All 2 Debates between Angela Smith and Nia Griffith

Wild Animals (Circuses)

Debate between Angela Smith and Nia Griffith
Thursday 23rd June 2011

(13 years, 5 months ago)

Commons Chamber
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Nia Griffith Portrait Nia Griffith
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We want a definitive decision to be taken today. We want that decision to go in favour of a ban, and we want that ban to be implemented without any further delays of any sort whatsoever. The consultation clearly indicates where public opinion stands and the reasons why. I am not going to keep listing the terrible instances of cruelty that we have heard about. Even if there were no deliberate cruelty, it is clear to anybody that the lifestyle of always popping in and out of a cage and performing and travelling is not something that anybody could possibly understand as the way that a wild animal would be expected to behave.

On the business about 10 generations, even in the case of our own cats and dogs who may be 10 generations domesticated, we have cat flaps and take dogs for walks. We certainly do not expect them to live the life of popping in and out of a cage and being isolated from other members of their species and taken right of their environment. That is clearly incompatible with their natural way of life. There are many opportunities for young people to see how animals can live in the wild using hidden cameras. We have experts and naturalists who produce fabulous films. We can click on our computers and see it all. We can go to a safari park, without having to travel abroad, to see animals who can be kept in certain ways in this country.

Angela Smith Portrait Angela Smith
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Have we not come to expect, as a society, that animals should live in their natural environment and should not have to exist for the benefit of human beings and their entertainment?

Nia Griffith Portrait Nia Griffith
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Absolutely. It is a purely selfish idea that anybody would want to see an animal perform in a circus. As my hon. Friend says, we have moved on from that. It is completely mediaeval to think of going back to the idea that an animal is to be taken round on a chain because nobody in the area or in the country has ever had a chance to see that type of animal. We do not want that any more.

There are many important lessons that we want to teach our young people. They will not learn the fundamental lesson about respect for animals and treating them properly and well if they are taken to a circus to see such antics. Young people have to understand that for them to see such things, animals have to travel and undergo very undesirable practices. Animal welfare is incompatible with the life of a travelling circus.

Independent Debt Advice

Debate between Angela Smith and Nia Griffith
Tuesday 8th February 2011

(13 years, 9 months ago)

Westminster Hall
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Nia Griffith Portrait Nia Griffith
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I certainly share that very real concern, because not only is the advice not free, it is poor. The OFT found that front-line advisers working for debt management companies lack competence, and provide poor advice based on inadequate information. Not only is the client landed with having to pay a fee that is not made clear in the firm’s advertising, they are then poorly advised. Receiving poor advice on debt management is a serious business; it can cost the client considerable amounts of money.

Furthermore, the OFT also reports that there is low industry awareness of the Financial Ombudsman Service rules for resolving consumer complaints. Even with all the work that CABs and similar providers are doing at present, we currently have a situation where 129 companies that are not fit for purpose are trading on people’s debt problems.

What will happen to a CAB’s clients when the funding for debt advice is withdrawn? Some may not seek debt advice at all, perhaps because they do not know where else to go, or perhaps because they realise that debt advice companies will charge them fees and they worry, rightly, about being exploited and getting into yet more difficulty. Many will be driven to seek advice from debt management companies.

Angela Smith Portrait Angela Smith
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Does my hon. Friend agree that the Government’s actions suggest that the concept of the big society is, indeed, a big sham, and that the real message coming from them is that if someone is struggling with debt, they are on their own?

Nia Griffith Portrait Nia Griffith
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Indeed I do.

People may not go to debt management companies because they realise that the advice given could be substandard, and that they will be charged fees and could end up in more difficulty, but many will be driven to seek advice from such companies, many of which have been shown to be doing a poor job. We could see a mushrooming of similar companies, out to profit from the loss of CAB advisers, and many more clients being charged fees for poor advice. No responsible Government should push forward policies that will allow that to happen.

What are the Government proposing as an alternative to the excellent work that CABs do? Can the Minister tell us how the proposed national money advice service will improve on the debt advice service that is currently funded by the financial inclusion fund and delivered through organisations such as Citizens Advice? Can he explain how clients who are currently being helped by CABs will be better served by the national money advice service?

Debt advice is a specialist area, and it is time-consuming and labour-intensive. No matter what expertise and computer programmes a debt adviser has, every client will have slightly different circumstances. It takes time to work through the problems, and for the client and adviser to discuss what the possible solutions might be and, when appropriate, for the adviser to arrange advocacy. Can the Minister explain what will happen to clients if the national money advice service is not up and running before CABs have to make their debt advisers redundant?

One of the problems for any new service is getting known and reaching the people who really need help. Citizens Advice is a well-established organisation—it is an established brand with a good reputation—and many people know that they can go to it to seek advice. People from all walks of life know where their local CAB is. Can the Minister explain how people will know about the national money advice service, and where they will go to access it? Can he explain the rationale for destroying an established service?

Given the economic outlook, with many more workers likely to lose their jobs due to Government cuts and the knock-on effects in the private sector, why does the Minister want to destroy a competent, independent, local, user-friendly service such as Citizens Advice and leave people bereft? At the moment, it is offering people very much needed and valuable debt advice.