Financial Exclusion

Debate between Lord Empey and Lord Bates

Wednesday 4th July 2018 Lords Chamber

[Lord Bates]

Perhaps I may first pay tribute to the noble Baroness for her work as chair of the ad hoc Financial Exclusion Committee of this House, which provided important recommendations which the Government are steadily working to implement. The issue she raises is an important one. The way we pay for things is changing, as is how we use banks. Cash used to account for 60% of transactions. That has reduced to 40% of transactions and is predicted to go down to 20% by 2026. As I say, the way that banking is carried out is changing. However, we recognise that there is a particular issue for vulnerable people and vulnerable communities. For that reason, in January 2017 we launched the banking framework agreement between the high street banks and post offices. Some 98.7% of people live within three miles of a post office, even those in rural communities. We have introduced the Payment Systems Regulator, which monitors ATM machines to ensure that they are maintained as a source of free access to large parts of the community. We have a great deal to keep under review, but this is an important issue that the noble Baroness and the Government are very aware of.

[Lord Empey (UUP)]

My Lords, the Minister will be aware that post offices have taken up a lot of the slack caused by the closure of banks, but post offices close down as well and they do not offer the suite of services that banks can. People who are still dependent on cash are being squeezed even more. While I join the Minister in congratulating the noble Baroness, Lady Tyler, on her work with the ad hoc committee, perhaps I may press him to agree that simply passing the buck to post offices does not solve the problem.

[Lord Bates]

I accept what the noble Lord says, but one of the points about the ground-breaking nature of the framework agreement with post offices on banking services is that 99% of personal financial services can now be transacted at the post office. That is helping to keep post offices open as an important part of the community. Some 95% of banking services can be provided by post offices as well. However, although this is a ground-breaking development, we are keeping it under review.

Business: Exports

Debate between Lord Empey and Lord Bates

Thursday 6th July 2017 Lords Chamber

[Lord Empey]

To ask Her Majesty’s Government, whether they are planning to provide tax incentives to businesses to encourage their staff to obtain recognised qualifications in exporting skills.

[The Minister of State, Department for International Development (Lord Bates) (Con)]

My Lords, the Government are committed to supporting businesses to export. Businesses can currently deduct the costs of staff training from their taxable profits. The Government keep all tax policy under review, and any proposed additional relief must be assessed for its effectiveness, ability to stand up against abuse and cost to the Exchequer.

[Lord Empey (UUP)]

My Lords, the Minister will be aware that we have just been talking about Brexit—of course, in this House we do little else. I draw to his attention the fact that more and more emphasis needs to be placed on our ability to trade and provide services internationally; there are certain skillsets that people need in order to achieve that. The apprenticeship levy will apply only to England and not to other parts of the UK, and it would good for Her Majesty’s Government to send a signal to companies to encourage them to export and to upskill their people so that they could use the costs incurred by that qualification to offset against corporation tax. Surely that would send a signal to business that we are now focused on exporting, because it is going to be our lifeblood in the years ahead.

[Lord Bates]

The noble Lord is absolutely right to point to the tremendous opportunities that are going to open up to the UK in global markets for exporting. We are very mindful of that. We also recognise, of course, that significant investment needs to be made in understanding the complexities of trade. I pay tribute to the work of the Export Institute, of which the noble Lord is a member. The apprenticeship levy is available across the United Kingdom. In England it is for companies to determine how that is spent and offset against budgets; it is for devolved Administrations to determine how it is spent, but I would have thought that any investment in training our young people in the opportunities in trade, in particular, would be money well spent.

Terrorist Attack in Paris

Debate between Lord Empey and Lord Bates

Wednesday 14th January 2015 Lords Chamber

[Lord Bates]

Again, the thoughts are mutual in terms of respect but also in terms of disagreement. This is just part of the disagreement and people can express their views. The Home Secretary has been very clear that we think that this Bill is absolutely necessary and the security services are very clear that they think this is necessary. The current head of MI5 thinks that this power is absolutely necessary. We want to give it to him. We might disagree with our coalition colleagues about that. I am perfectly able, as a Minister and part of the Government, to say that, as the Deputy Prime Minister was able to offer a different view in the media this morning.

[Lord Empey (UUP)]

My Lords, in the Statement the Government say that they will do everything they can to keep the public safe. While we would all agree with that sentiment, the fact is there has been a scandal developing over the past two and a half years where the National Crime Agency is not operational in all parts of the United Kingdom. It does not fully operate in Northern Ireland because Sinn Fein has decided to veto it. When will the Government do something about this instead of pussyfooting around it? It is not going to fix itself and yet it is opening the back door to terrorism and criminal gangs. I do not believe that that elementary step should be left untaken.

