Flood Insurance: Reform of Flood Re

Adrian Ramsay Excerpts

Wednesday 1st July 2026 Commons Chamber

[Emma Hardy]

I thank my hon. Friend for recognising the money that we are investing in York, not least owing to the formidable campaigning that she has undertaken for a long time, and also for identifying the need to look at the longer term. Of course Flood Re will continue to look at eligibility to ensure that it is acting according to the principles on which it was set up, to ensure that there is affordable insurance for all who need it.

[Adrian Ramsay (Waveney Valley) (Green)]

I welcome the work of Flood Re. Later this month, I will be hosting its Floodmobile in my constituency, where 13% of properties are already at risk of flooding. However, according to experts at Flooded People UK, our capital spending on flood defences and maintenance is not at record levels; in fact, it is actually lower than the annual rates in the previous capital spend. Will the Minister commit herself to protecting households in all our constituencies, and to increasing the spending commitments above the level in the 10-year infrastructure plan?

[Emma Hardy]

I do not recognise the figures that the hon. Gentleman has given. This Government have put more money into flood protection than any other Government on record: that is an absolute and indisputable fact. However, I do hope that he has a great time when the Floodmobile visits his constituency. It is fantastic, and demonstrates real, practical examples of ways in which people can take action to improve their flood resilience.