(9 months, 4 weeks ago)
Lords ChamberThe Government do not agree with that position. The Audit Commission was bureaucratic; it tied up local government with tick-box exercises rather than having real value. That is why it was abolished. It is right that we have the proper processes in place to ensure proper accountability, transparency and value for money. We believe that can be done through local processes. We will obviously look at the recommendations in the report, including those for central government, and take those into account as we continue to take our work forward.
My Lords, would it be reasonable for this House to expect the mayor, who, as the Minister said, is a Member of this House, to perhaps attend this debate and answer some of the questions?
My Lords, this Statement repeat is by the Government to respond on their position on this report. As I have set out, the Secretary of State has written to the mayor and asked for his response to its recommendations within six weeks. We will then consider any further steps that need to be taken and make sure that the House is updated appropriately.
My Lords, I believe that the way the signposting agreement is designed ensures that, when a consumer is turned down for insurance or is charged a significantly higher premium for the medical element of it, the obligation is to directly signpost them to alternative provision or a register of specialist providers, so that every consumer who finds themselves in that position is given an alternative pathway to find insurance. There is a wider question about general knowledge of alternative provision beyond that sign- posting, and I will happily take that up with the FCA as well as in government.
My Lords, do not certain insurance companies, such as Saga, specialise in insurance for elderly people? Perhaps the Minister can shed some light on that.
Certainly, there are providers in the marketplace that will then specialise. People should be signposted to such providers, so that they know there is a solution out there for them.
(2 years, 6 months ago)
Lords ChamberMy Lords, it is a great pleasure to follow the noble Lord, Lord Anderson of Ipswich. It will not surprise your Lordships that my speech will focus on matters of policing.
I declare an interest as the former national president of the Police Superintendents’ Association. It is a public service of which I am still very proud and in which I spent 35 years of my life serving the public. It was an exciting time. I am saddened, to say the least, that the police service has had such a torrid time with reputational damage over the last few years, with a worrying fall in prosecutions of and convictions for rape and, in my judgment, an all-round generally poor performance in service to the public, culminating in the tragic murder of Sarah Everard by a serving police constable.
That left me wondering what the causes were. It is well known that the financial crash of 2008 led to austerity measures resulting in a reduction of police nationally from a high of 172,000 officers in 2010 to just 150,000 by 2017, a reduction of 22,000. It is not rocket science to understand that higher workloads due to increased road traffic, computer fraud, online grooming, organised crime, drug trafficking and modern slavery, together with the slashing of police budgets, could lead to only one thing: a drastic reduction in ordinary community policing, which, as we in this House all know, is the backbone of policing by consent.
As a result, local police stations were closed, police visibility was reduced, response times have become a scandal and the investigation of burglary quite often amounts to the issuing of a crime number for insurance purposes. I have even seen a recent example of a valuable motor car being stolen from a gated property in Bury, with images of the theft taking place provided on CCTV by the victim, where the police could not even be bothered to examine it because of a lack of manpower. That is a disgrace.
To be fair, the Home Office is a large, diverse department of state and the Home Secretary is responsible to Parliament for the provision of police services. The task should have been made easier by the election of police and crime commissioners, but I will leave that issue to one side as I believe that, with many PCCs representing political parties, there is a risk of drawing police into party politics. It is manifestly clear that the Home Secretary should fight the police’s corner, but unfortunately many officers feel that she has let them down. The Police Federation recently wrote an open letter expressing a lack of confidence in the Home Secretary, which shows how strained relations have become.
There is an understandable and strong belief that the police are not valued by this Government. That is perfectly clear when we see that, since 2010, workloads have increased dramatically while the police have seen a staggering real-terms pay cut of 20%. There is an independent pay review mechanism for the police, just as for Members of Parliament, yet when that review body recently announced a modest pay rise for police officers the Government announced a public sector pay freeze. It did not go unnoticed that the freeze did not apply to honourable Members in another place. Where is the fairness in that?
I will say no more about pay as the police service has closed ranks and is seeking a judicial review of the so-called independent pay machinery. This of course is a Government who illegally prorogued Parliament and openly admitted to being prepared to break international law. When Owen Paterson was found to have breached lobbying rules, the Prime Minister tried to change those rules—not to mention all the dissembling that has taken place by the PM on the protocol, which has already been mentioned. Of course, this Government do not like judicial review, as we have seen. I am tempted to join the revolutionary movement of the noble and learned Lord, Lord Judge, because clearly the changing balance is all in the Government’s favour.
Moving on, you cannot make a silk purse from a pig’s ear, and this applies to the recruitment of police officers. I am not talking about academic qualifications but about moral fibre, good judgment and probity. There has been quite a bit of publicity recently about a number of serving officers with criminal convictions. A serving officer was known to be committing indecent exposure, yet no action was taken. Serving officers have taken photographs of murder victims and there was a WhatsApp group in which Metropolitan Police officers expressed misogyny and homophobia. Wayne Couzens, the convicted killer of Sarah Everard, was nicknamed “the rapist” by colleagues while serving as a police officer.
There appears to have been an appalling fall in standards of recruitment. What has happened to the recruitment of mature ex-servicemen who already come packaged with maturity and discipline? I believe the necessity of probation training leading up to a degree qualification discourages many excellent people who simply want to be a police officer on the streets; they do not want to be an academic or in senior management.
