(6 days, 7 hours ago)
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It is always a pleasure to serve under your chairship, Mr Twigg. I thank the right hon. Member for East Hampshire (Damian Hinds) for setting the scene so well. I will obviously bring a Northern Ireland perspective on the impacts of housing development. I want to be fairly positive about how we do things; it is important to understand what we are doing in Northern Ireland and for us to understand what is happening here across the water.
Housing developments are foundations for social stability and improving the economy. I have a close working relationship with many of the developers back home, especially in Newtownards, where there is substantial development in Comber and Ballynahinch at present. There will always be difficulties. By their nature, housing developments bring imponderables to the local communities and associations. It is about how we address those things. I have often had meetings with the developers and local community groups to try to iron out some of the problems. We understand that the planners are independent; they sit between and make the decisions. Representations can also be made to planners as an individual. By and large, we have found those meetings to have gone well.
I declare an interest as chair of the all-party parliamentary group on healthy homes and buildings, which is committed to ensuring that homes are healthy, better environmentally and more efficient, and that they have green areas, playgrounds, car accessibility and charging points. All those are part of building somewhere that people can have as a family home for a lifetime, which is what we are trying to achieve. I make that point because there is a real need for social housing, which I want to illustrate. Housing should never be for private development alone. There has to be a social housing trend, portion or section.
As of March to September 2025, there were 49,000 applicants on the Northern Ireland Housing Executive waiting list, with 38,000 in housing stress with immediate need. That gives an idea of the situation. I have been fortunate to have 400 social housing units built in my constituency, although that does not really reach the need. When we have developments, there needs to be an understanding that there must be some commitment from the developer for social housing needs within that. I would like to hear the Minister’s thoughts here on the mainland about what is being done to ensure opportunities for those who are more likely to rent a house than to buy one.
The other issue in Northern Ireland, particularly in my constituency, is that house prices have risen more than in other parts of the United Kingdom. In my constituency of Strangford, house prices are among the highest in the whole of Northern Ireland. I can speak for my constituency, and the house price increase is shocking. The other issue I have found is that mortgages are quite clearly almost beyond the reach of those who want to buy a house. I know that the Government have committed to ensuring that there is help for first-time buyers, but in Northern Ireland I do not see much of that help. I ask the Minister, respectfully as always: what can be done to help first-time buyers to get on the first rung of the ladder?
I bought my house back in 1987, which is when I finished it. When I tell Members how much I built it for, they will say, “My goodness me. Is that possible?” It cost £27,000 then and today it is worth over £325,000. That house is no longer mine—it is my brother’s; I have moved to the farmhouse—but the point is that there were opportunities to build a house at that price umpteen years ago. I remember very well that when I left school, there was a man who came to Ballywalter to live. He bought my father’s coal business, and I got to know him—I was only 16, so the couple were “Mr and Mrs”. He built his house—in 1971, so not yesterday—for £3,750. A four-bed house—my goodness. I remember saying to him—as we did in those young days, at 16 years old—“Mr Dowds, how will you ever be able to pay your house back?” How wrong was I? In 1971, the price of houses was much smaller, and if he had been able to buy two of them, he would definitely have been quids in.
Alison Taylor
The hon. Gentleman is making an excellent speech. When it comes to young people wanting to get on to the housing ladder, does he agree that five cuts to interest rates is a good start for this Government?
I also totally agree with the hon. Gentleman about more positivity in terms of working with local authorities to find solutions. After a 30-year career in property development, I know that development is never easy. It is about finding pragmatic solutions and working together, and there is a role for the MP to get involved, working with our local authorities.
I intervened on the hon. Lady in the Chamber yesterday and she has returned the compliment today in Westminster Hall. I recognise what she say—and by the way, I do not take anything away from the Government. I support their target of 1.5 million houses, whether or not they reach it, because it is important to have housing and opportunity, whether for social housing or first-time buyers. I welcome the Government’s commitment. It is not about negativity; it is about how we can take it forward in a positive way.