[Lord Bates]

Of course I recognise that. The National Crime Agency is responsible primarily for organised crime and child sexual exploitation; it is looking and working in those areas. The Home Secretary has made it clear that we would like to see the National Crime Agency extended to Northern Ireland but because of the devolved agreement that we have, we need to seek approval from Northern Ireland to welcome it into the role. We would like to see it but really it is for Northern Ireland to decide.

Syria

Debate between Lord Empey and Lord Bates

Wednesday 30th October 2013 Lords Chamber

[Lord Bates (Con)]

My Lords, I am pleased to answer this Question for Short Debate, and would like to thank the right reverend Prelate the Bishop of Coventry for raising this very important issue and giving the House a timely opportunity to view what is currently being done and what needs to be done. In his introduction he used the term “catastrophe”, which pretty well sums up our view of what is happening there.

If noble Lords will bear with me I should like to update the House briefly on what Her Majesty’s Government are doing on the ground and then devote the vast majority of time to responding to as many of the questions as possible that have been raised by noble Lords. The Government are gravely concerned about the situation in Syria and across the region, and the UK has rightly been at the forefront of the humanitarian response. I would like to highlight three aspects in particular: our comprehensive funding approach, our efforts to improve the effectiveness of the international response, and our ground-breaking work to help avert a lost generation of Syrian children.

The UK’s total funding to Syria and the region is now half a billion pounds. Our support has reached hundreds of thousands of people across all 14 governorates of Syria, as well as Jordan, Lebanon, Iraq and Turkey. It is providing food for almost 320,000 people, improved water and sanitation services to more than 1.2 million people, and medical consultations to more than 315,000 people. We are working with partners to ensure that our own and the international response addresses the immediate and longer-term development needs of Syrians and host communities. The UK has taken a leading role on the international stage. Following UK lobbying at the G20 and the UN General Assembly, $1 billion in new funding has been pledged by the international community. The UK also spearheaded efforts to improve the leadership and co-ordination of the humanitarian response and to improve humanitarian access into Syria. It is unacceptable that humanitarian organisations are deliberately prevented from reaching those in need.

The UK also lobbied strongly for the recent UN Security Council presidential statement which aims to secure safe, unhindered access inside Syria. We will continue to work with the UN and others to implement the actions set out in the presidential statement.

The UK has recognised the disproportionate impact that the conflict has had and continues to have on Syria’s children, to which many noble Lords referred. More than 3 million Syrian children have been affected by the fighting and 1 million Syrian children are now refugees. The UK will not stand by while a whole generation is lost to the conflict, which has now been going on for more than two years. That is why we have put in place a new £30 million lost generation initiative to provide education, protection and trauma care to children affected by the crisis. We are working with UNICEF and others on a comprehensive strategy to meet the needs of children in Syria and the region.

I turn to the remarks initially made by the right reverend Prelate the Bishop of Coventry. He raised a number of specific issues and I shall try to respond to as many of them as I can. He referred to the importance of ensuring that people honour the commitments made at the G20 and the UN General Assembly. It is imperative that that happens, but what pressure can we put on them other than leading by example? Many noble Lords referred to the commitment of this Government of $784 million in aid, which is the second largest donation. Several noble Lords asked what other countries were doing in this regard. It may be of interest to the noble Lord, Lord Empey, who mentioned Russia, that it has provided $32.8 million. My noble friend Lady Berridge referred to France, which has provided $69 million. We will come back to the point that much more needs to be done, as the noble Lord, Lord Collins, said. Although vast sums are being poured in, the need is far greater, and only 40% of the pledged total has been reached so far.

[Lord Empey]

I am sorry to interrupt, but we should perhaps have mentioned the Chinese. I would be very interested to know what they are doing, as they are making plenty of money out of us and everybody else at the moment.

[Lord Bates]

I thank the noble Lord for his comment. The noble Baroness, Lady Symons, referred to the importance of Asian countries doing much more in this area. That is absolutely right—not just with aid but in the UN Security Council. The point is well made.

The right reverend Prelate talked about the impact on neighbouring countries. Several noble Lords referred to that and to the special pressure that it puts on those countries. Host Governments and communities have generously welcomed refugees. This has produced huge strains in neighbouring countries on services such as water supplies and education as well as on labour and rental markets. The UK is providing £167 million to meet the needs of refugees and host communities. We are working closely with the UN to support the development of an integrated approach to ensure that neighbouring countries continue to get the support that they need.

