Oral Answers to Questions

Debate between Anne Main and Mark Hoban

Monday 1st July 2013 Commons Chamber

[Mr Hoban]

It is important to ensure that we get the right support in place for people. Not long after ESA was introduced under the previous Government, 33% of people with a mental health condition received the support allowance, but under this Government the figure has increased to 43%, so more people are getting the right support as a consequence of this assessment.

[Mrs Anne Main (St Albans) (Con)]

Will the Minister encourage a scheme that Mind had—the “way to work” campaign—under which people with spasmodic mental health illnesses could work flexibly? It was not taken up as well as it could have been by employers, and it would help people who are assessed as having periods of good health as well as ill health.

[Mr Hoban]

My hon. Friend rightly says that we need to find ways to help people with mental health conditions, and other conditions, back into employment—the work we do under the Work programme is part of that, but other interventions are also being made—because there is a strong link between work and good health outcomes.

Section 5 of the European Communities (Amendment) Act 1993

Debate between Anne Main and Mark Hoban

Tuesday 24th April 2012 Commons Chamber

[Mr Hoban]

It would be inappropriate for the UK Government to dictate the economic policies to be followed by those in the eurozone. Members of the eurozone have made it very clear that they wish to remain part of it, and there are even member states queuing up to join it. Indeed, if we have an independent Scotland, it might consider joining the eurozone. There are challenges, but there is a strong political commitment in the eurozone for the euro to remain in place.

[Mrs Anne Main (St Albans) (Con)]

The Minister is making a genuine argument in favour of stability, but the rise of the far right—and Marine Le Pen receiving one in five votes in France—shows that whatever was said before, when all these treaties were signed, may not be current now. There is great unrest on the part of the public about what is being done in their name, both abroad and here.

[Mr Hoban]

It is not appropriate for any of us to provide a running commentary on the French presidential elections, but it is important that Governments, whether inside or outside the euro, make their argument as to why they believe that the measures required to bring about fiscal stability and economic growth are necessary. Those arguments need to continue to be made, because that is vital to Europe’s long-term interests. We will wait and see what the outcome of the French presidential election is and what the view of the new President is on the fiscal compact.

Connecting Europe Facility

Debate between Anne Main and Mark Hoban

Thursday 19th January 2012 Commons Chamber

[Mr Hoban]

In that €40 billion, there are three components. At the moment, about €6 billion is spent. The proposal before us represents an increase of €24 billion, which takes us to €30 billion. In addition, there is a transfer of €10 billion from structural funds, which gets us to the €40 billion figure. The actual increase is €24 billion, or about 400%. I think the whole House would agree that an increase of that scale is not acceptable. The €24 billion increase set out in the documents has to be seen in the context that the Commission’s financial framework proposal is €100 billion more than a real freeze. The Government cannot accept the Commission’s proposal for an increase in the facility, and we will argue for significant reductions to it.

[Mrs Anne Main (St Albans) (Con)]

In discussions with the Commission about the proposed increases in spending, what justification does the Commission give regarding the ability to afford this extra spending, given the crisis afflicting the eurozone?

[Mr Hoban]

Of course, in a way, the Commission’s view is that it is probably somebody else’s problem to resolve the financing. It put forward measures in the multi-annual financial framework that will increase the amount of money flowing to Europe. It has put forward an EU-wide financial transactions tax, which we object to. Its view is that if such a tax went ahead, the revenues would go not to member states, to spend at their discretion, but to the European Commission to spend. As part of its financial framework, the Commission also proposed the end to our rebate—another proposal we would reject.

The Commission would look to member states to meet the cost of these projects, which is why it is absolutely vital that we work with like-minded allies to restrain the EU budget and ensure that we can spend more money at home, while less money goes abroad. [Interruption.] The hon. Member for Nottingham East (Chris Leslie) chunters, but if he had listened to my speech, he would have heard me say that we have signed a letter with the Chancellor in Germany, Angela Merkel, and with the French President calling for a real-terms freeze in payments. That is the sort of alliance we can build in Europe. I will come to the hon. Gentleman’s amendment later, but I am rather bemused: the Labour Government talked tough in EU negotiations, but they happily gave away our rebate, costing this Government €10 billion over the life of this Parliament.

