As many Ministers have said before in this House, we are very concerned that people who have the requisite skills continue to be able to come to work in this country during the negotiation process and after it. We are doing our best to make sure that those skills are analysed and that we come to a satisfactory negotiated settlement with the EU.
My Lords, I am sure the Minister is aware that there is a very simple way to solve this problem, which is to correct the gender balance. Only 1% or 2% of people in this sector are women. What special programmes do the Government have to correct this problem?
The noble Lord is right. Actually 17% of people who work in the tech sector and 9.5% of students taking computer science A-levels are female, yet women make up almost half the workforce. We are taking forward plans. There are a number of programmes already in place to do that: CyberFirst Girls Competition, the TechFuture Girls programme, Code First: Girls, techmums, Mums in Technology, Microsoft’s DigiGirlz events and a number of others. It is absolutely on the radar screen.
I agree that disclosure should take place within market norms, and that commercial organisations should be encouraged to disclose. I completely accept that. As far as the expense is concerned, it is a bit difficult; either we want the banks with old IT systems to bring them up to date or we do not, and to do so will cost money.
My Lords, what are the Government doing to pursue the perpetrators of fraud on the internet? The Select Committee several years ago recommended that the American practice be used, whereby those defrauded on the internet are required to report that fraud to the police before the bank is allowed to deal with it. Are the banks are obliged to report fraud to the police so that someone can pursue it in a co-ordinated way?