Oral Answers to Questions

Debate between Blair McDougall and Michael Payne

Thursday 11th December 2025 Commons Chamber

[Michael Payne (Gedling) (Lab)]

T5. I recently visited Boutique Flowers on Carlton Hill in Gedling, which is a brilliant local business owned by Sally and Tina. They told me that they are losing thousands of pounds as a result of fraudulent chargebacks, and many small businesses are facing the same issue across the country. Will the Minister work with small businesses, banks, and payment providers to reform the chargeback system and put an end to this growing fraud scandal that is hitting small businesses across the country?

[The Parliamentary Under-Secretary of State for Business and Trade (Blair McDougall)]

I thank Boutique Flowers for everything that it contributes to my hon. Friend’s local community. That sort of fraud is galling when someone is trying to keep a local business going, and colleagues in the Home Office and my Department are working on a new expanded fraud strategy to be published early next year. I will make sure that the experience of his constituents is fed in to that strategy.