Flooding: Agricultural Areas

Baroness Symons of Vernham Dean Excerpts

Monday 3rd March 2014 Lords Chamber

[Lord De Mauley]

Before I answer my noble friend’s question, I remind the House that I have a farm and that I am not unfamiliar with being flooded. The £10 million farming recovery fund will help farm businesses bring flooded agricultural land back into production as quickly as possible. In addition, £10 million is available under the farming and forestry improvement scheme—part of the rural development programme—which will provide support for farm business resilience. One hundred per cent rate relief is available to flooded businesses for three months. There are also, more generally, grants of up to £5,000 for households and businesses in affected areas to improve resilience of premises to future flooding.

[Baroness Symons of Vernham Dean (Lab)]

My Lords, I declare an interest as my own village, Vernham Dean in rural Hampshire, has been very badly affected by the flooding. In our village, some householders have been told that although their insurance is valid if there is rising river water, it is invalid if flooding is as a result of rising water through the water table. This is preposterous on the part of insurance companies. Will the noble Lord do everything he can to ensure that insurance companies live up to their responsibilities to the people who have been paying their dues?

[Lord De Mauley]

First, I extend my sympathy to the residents of the noble Baroness’s village and, indeed, the many other people who have suffered as a result of flooding in the last couple of months. I suspect that the specific answer to the question she raises is that unfortunately it depends on the drafting of the specific insurance contract. However, I sympathise strongly and I assure her that we are looking very carefully at the issue of insurance—as she will know—particularly in the context of the Water Bill currently before your Lordships.