of how things have moved on.
Housing
Debate between Brandon Lewis and Andrew Smith
Brandon Lewis
My hon. Friend makes a good point. One lesson we have learned from around the world, in places such as New York, is that rent controls simply drive down supply. They drive a black market and send rents upwards. Certainly, it is not something that we will be seeing under this Government.
Brandon Lewis
I will make a little more progress, and then I will take some more interventions.
Since 2010, we have helped more than 270,000 households buy a home through Government schemes. We have provided more than 270,000 affordable homes to rent, which went beyond our target, nearly one third of which were in London. We are the first Government since the 1980s to finish a term of office with a higher stock of affordable homes than we started with.
I gently remind the right hon. Member for Wentworth and Dearne, who has set out his preference for council house building, that twice as many council homes were built in the past five years of our Government than were built during 13 years of the Labour Government. More new council housing was started in London last year than during the whole of the Labour Government, shocking as that may seem. In all, £20 billion was invested over the course of the last Parliament, achieving the same rate of affordable house building with half the rate of grant as under the Labour Government.
In many ways, that is a clear metaphor for our record on housing: building more for less and doing it faster. We were not afraid of difficult decisions and of doing things differently. That has continued. The right hon. Gentleman mentioned our decision to end lifetime tenancies for new tenants to ensure that we make the best use of social housing based on need and income.
Brandon Lewis
I will come to housing associations in a few moments but, as I told the Communities and Local Government Committee this morning, housing associations have an exciting opportunity. I would argue that they will be able to access and realise assets to build more homes than ever before.
Brandon Lewis
My hon. Friend makes a very good point—one he has raised a number of times in the House. I am pleased we are able to move forward and deliver on something that will, as he rightly says, level the playing field.
Brandon Lewis
I will make a bit more progress and then I will take more interventions.
For the reasons that I have given, in the spending review we announced the biggest investment in housing for 40 years. We are determined to invest in what matters most to young people and to British families. We want to pay off Labour’s debt and make sure we build the homes our country needs. Both are required to make this the turnaround decade.
In the spending review, the Chancellor said, “We choose housing” and delivered a further £20 billion. Our work will include: major investments in large-scale projects, such as Ebbsfleet garden city, Bicester, Barking riverside and Northstowe; £7.5 billion to extend the Help to Buy equity loan scheme until 2021; and supporting the purchase of 145,000 new build homes. In London, we are doubling the value of equity loans to 40%, providing the capital’s aspiring home owners with a better chance to buy. A new Help to Buy ISA is helping buyers across the country to save for a deposit.
The brand new Help to Buy shared ownership will deliver a further 135,000 homes by removing many of the restrictions that have held back shared ownership. For example, an aspiring home owner in Yorkshire can get on the housing ladder with a deposit of just £1,400. I am sure the right hon. Member for Wentworth and Dearne (John Healey) will be encouraging his constituents to apply. Let me provide the House with some clear examples of why this matters. In the south-east, a deposit could be as low as £2,400, and in London £3,400. Our plans for shared ownership will make 175,000 more people eligible for home ownership. Just last week, the Prime Minister visited a family in Burton and I visited one in Didcot. They were excited for the future and the possibilities home ownership opens up to them. These possibilities will be open to anyone of any occupation as long as they earn under £80,000, or £90,000 in London.
We will provide other opportunities for working people, too: a £1 billion housing delivery fund to support small and custom builders; £8 billion to build 450,000 affordable homes; 100,000 homes for affordable rent; and, yes, 200,000 affordable homes will be starter homes available to young first-time buyers, with a 20% discount. That is the largest affordable housebuilding programme for many decades. Starter homes will be transformational.
Opposition Members may laugh and pour scorn on starter homes, and go against the aspirations of first-time buyers, but I ask Members across the House just to pause and think for a moment. A first-time buyer getting a 20% discount on a new home, linking that with a 5% deposit thanks to Help to Buy, saves thousands. For example, a two-bedroom home in Durham—in the constituency of the hon. Member for City of Durham (Dr Blackman-Woods)—can be bought for just under £150,000. With 20% off, that will be £120,000. If used with Help to Buy, it means a first-time buyer can get a house with a mortgage of £90,000 and a deposit of only £6,000.
Brandon Lewis
My hon. Friend puts it succinctly and highlights the mess inherited nationally and in London. I hope we can build on our work delivering for our country, following the general election result, by ensuring good governance in London with another Conservative Mayor next year.
Mr Andrew Smith
The Minister talks about aspiration, but what about the aspiration of people on low incomes in my constituency for whom the sorts of figures he is talking about are completely out of reach and who are being shunted out of Oxford because the housing allowance will not cover rents in the private rented sector? What about their aspirations and chances of a decent life?
Brandon Lewis
And there was I thinking the right hon. Gentleman was going to congratulate my hon. Friend the Mayor of London on his excellent work. It is important that he considers the whole ambit of the Housing and Planning Bill and our policies elsewhere, which are providing a wide offer across all tenures and types of housing and, with those £1,400 deposits to help people into those homes, making sure that, in areas such as his, shared ownership is a real possibility.
For too many people, the aspiration and the reality of home ownership are drifting apart. The decline in home ownership is not just an economic problem but a social failure. We risk creating a generation of young people exiled from home ownership. The right hon. Member for Wentworth and Dearne might not consider the decline in home ownership since 2005 to be such a bad thing, but we disagree. He might not care, but we do. We care about young people worse off than their parents, compelled to leave the communities they love and grew up in or to decline good job opportunities because local housing is too expensive. That is why we must build more homes. Everyone in the House has a duty to make that case and, along with local authorities, to show good leadership. We have a duty not just to say that we need to build more homes somewhere else, but to build—and to make the case for building—more homes in all our communities. This will be a defining challenge of our generation.