House of Lords (Hereditary Peers) Bill

Debate between Viscount Trenchard and Baroness Altmann
Viscount Trenchard Portrait Viscount Trenchard (Con)
- Hansard - -

I am addressing Amendment 8 and addressing the general debate on the group. I am about to conclude my remarks, if the noble Baroness will allow me.

It would have been a nod to PR and, in terms of numbers, it would benefit the Liberal Democrats and the Labour Party, but it would be less devastating to these Benches than the effects of the Bill as it stands at present. Leaving aside the complications that are presented by the national parties of Scotland, Wales and Northern Ireland—which can of course be solved—the “three elections’ average votes” formula would produce 29 Conservatives, 27 Labour, eight Liberal Democrats and three each for Reform and the Greens.

Baroness Altmann Portrait Baroness Altmann (Non-Afl)
- View Speech - Hansard - - - Excerpts

My Lords, it is a pleasure to add my name to Amendment 8, so ably moved by the noble Duke, the Duke of Wellington, who has contributed so much to the work of this House, as have so many other noble Lords who happen to be hereditary Peers and whose tremendous and dedicated contributions to this House will be removed by this Bill. This amendment is deliberately not prescriptive, but seeks to ensure that this Bill will not simply represent “job done” in terms of House of Lords reform. This Bill will not improve the effectiveness and value added of this House. It will leave a net loss.

I think we all agree that we need to reduce the numbers in this House and that we would like to modernise it and improve its effectiveness and efficiency, but if this is all we do, it will not leave our House in a better place—and there is further reform. As the noble Earl, Lord Kinnoull, suggested, expelling the seasoned and the good, rather than those who do not turn up or the underperformers, will not add value. The noble Lord, Lord Cromwell, talked about participation being particularly important. I hope that the Leader of the House will be able to reassure us that this will not be the end of the matter and that there will be further reform to improve on a net-net basis the composition and effectiveness of this House.

Trade Bill

Debate between Viscount Trenchard and Baroness Altmann
Viscount Trenchard Portrait Viscount Trenchard
- Hansard - -

I do not disagree with the noble Lord—but the point I was making is that in the period since 1998 goods exports to the EU have grown by only 0.2% per year, or 3.7% over those 20 years, reaching £164 billion in 2017. However, the UK’s goods exports to countries outside the EU customs union have grown in the same period by 3.3% a year—over 60% in total—to £175 billion. So the customs union has not been quite as marvellous for this country as noble Lords opposite suggest. I very much hope that the Government will stick to their policy of leaving on a basis whereby we will have our own independent trade policy, which will enable us to do more trade and enter into trade agreements with the economically faster-growing parts of the world.

Baroness Altmann Portrait Baroness Altmann (Con)
- Hansard - - - Excerpts

My Lords, I support the amendment. I hope we will send back a clear message to the other place that it needs to reconsider the importance of having a customs union—for our integrated supply chains, for the success of our manufacturing industry and, indeed, for peace in Northern Ireland and security on the Northern Ireland border. I am afraid that a number of colleagues in the other place do not seem to understand how international trade deals work. The idea that we would have rolled over all 40 trade deals that we had through the EU by now has been shown to be fanciful. I do not believe that it is safe, in the 21st century, to assume that operating as a medium-sized country outside a customs union will deliver us more and better trade than remaining within it.

Financial Guidance and Claims Bill [HL]

Debate between Viscount Trenchard and Baroness Altmann
Baroness Altmann Portrait Baroness Altmann
- Hansard - - - Excerpts

My Lords, I, too, support my noble friend’s Amendment 70A. He has highlighted a very important issue. It is right that in Clause 17 the Government are looking to cap the charges made by claims management companies, but this should apply to personal injury claims as well as those for financial products and services. The cap on charges is also important because there will be problems in future associated with the increased use of the small claims track when it is extended to cover cases up to £5,000 for personal injury claims.

I was going to quote the same figures as the noble Earl, Lord Kinnoull, but I have also heard from a number of holiday operators and other representatives of the travel industry that resorts are now threatening to sharply increase prices for British holidaymakers or even withdraw all-inclusive packages from the UK market altogether. This situation is damaging the reputation of British holidaymakers and I support my noble friend’s amendment.

Viscount Trenchard Portrait Viscount Trenchard
- Hansard - -

My Lords, I, too, strongly support my noble friend Lord Hunt’s amendments. I was completely horrified to hear the statistics relayed by the noble Earl, Lord Kinnoull. It does not surprise me because I travelled to Spain last summer—not on a package tour but they nevertheless somehow know where you are and I started to receive unsolicited texts and emails from people inviting me to make claims for the bad food or being sick. I just deleted them, of course.

I also agree with my noble friend Lady Altmann that, where possible, the cap on fees should be broadened because I would have used a CMC to pursue a claim against an airline. This was not this summer but the summer before, when our flights were cancelled and I tried to get refunded by an airline. My daughter had booked on the same flights through a different travel agent, but in the end neither of us has made a successful claim, although we are both entitled to. It was too difficult because the airline had contracted the flight to another airline. When you are entitled to a refund for a service that was contracted but not delivered—as in the cancellation of a flight—then, as the Committee is well aware, it is made extremely difficult for you to receive reimbursement. When I received an unsolicited email from a CMC about cancelled flight claims, I was quite tempted to use it. But even though I had virtually given up on the claim against the airlines, I decided not to because a quick examination of the company made me suspicious. I also thought it would absorb in fees most of what it might get back, so I decided not to proceed.

Once such companies are capped in what they can charge, I will feel much happier about using their services because of what they specialise in and because it is made extremely difficult for individuals to pursue refund claims themselves. In many areas there may be a route whereby the individual can do the same thing as a CMC, and do it for free, but it is often made so difficult. It is intended that people will get bored or be too busy to go on waiting, while listening to music and pressing “1” or “2”.