The right reverend Prelate and my noble friend Lady Berridge referred to the impact of refugees and asked whether Her Majesty’s Government would consider hosting refugees. The UK currently has no plans to resettle or offer temporary protection to Syrians at this time. The UK believes that the immediate priority should be to provide humanitarian assistance to displaced people in partnership with neighbouring countries and the UNHCR. With more than 2 million people now having been displaced from Syria, regional protection is the only realistic means by which the rights of the vast majority of displaced persons can be safeguarded. Accordingly, that should be our focus.

The right reverend Prelate also talked about the bureaucratic complexity faced on the ground. That is a big challenge. On the one hand, there is a sense of urgency—one wants the aid to get where it is needed as fast as possible—but it is also important to ensure that there is accountability for the funds that are being spent, and that there are robust systems. That is a very difficult balance to maintain but it is one that is certainly being pursued.

Noble Lords asked what percentage of the UK effort is directed to meeting emergency needs. All the UK’s humanitarian assistance at the moment is directed towards alleviating the emergency humanitarian crisis.

The right reverend Prelate asked about the recent comments of the noble Baroness, Lady Amos. We fully support the UN Under-Secretary-General’s call for reinvigorated efforts to find an end to the conflict and all that she is doing to seek to provide safe access. It is right for the House to pay tribute to one of our own—I think we can still say—who is doing such an immensely important job on the world stage at present.

My noble friend Lady Jenkin, who makes a significant contribution in her role as a trustee of UNICEF UK, raised the issue of sexual and gender-based violence. The UK is supporting survivors of sexual and gender-based violence, for example by providing clinical care and case management for 12,000 Syrian refugees in Jordan. We are also providing support to affected households and strengthening confidential support networks for survivors of sexual and gender-based violence. We work to ensure that the needs of women and girls are specifically factored into humanitarian programmes and urge others to do so. When we make great policy statements of this nature, my noble friend Lady Jenkin, as she so often does, reduces the macro down to the micro. Her recounting of the story of Alma brought home the horror of this type of violence.

It is important that in the refugee camps there is greater resourcing and training, particularly for the Jordanian police, to enable them to take a greater role in the camps. There are also some fairly simple solutions, such as ensuring that we have proper lighting in the latrine areas and on routes and pathways.

As a distinguished former Minister, the noble Baroness, Lady Symons of Vernham Dean, has a great deal of understanding in these areas. She specifically mentioned Archbishop Yohanna. I know that my honourable friend Alistair Burt, the former Minister, did a lot of work in this area and was in contact regularly. Officials are in contact with the office of the Greek Orthodox Patriarch, seeking to negotiate the safe release of Archbishop Yohanna and other clerics, who are now routinely being taken hostage.

The noble Earl, Lord Sandwich, referred to Iran. He asked whether NGOs would be able to attend the Geneva II negotiations. I am afraid that there are no plans for that at the moment. But if the work of Geneva II is to be sustained on the ground, it is vital that it is a partnership.

The noble Lord, Lord Empey, said that the West does not do the Middle East well—to which we might all answer that nobody does the Middle East well. If there is to be a lasting, peaceful solution, it will be for the people of the Middle East, who understand the Middle East, to find it.

My noble friend Lady Berridge mentioned child protection. We are supporting the regional protection programme but UNICEF is in the lead on these matters. Reconciliation seems a long way off at the moment but it is right to keep the focus on it. Before there can be reconciliation, there needs to be truth, as well as justice for those who have perpetrated these crimes against humanity.

The noble Lord, Lord Judd, referred to hospitality and asked whether enough was being done. The answer is no, enough is not being done. Much more needs to be done.

The noble Lord, Lord Williams, who has immense expertise in this area, talked about the problems that are being faced. I note his endorsement of Special Envoy Brahimi and his potential to offer a breakthrough at the Geneva II negotiations next year.

Finally, the noble Lord, Lord Collins, gave a moving speech. When he recounted how Justin Forsyth, the head of Save the Children, who must have seen so many horrors around the world, found himself shocked, that brought home to all of us the catastrophe in the region.

In conclusion, the British Government are committed to continuing to support the needs of those affected by the humanitarian crisis in Syria and the region. However, in a country where more people are now displaced than any other, where it costs $30 million a week to meet the food needs of those affected, and in a crisis where the appeals remain chronically underfunded, the international community needs to do much more. That is the message of this debate, which is wholeheartedly echoed by Her Majesty’s Government.