(10 years, 2 months ago)
Commons ChamberThe hon. Gentleman is quite right: more needs to be done. The problem is not solved. This Government are doing a great number of things to try to help facilitate not only bank lending, but crowdfunding and peer-to-peer lending. We are putting crowdfunding possibilities into individual savings accounts, as the Chancellor announced at Budget time. We are also taking great steps to improve the availability of new challenger banks, to ensure that banks provide postcode-level lending data so that new challengers can look for new opportunities and to ensure that banks share credit histories via credit reference agencies. All those measures are being taken to try to improve the availability of funding to small businesses. There is certainly more to be done and I would be happy to hear any ideas the hon. Gentleman has.
15. What estimate he has made of the potential effect of a rise in national insurance on employment rates and take-home pay.
(13 years, 11 months ago)
Commons ChamberI am amazed that the hon. Gentleman has even asked that question. It is clear that we can accept the capability gap now to ensure that we have a truly capable carrier in the future—and it will be a truly capable carrier thanks to the decision to change the carrier variant, which will significantly enhance the power and projection of the vessel.
9. What recent steps he has taken to increase the level of defence exports.