Pensions: Low-income and Self-employed Workers

Earl of Clancarty Excerpts

Wednesday 23rd July 2025 Lords Chamber

[Baroness Anderson of Stoke-on-Trent (Lab)]

I thank my noble friend for his support. I reassure all noble Lords that this Government and our party have zero plans to change anything about the triple lock in this Parliament, which cannot be said of all political parties, unfortunately. With the Pensions Commission, we have brought together national experts to make sure that we have a plan in place going forward, and of course we will not pre-empt the decisions it is going to make. We will have ongoing opportunities to discuss these issues when the Pension Schemes Bill is before noble Lords later in this Session.

[The Earl of Clancarty (CB)]

My Lords, there are many self-employed workers in the creative industries, so is this something the new creative industries freelance champion will be looking at?

[Baroness Anderson of Stoke-on-Trent (Lab)]

The noble Earl raises a very interesting point and I am genuinely not sure of the answer. If he will forgive me, I will write to him. With regard to the self-employed, the DWP is currently working with Nest Insight and other partners to test potential solutions to encourage contributions from the self-employed into pensions, including nudges and utilising digital systems that many self-employed people already use. I think that will have an impact on the creative sector, but I will write to the noble Earl on the detail of his question.