(4 years, 2 months ago)
Lords ChamberMy Lords, these regulations are an important milestone of the Mobile Homes Act. The Government have carried out considerable consultation in two stages. It is right that proper scrutiny is carried out on the site owner and the site manager about their integrity and ability to operate the site professionally. They give the powers to local authorities to make a proper assessment of both the owner and the site manager so that there cannot be any criminals among the owners or the site managers before issuing a licence for a site.
The regulations also provide an appeal provision for the site owner and the site manager if their application is rejected by the local authority. If the owner or the manager breaches the conditions of the lease, there is an unlimited fine that can be imposed. A repeat of the offence could enable the local authority to withdraw or remove the manager or the owner. The most important aspect of these regulations is that they will protect residents who are elderly and vulnerable. Whatever government regulations are made must protect the residents.
There appears to be no provision for the residents who are unable to pay their rents. The site owners run these sites as a business and are entitled to receive the monthly rents. If the rents are not paid, the owners are entitled to evict the tenants. This will create a problem for the local authorities, which will have to find accommodation to avoid homelessness. According to a report from Shelter and other agencies, the Government’s decision to allow landlords to evict tenants is going to make more than 100,000 people, including single mothers with children, homeless. A balance must be found between the rights of the landlord and those of the tenants in this Covid era.
(4 years, 3 months ago)
Lords ChamberMy Lords, housing for low-income and first-time buyers, mainly young people, has been a problem for many years. While the pandemic continues, it is possible for the building industry to continue to build new homes or to build on top of existing structures. Planning fees have to be paid by the builder, and local authorities must receive appropriate planning fees and monitor the development to ensure that the building regulations are observed and that, wherever possible, the latest material for insulation is used to save occupiers’ energy costs. Each development must have a fair quantity of social housing to enable young and low-income groups to find suitable houses, particularly in urban areas such as London and other big cities. Each building or flat should have a minimum of 37 square metres.
On 20 July the Minister said that
“the Government’s moral mission is to build the homes we need, and that is more critical than ever. It is fundamental to our economic recovery following the pandemic to get Britain building back better, faster and greener, and uniting and levelling up our entire country.”—[Official Report, Commons, Delegated Legislation Committee, 20/07/20; col. 1.]
I say amen to that. I trust the Government will live up to that statement. What is the timeframe and the number of such dwellings so that the needs of the communities are met?
(4 years, 4 months ago)
Lords ChamberMy Lords, in their 2019 manifesto the Government outlined their ambition for full devolution across England. In my view, the most important part of the SI is the appointment of a mayor with powers to lead to the development of significant budgets, including investment funds of £900 million over 30 years. It will also confer authority over planning, housing, transport, and skills and education functions, and devolution of the annual £35 million adult education budget.
I will speak specifically about the SI’s impact on the education sector. Education is the key to the development of human society. A well-educated person has skills that enable her or him to earn, provide for their family and escape from a vicious cycle of poverty. The family’s quality of life is protected and future generations will also get security. The appointment of a mayor with these powers will cut bureaucracy and benefit these communities.
(4 years, 4 months ago)
Lords ChamberMy Lords, in these difficult times, private registered providers should be protected. They could suffer losses due to the coronavirus affecting their tenants, who are unable to pay their rents, but the tenants should also be protected from being evicted. This provision will protect the tenants in their houses, along with providers such as housing associations and registered providers.
However, I wish to talk about the insolvency Act on the wider stage. During these difficult times, many businesses are suffering as they are having to deal with decreasing numbers of customers. Existing customers are unable to repay their debts; this poses cash flow problems for the companies, which in turn are unable to pay their creditors. It is a very vicious circle. The Act stops the creditors from taking legal action against such companies and forcing them into insolvency. Often, such companies are unable to pay their VAT and taxes to the Inland Revenue, which often takes priority over all other creditors. This Act is in some ways identical to the Chapter 11 legislation in the USA. This provision will allow many good companies the time to survive, as it will enable them to raise finance from other sources while finding new customers in the UK and abroad.