Housing and Planning Bill
Debate between Chris Philp and Clive Betts
Chris Philp
While I have sympathy with some of the points the hon. Gentleman is making, does he not accept the principle that with regard to a scarce social resource like social housing, it is simply common sense to make sure that that scarce resource is targeted at those who are most in need, as this Bill seeks to do?
Mr Betts
I would argue this: let us tackle the scarcity. Let us start a building programme of 100,000 social homes a year. That is the only way that we will hit the target of the quarter of a million homes this country will need. We have never built a quarter of a million homes without a massive social house building programme, and it is unlikely we will do so in future.
I will make one more point about the mix of communities. In other communities where there is, at the very beginning, a limited number of social rented properties, the right to buy that has already happened, together with the proposed extension of the right to buy, will mean that those are exactly the same communities that have the higher-value council homes. Not only will the right to buy remove social housing in those areas, but the sale of vacant higher-value council properties will remove social housing as well. It is likely that, in future, some communities will have no social housing to rent whatsoever, irrespective of people’s needs. That is the other conclusion, and it is very worrying indeed. In some communities, there will be no home available for those on low earnings or short-term tenancies who have a real housing need but who cannot afford to buy. That is another product of the Bill and I am against it. I hope that Members will support the Lords amendments to at least mitigate its worst impacts.
Housing and Planning Bill
Debate between Chris Philp and Clive Betts
Mr Betts
I agree, but I do not think that that is the issue in this instance, because by and large starter homes will be produced by volume house builders.
These homes will be built instead of other housing, and the Government are almost ignoring the right of local authorities to have an influence on the assessment of housing need. When the Minister appeared before the Select Committee, he said that it would be up to developers and local authorities to negotiate deals, including deals on starter homes, on the basis of individual sites and planning applications. How can that fit into a framework in which the Government have a target—I think it is a target rather than an aspiration; no doubt the Minister will tell us whether that is the case—of 200,000 starter homes? If the Government have a target, they will have to use their powers of direction to ensure that local authorities deliver starter homes on each site that will add up to the 200,000 total. In other words, they will override the rights of local authorities to assess housing need in their areas and arrive at the best deal on each site, so that the best possible balance of housing is available. Starter homes will simply push out the other houses for rent that local people really need.
Chris Philp
Thank you for calling me at this late hour, Mr Deputy Speaker. I draw the House’s attention to my entry in the Register of Members’ Financial Interests.
I support the Bill’s emphasis on starter homes, and the corollary of that is that I oppose some of the amendments that dilute that emphasis, particularly amendments 40, 110 and 33. I believe that owner-occupiers on low incomes need all the help that they can get to get on to the housing ladder, and the starter home provisions will provide exactly that.
I was alarmed to note that between 2007 and 2013, the most recent period for which figures are available, the number of owner-occupiers in the country fell by half a million, and the proportion fell from 68% to 63%. The provisions in this Bill are designed to arrest that decline, and it is right that they do so. My hon. Friend the Member for Peterborough (Mr Jackson) referred in his closing remarks to the merits of a property-owning democracy, and we know that 86% of the public aspire to own their own home. There is no greater service we in this House can do tonight than help those 86% of our constituents realise their dream of owning their own home, and this Bill does that.
On the questions raised by the hon. Member for City of Durham (Dr Blackman-Woods) about affordability, I would make the following observations. First, starter homes by definition are 20% more affordable than current homes for sale, and that is a welcome step in the right direction; it is clearly an improvement on where we are today. She referred to deposits, too. The Government’s Help to Buy scheme allows people to borrow up to 95% of a property’s value. Even in London, even if the price is the maximum the deposit is only £22,500, and outside London it is only a £12,500 deposit. These are maximum figures; I expect many starter homes will be below these maximum figures and will be extremely affordable.
Chris Philp
I believe the new clause makes it clear that the third-party providers will handle the processing but not the determination. The new providers will provide speed and efficiency, but decision making will remain where it currently is—with elected members and officers.
Mr Betts
If the hon. Gentleman thinks that the process and discussions between an applicant and an officer dealing with that application will have no impact at all on whether permission is given, he is mistaken. Process is important, and how an applicant engages with a planning officer can lead to an eventual decision on the application. Just because a committee may make the final decision and say yes or no, the idea that the process has no role to play in shaping that eventual final decision is fundamentally wrong.