Finally, we have seen a shocking pattern of conduct by the present Government, who should be setting standards of behaviour: breaches of the Ministerial Code, misleading the House of Commons and I dare not even mention partygate. I have concluded that it does not help to set standards when those expected to enforce the law see a Government whose conduct suggests that they clearly think they are above the law.
Does the Minister, a canny lad from the north-east, agree—I think he probably will—that the police should do better than this, and that the British people deserve a police service that is properly funded, remunerated fairly and one that they can trust, believe in and be proud of? In essence, a service that this country can—
My Lords, it might be worth noting the advisory time limit. We are only half way through the debate.
May I just finish with one final question to the Minister? The gracious Speech stated that the Government will “support the police”. In the noble Lord’s reply to the debate, will he indicate when and in what way?
My Lords, the government structures in place at the moment are focused on tackling Covid, but support for levelling up and recovery across the country is at the heart of everything that the Government do. It was at the heart of the Chancellor’s plan for jobs, announced in the summer, which includes a Getting Building Fund of up to £1 billion to support local economic projects to get jobs and recovery back in local economies.
My Lords, it is unfortunate that the tiered system of local virus control led to political turf wars. This simply divides communities, as was seen with the handling of the Greater Manchester case. Can the Minister reassure the House that, in future, changes will not simply be imposed on historically deprived areas of the north of England with last-minute government press announcements at midnight and that local elected representative will be fully involved in the decision-making process and therefore share ultimate decision-making?
My Lords, the Government have been committed to having local leaders involved in decision-making at every step of the process. That has sometimes led to a more complicated process, which I think the noble Lord has pointed to, but we always endeavour to have joint decision-making wherever possible.
My Lords, as I said earlier to the noble Earl, Lord Clancarty, the Government’s approach is all about trying to find a balance. I acknowledge that the 10 pm curfew has caused difficulty for those in the hospitality sector. That is one reason why there is additional economic support, such as VAT cuts lasting until March. We keep all measures under review so that we can continue to strike the right balance.
My Lords, the pandemic has hit the north-east of England harder than it has the south, not least because fewer jobs in this area lend themselves satisfactorily to working from home. Will the Government level up by taking account of these factors and considering financial support for those unable to work in this region through no fault of their own because of government regulations?
My Lords, the closure of an individual practice is not something the central Government take charge of. However, the noble Lord is right that there are areas of the country where it can be hard both to recruit and retain doctors in general practice and other specialities. That is why the Government have put in place a programme of £20,000 one-off payments to recruit doctors in areas where recruitment is hard. The number of placements available under that scheme is increasing this year, next year and the year after.
It is clear that virtual and telephone appointments enable more consultations to the hour and are, in that sense, more efficient. However, a doctor told me recently that he hoped virtual appointments would not become the norm after the pandemic, as in his view it was essential for a doctor to have face-to-face consultation and examination where possible. Will the Government encourage physical consultations again after the pandemic has passed?
I absolutely commit to noble Lords that I will take the specifics of that scheme back to the DCMS and the Treasury, if appropriate, to look at how it is proposed to operate and whether it can be integrated into the operation of the Culture Recovery Fund.
My Lords, as vice-chairman of the All-Party Parliamentary Group on Fairs and Showgrounds, which includes circuses, can I ask the Minister if she agrees that these groups are of great value to the culture and heritage in the UK and much loved by the public? If so, does she also agree they clearly fall within the definition of live performing arts groups and qualify for assistance under the scheme announced by the Chancellor last week?
I absolutely agree with the noble Lord about the enjoyment derived from going to a fair or a circus. On his point about their eligibility under the scheme, I am afraid that I do not have that level of granular detail before me, so I will write to the noble Lord with that.
To ask Her Majesty’s Government what assessment they have made of the impact on the cashflow of small and medium-sized companies of banks quarantining internet transfers of cash on the grounds of security.
My Lords, the UK is recognised as having a world-leading system for combating economic crime, creating a secure and transparent business environment. In response to the disruption caused by Covid-19, the Government have taken unprecedented steps to support business cash flow, including the Coronavirus Business Interruption Loan Scheme and the bounce-back loan scheme. These are helping to support small businesses suffering temporary cash-flow issues by providing the finance they need to get through this challenging period.
My Lords, we all support security checks by banks to prevent fraud and scams. However, there seems to be evidence emerging that some banks are routinely delaying transfers by holding up payments in the name of security. It is apparent that transfers are being frozen by banks without any adequate reason being given. Complaining is then made difficult by inadequate staffing or working from home, with long queueing on the phone. False promises of jam tomorrow are made. In some cases, the delay is blamed on HMRC, which blocks the payment with some kind of flagging mechanism on the account. Even when cleared, removing the flag is woefully slow—over two or three weeks, in one example, allegedly because HMRC is inundated with work. This is not good enough. The Minister knows that cash flow is the lifeblood of business, and these blockages in companies’ financial arteries are haemorrhaging British jobs. I ask the Minister: should there not be a duty on the banks to notify card-holders immediately when transfers are delayed and put on hold like this? Could the Minister advise the House on whether the banks profit by returning possession of these funds, which must amount to significant sums at any one time?
I repeat my instruction to have short questions. It is totally unfair on other questioners.