Flooding (Hull)

Debate between Lord Benyon and David Davis

Tuesday 13th July 2010 Commons Chamber

[The Parliamentary Under-Secretary of State for Environment, Food and Rural Affairs (Richard Benyon)]

I congratulate the hon. Member for Kingston upon Hull North (Diana R. Johnson) on securing this debate and on raising a number of points that I shall endeavour to answer as best I can. She and I both contributed to Sir Michael Pitt’s review, because we both represent constituencies that suffered from flooding and surface water flooding. I therefore understand entirely, as she will, the experience for those households affected; we probably both spent time in the days after those awful floods wading through houses that had been destroyed and meeting people whose lives had been completely turned upside down by the devastation. We were all impressed at the time by her concern for her constituents—a point echoed again this evening.

Let me address one point directly before I address any others. We have no plans to privatise flood defences, contrary to what was reported in the press today. That is not to say that we will not be looking, where appropriate, for contributions from beneficiaries to new schemes and other sorts of levy-funded operations, which we have discussed in the House in recent days and weeks, but I am happy to reassure the hon. Lady on her point as best I can.

The events of summer 2007 illustrated just how important the issues of flood management really are. Floods destroy homes and businesses, and pose serious risks to life. I know that the people of Hull understand that better than most, as do my constituents who suffered in the floods of that year. It remains the case that Kingston upon Hull and the surrounding areas have the greatest concentration of people and property at risk from flooding outside London.

Floods often happen quickly. The damage that they cause can take years to put right and, for those affected, can leave a lasting legacy of concern about it happening again. I am sure that the hon. Lady will have had the same experience as me, in that when there is heavy rain, the level of stress and trauma among our constituents who have been previously affected rises. We are only just starting to understand the implications that that has for people.

We often refer to extreme rainfall in terms of millimetres, but when we read about 20 Olympic-sized swimming pools of rain falling on Hull per second, the seriousness of the emergency becomes clear for all to see. It is therefore no surprise that Hull was the worst affected city in 2007, with 100 millimetres of rain in 24 hours, leading to the overwhelming of drainage systems and the flooding of 600 streets, nearly 9,000 homes, 1,300 businesses and more than 90% of the city’s schools. Nor is it surprising that the 2007 floods, which affected many areas, led to the largest recovery effort since the second world war. Specific recovery funding was provided by the previous Administration, and a successful UK application was made to the EU social fund. However, recovery on such a scale takes time. The previous Government took their last count in June 2009, at which time 48 households in Hull were still wholly or partly displaced from their homes.

The hon. Lady asked about the water White Paper. We will publish it in the summer of next year, and I very much hope that she will give us her thoughts on how it can be taken forward. It will look at a number of related issues, including, principally, the Walker and Cave reports, but if she feels that it should cover issues such as surface water flooding, I am certainly open to suggestions. I cannot answer her question on small grants now, but I can assure her that I will write to her and that I will see what can be done. I completely agree that very small grants—for air bricks, for example—can make a big difference when dealing with the technology of flood prevention. We want to encourage people to take responsibility for their own homes.

[Mr David Davis]

May I just ask the Minister a practical question? If he is going to write to the hon. Lady, could he write to everyone in east Yorkshire?

[Richard Benyon]

I can assure my right hon. Friend that I will certainly include him in the circulation of any such letter.

We all know that flooding happens, and that we cannot prevent it. Houses will get flooded. That is why the Government are determined to act on the hard lessons of past events, and why we have already made it clear that DEFRA’s priorities under the coalition Government will include taking forward the findings of the Pitt review to improve our flood defences and prevent the unnecessary building in areas of high flood risk.

No one can have any doubt about the coalition Government’s focus on deficit reduction, and DEFRA has already made a significant contribution to the savings that must be made in the current financial year. Flood management makes up a big proportion of the Department’s budget, but immunity from the new financial disciplines is simply not possible. Despite those financial pressures, however, we have decided that we should maintain an increase in the money that taxpayers spend on flood defences this year. Thoughtful planning will mean that that will not impact on the number of households that we protect. We will continue with that thoughtful planning in our work on what is, as everyone knows, a necessarily challenging strategic expenditure review process. Indeed, that is already happening.

One issue that we must take forward in that context—it is one that is important to the people of Hull and the surrounding area—is insurance. I recently met representatives of the Association of British Insurers to discuss how we could work together to ensure that we have a way forward on flood insurance and a road map to 2013, when the current agreement between the Government and the insurance industry, known as the statement of principles, ends. I am confident that the partnership that we have built with the ABI will help to ensure that appropriate and fair successor arrangements are in place after 2013.

On insurance, it is a matter of great regret that many of the people who are offered access to the cheap schemes often provided through local authorities or housing associations choose not to access them. I have raised this matter with the ABI and with housing associations, and I will continue to raise it across government if I have to. When such schemes can be included as part of people’s rent, I believe that there is a case for offering them as an opt-out, rather than an opt-in scheme. I know of a housing association that offers £5,000-worth of household insurance for 50p a week. It is perfectly possible for people to make a rational choice on this if they are given the necessary information. I think that an opt-out would be better than an opt-in, but that is a personal view. I shall, however, take the matter up with the ABI.

The hon. Lady talked about information being made available to insurers, and that is a crucial point. The Environment Agency is the guardian of the data on surface water management plans, and it is important that that information should be passed on to insurers. I have had exactly the same experience as the hon. Lady, where insurers just say that a house has been flooded, and as far as the insurance company or broker is concerned, no distinction is made between surface or fluvial water, or between whether any or a lot of remedial action has taken place. My local authority is the guardian of that information at the moment. I want the Environment Agency to be absolutely up front—there are no secrets. In fact, we want to make public the work that government in all its forms is doing, so let us make sure that the Environment Agency makes that data available as soon as possible, so that insurance can access it. I am completely with the hon. Lady on that.