(9 years, 5 months ago)
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Thank you very much, Sir Edward, for calling me to speak. I will be brief.
I congratulate the hon. Member for Great Grimsby (Melanie Onn) on securing the debate, and I welcome the Minister to his place. I have listened with great interest to the previous contributions. This is the first time that I have spoken in Westminster Hall, and it is a delight to do so.
A number of communities, large and small, in my constituency have been contacted as part of the consultation on the regional shoreline management plan and alerted to potential flooding threats. I understand that there are 787 residential properties and 710 non-residential properties at high risk of flooding in Dwyfor Meirionnydd, and it is mainly a coastal threat. It should be noted that the third best beach bar in the world, Ty Coch at Porthdinllaen, is named by its owners, the National Trust, as a potential loss in the next 50 years; the bar is possibly a poster boy for the dangers of global warming. Also, if anyone is enthusiastic about golf, I recommend that they visit Porthdinllaen, which is one of the most beautiful places in my region.
I shall refer to one particular community, Fairbourne, on Cardigan bay. Residents have recently established a group, Fairbourne Facing Change, and have worked alongside the local authority, Cyngor Gwynedd, in response to concerns arising from sensationalist media reports in 2014 about the potential impact of combined coastal and river flooding. The local authority has committed to protecting the community for the next 40 years, but the saleability of properties remains a challenge.
I wish to raise three specific issues. First, I draw Members’ attention to an innovative buy and leaseback feasibility study in relation to the village of Fairbourne, which will be reported back to the National Assembly of Wales.
Secondly, there are issues related to the saleability of properties. Mortgage providers appear to be committed to a set period of residual life before being prepared to lend against a property. If it is perceived that a house has a residual life of, say, less than 60 years—that is not a formally identified figure, but it seems to be a working number—the property is assessed as having nil value. It would be beneficial if mortgage lenders were prepared to accommodate shorter periods when there is a commitment to protect communities, and if a Government body were to provide a guaranteed value for a period of years to be realised at the end of a mortgage. Of course, that idea will be considered in the feasibility study that I mentioned.
Thirdly, and importantly for my constituency, I remind Members of the significance of the work that Network Rail does locally. I imagine that it does similar work in other communities as well. In our case, the work relates to the Cambrian coast railway line. It should be noted that maintaining the line from Machynlleth to Pwllheli serves both as a transport function and effectively as a sea barrier against extreme weather. We saw that 18 months ago in Barmouth, when the railway line effectively protected the town from flooding. It is essential that the Cambrian coast railway line is safeguarded for the future, for both those reasons.
It is important to mitigate the effects of flooding and to consider and address the wider implications of flooding for people’s lives. I reiterate what was said earlier about the need for co-ordinated action between the devolved nations and the Government here in Westminster.