European Budgets 2014 to 2020

Debate between Anne Main and Mark Hoban

Tuesday 8th November 2011 Commons Chamber

[Mr Hoban]

My hon. Friend is well versed in the intricacies of the European Union. As he knows, the budget negotiations later this month are done on a QMV basis. We do not have a veto on the 2012 budget and we will be seeking to build a coalition of allies who are as committed as we are to curbing the expenditure of the EU, and who are as committed as we are to opposing the inflation-busting increase proposed by the European Commission. I am sure that when we reach that deal later this month, my hon. Friend will seek to hold the Government to account on that. I can assure him that we are doing everything in our power to ensure that we curb the EU’s plans and reduce the spending levels proposed by the Commission.

[Mrs Anne Main (St Albans) (Con)]

Will my hon. Friend give way?

[Mr Hoban]

I will not, as I was about to end, bearing in mind Mr Speaker’s strictures.

We are committed to seeking the best deal for the United Kingdom, a deal that curbs EU spending, puts a brake on the Commission’s plans for EU-wide taxes, and seizes some of our rebate. I urge the House to support the motion.

Eurozone (Contingency Plans)

Debate between Anne Main and Mark Hoban

Monday 20th June 2011 Commons Chamber

[Mr Hoban]

The right hon. Gentleman raises a series of points in his speech, but he makes a strong argument for why it is important that the eurozone is strong and stable. That has broad economic and social benefits. Clearly, if that is to happen, it is important for the Greek bail-out to work and be effective.

[Mrs Anne Main (St Albans) (Con)]

I am very concerned. The next debate is about trying to cut back on pensions and save taxpayers’ money, yet we are still planning to put through the IMF—a third party—taxpayers’ money that we are having to scrimp and save at home. My constituents will not stand for it. I am disappointed to hear the language of the Government at the moment, which seems to imply that Greece is an economy that is too big to fail. That is the same thing we had with the banks. We should put Greece out of its misery—it is flatlining—and no more of our public money should be sent abroad to Greece, even through the IMF. There are riots on its streets. Its people do not like the medicine being offered to it, and we cannot expect it to take any more. Let it depart peacefully from the euro. It cannot be sustained as it is; it is just good money after bad.

[Mr Hoban]

My hon. Friend will be aware that these are matters for the Greek Government, but I would say this. When money has been lent to the IMF, that does not reduce the amount of money available for public spending. We get interest on the balances that we lend to the IMF, and it has never defaulted on a programme yet. We need to recognise the importance of support provided through the IMF, although I do not really think that my hon. Friend is suggesting that we should withdraw from it. On fiscal consolidation, let me reiterate to my hon. Friends and to the Opposition, who have ignored this crucial fact, that if we had not taken the tough action that we took a year ago in our emergency Budget, it would be the UK, not Greece, in the firing line.

Regulatory and Banking Reform

Debate between Anne Main and Mark Hoban

Thursday 16th June 2011 Commons Chamber

[Mr Hoban]

There is no dispute between the two. It is very clear that we need banks to hold more capital and, based on the work done at Basel III on the implementation of the higher level of capital, that should not restrict the amount of credit available. Yes, we need to see banks deleveraging and reducing the size of their balance sheets, but that should not be at the cost of businesses in our constituencies and across the country that need capital in order to grow and expand. Banks should be reducing their lending to each other, rather than reducing the exposure to businesses in this country.

[Mrs Anne Main (St Albans) (Con)]

I welcome the Financial Conduct Authority if it genuinely gives consumers greater protection. Under the current regulations, a constituent of mine, Mr Joseph Choonos, was pressured into taking out a Barclays loan in the most inappropriate way by a course provider, which then dumped the course. Barclays is now pursuing him dreadfully for the loan, which he has no way of paying back. He has no way of having a good dialogue with Barclays. If the proposals help vulnerable consumers in any way, I will be truly grateful.

[Mr Hoban]

I cannot comment on the case my hon. Friend raises, but we have corresponded about it. We need to see better outcomes for consumers of retail financial services. As she may be aware, we are also consulting on the future regulation of consumer credit and will announce our response to the consultation proposals shortly. One of the challenges we face is the disjointed regulation of consumer financial services. Credit, in the situation she raises, is regulated by the Office of Fair Trading, and other aspects of financial services are currently regulated by the Financial Services Authority and, in future, the Financial Conduct Authority. Whatever body is the regulator, we need to see better outcomes for our consumers, which will help to restore the trust in regulation that we all recognise is so vital.