Social Housing Bill [HL]

Debate between Baroness Warwick of Undercliffe and Baroness Lister of Burtersett

Committee stage
Wednesday 17th June 2026 Lords Chamber

[Baroness Lister of Burtersett (Lab)]

I apologise that I was unable to contribute at Second Reading, but I am pleased to speak now in support of Amendment 65 and to follow the noble Baroness, Lady May, who made such a strong case. I am grateful to the noble Baroness, Lady Neate, for tabling the amendment. Given her experience at Shelter and Women’s Aid, I can think of no better person to take up this important issue.

The relationship between homelessness and debt resulting from economic coercion and abuse, which we have just heard about, was brought to my attention last year in a briefing on a book by Professor Katherine Brickell and Dr Mel Nowicki, Debt Trap Nation. This provided evidence on the general problem of domestic abuse survivors unable to qualify for housing because of restrictive housing allocation policies. They found that fewer than one in five local authorities specifically exempts survivors from housing-related debt rules. Indeed, significant housing-related debt is sometimes bracketed with being a perpetrator of domestic abuse under the rubric of unacceptable behaviour that provides grounds for exclusion from housing. Some debt is what the researchers called coerced debt, generated through financial transactions that the victim is told to make or is aware of the abuser making in their name. They cite the organisation Surviving Economic Abuse, which discovered that victims of economic violence were at high risk of having rent arrears. As Brickell and Nowicki note, debt chips away at women’s autonomy to make decisions in their own interests.

Moreover, as the Chartered Institute of Housing points out, children suffer as a result of these exclusionary policies. The researchers observe that adult and child domestic abuse survivors subject to them are, in effect, left in limbo in temporary accommodation until they can reduce or clear rent arrears. The effect on children can be traumatic. Reducing the number of children living in temporary accommodation is one of the main aims of the child poverty strategy as well as of the homelessness strategy, so the amendment would contribute to both. The institute explains why it believes action should be taken in this legislation, rather than await the statutory guidance promised in the announced allocations review, as legislation would be more appropriate and there is a strong case for not delaying the matter. This very much accords with the strong argument put by the noble Baroness, Lady Neate. A few local authorities already pursue this policy; for example, Bedford Borough Council states:

“A blanket policy will not be operated in relation to housing debt and each case will be considered on its own merits ...Where a housing related debt has arisen as a direct result of a person being a victim of domestic abuse the debt will be disregarded for the purposes of assessing the application”.


This is to be applauded, but survivors should not have to rely on the discretion of individual local authorities.

The Bill is so positive when it comes to the position of domestic abuse survivors that it would be a real shame not to include this amendment, or one that achieved the same aim. At Second Reading, my noble friend the Minister made it clear that this Bill should not be viewed as a Christmas tree Bill. That is understandable, but I believe that this amendment is no bauble to add to the tree but rather that it would strengthen the very roots of the Bill. It is totally consistent with the existing welcome provisions, as the noble Baroness made clear. Therefore, I hope my noble friend will be able to look upon it favourably before Report.

[Baroness Warwick of Undercliffe (Lab)]

My Lords, Clause 12 and Schedule 1 introduce important new protections for social housing tenants experiencing domestic abuse. I welcome these measures, which will help ensure that victims can leave unsafe accommodation or remain in their homes safely without losing their tenancy rights. I also support Amendment 61, tabled by my noble friend Lord Best, which seeks to guarantee continuity of secure tenancy where a tenant’s safety is at risk. No one should be forced to forfeit their secure tenancy as a result of violence or intimidation.

It is the case that the availability of adequate social housing is often a critical determining factor in cases where a victim of abuse or intimidation is unable to access a new secure tenancy. A lack of safe, secure, high-quality housing can put people experiencing domestic abuse at risk of homelessness and can therefore make them hesitant to speak out. Improving partnership working and best practice between housing associations and local authorities, as well as clear guidance for social housing staff, will be vital for these important new protections to work effectively.

I am also speaking in support of Amendment 62 in the name of my noble friend Lord Best, relating to access for safety, to which I have added my name. I welcome the broad support for this amendment from the housing sector, including the Chartered Institute of Housing, the National Housing Federation and the National Federation of ALMOs. Housing associations are spending more each year to invest in existing homes but report increasing difficulty in securing access to residents’ homes to carry out essential inspections, repairs and safety works. This reflects a growing mismatch between duties and powers. Providers rightly face stronger statutory obligations to identify and remedy hazards, yet they lack clear and consistent legal routes to gain access in the small number of cases where residents just do not engage.