There are many positive impacts of housing developments, including job creation, local economic growth and investment attraction. However, there are some other crucial aspects that must be taken into consideration. For example, with new housing, there will be a loss of green space. I understand that, but I also understand that people need to have housing to live in. There will be water and air quality issues, pollution, traffic congestion, new infrastructure in the form of roads, clinics, schools and maybe small shops as well. They are all part of this, but if we work with developers and have that in our plans and work with councils, then hopefully we can agree a way forward.
Multiple new developments can overwhelm roads, junctions and parking, leading to congestion and increased travel times. A whole new ring road is being built outside my town, Newtownards, which will open up housing on both sides and create opportunity. Another development in Newtownards, which will have 670 houses, will connect to the last part of that ring road, which is really important —[Interruption.] Sorry, Mr Twigg. I am coming to an end. We also have to get water, electricity, gas, broadband and waste disposal.
Although housing development is essential to meet the needs of a growing population and support economic growth, we cannot overlook the cumulative impacts of multiple developments. Only by balancing the benefits of new homes with careful consideration of their combined impact will we create resilient, thriving communities where people want to live, work, grow and play.
I look forward to hearing the Minister’s thoughts. He is very assiduous and always gives us good answers to our questions. I am keen to hear whether he has had an opportunity to talk to the Minister back home in the Northern Ireland Assembly—I know he does not have responsibility for what happens here in England—to see whether we can learn from each other.
(1 week ago)
Commons Chamber
Alison Taylor (Paisley and Renfrewshire North) (Lab)
It is a pleasure to contribute to this important debate. Members on both sides of the House have eloquently set out their views on the provisions of this Budget. From my own experience of running a small business, I empathise with entrepreneurs working hard to build something, to employ people and to be willing to take on the risk of building a business. In my constituency, as in many others, small businesses are an important part of the local community. Obviously, they provide a source of local employment. They make our high streets into destinations. Many of them lend their expertise to local charitable and social organisations in the community, including local sports teams and volunteer organisations.
Paisley and Renfrewshire North benefits from the generosity of local businesses in lending expertise, making donations or providing sponsorship. This Budget provides a sure foundation for the services that our entrepreneurs need to establish their business. We need a firm foundation of laws, police to enforce them and courts to oversee the process. We need transport infrastructure and public transport by which workers and customers can get to work places or shops and deliveries can be made.
One of the concerns that probably all of us in this Chamber have, including the hon. Lady, is the squeeze of the middle class and the working class. Many of my constituents have told me—I wonder whether her constituents have also told her—of their concern that that squeeze is going to be felt even more. The people who are paying the most are the working class and the middle class, who cannot afford it.
Alison Taylor
I thank the hon. Gentleman for his point. We need a balance about fairness, and there are a lot of things in this Budget that will balance things out in the round, including all the investment in infrastructure. In Scotland, and in my constituency, that is really important for driving economic growth.
We need a workforce with the education to produce our goods and services and to drive our business ecosystem forward. This Budget sets a fair balance between taxes and services, a fair balance between benefits and responsibilities, and a fair balance between meeting immediate needs and investing in the future. I know that people are still suffering the hangover from the last Government, and I hope that they will start to really feel the benefits of recovery from this Budget.
Last week I was at the Paisley Christmas market. I expect it is quite like markets up and down the country: a mix of established local businesses and young and family entrepreneurs testing out a business idea, or making Christmas gifts or treats for a little extra income. In 2026 some of those stallholders will grow their businesses locally. Some will be taking steps in wider markets and new products, and my constituency of Paisley and Renfrewshire North is a suitable place to do that. Recently named Scotland’s town of the year, Paisley has a supportive infrastructure for new and growing businesses. New net zero commercial property developments across my constituency are making it one of the most welcoming places in the country to locate or grow a business. This Budget gives them a firm foundation on which to build.
The Budget’s demonstration of the Government’s commitment to fiscal responsibility is keeping borrowing costs down and bringing much-needed stability to the economy. In education, we are focusing on skills and increasing the availability of apprenticeships. We are negotiating exciting trade deals across the world, attracting important new orders for ships to be built on the Clyde and so much more.
I am in no doubt that much more still needs to be done, and I look forward to what my right hon. Friend the Chancellor of the Exchequer and colleagues across Government can achieve in 2026.