Building Repairs: VAT

Debate between Baroness Penn and Lord Cormack

Thursday 14th December 2023 Lords Chamber

[Lord Cormack (Con)]

My Lords, I declare an interest as a vice-president of the National Churches Trust and of the Lincolnshire Churches Trust, and one who has been a churchwarden for 36 years. It really is crucial that the Government recognise that the most important group of historic buildings in our country are our parish churches and give them some assistance. The Listed Places of Worship Grant Scheme is coming to an end, as my friend the right reverend Prelate said, and we do not wish to see the parish churches of England crumbling into decay.

[Baroness Penn (Con)]

I absolutely recognise the points that my noble friend is making, but the Listed Places of Worship Grant Scheme is making a real difference to churches, as recognised by the right reverend Prelate. It gives grants covering the VAT on repairs of over £1,000 to listed buildings used as places of worship. It is not coming to an end; it runs until the end of March 2025. Of course, any decisions for the spending review period after that will come in due course.

Residential Leasehold for Flats

Debate between Baroness Penn and Lord Cormack

Thursday 30th November 2023 Lords Chamber

[Baroness Penn (Con)]

My Lords, the Government are absolutely committed to increasing supply. The noble Lord is right that that is part of the solution, particularly when we have in place the provisions to ban new leaseholds in new houses. But the Government are delivering on that promise. We are on track to deliver our commitment to 1 million new homes during this Parliament. We are investing £10 billion in increasing the supply of homes, and in the last few years we have seen some of the highest rates of home delivery in decades.

[Lord Cormack (Con)]

My Lords, will my noble friend convey to Mr Gove the most generous offer made by the noble Lord, Lord Young of Cookham, on behalf of the House, which was apparent from the reaction to his question? Why does she not tell him that this House can put right what he has not yet got right?

[Baroness Penn (Con)]

I am sure that this House will communicate its views to the department as we progress the Bill throughout the scrutiny. It will go through the Commons first and I look forward to debating the provisions in detail when it reaches the Lords.

General Elections: Party-political Spending

Debate between Baroness Penn and Lord Cormack

Wednesday 29th November 2023 Lords Chamber

[Baroness Penn (Con)]

I completely reject the premise of the noble Lord’s question. We have transparency in our system so that people can see who donates to political parties. The alternative to donations to political parties is government funding of political parties and campaigning. That is not something that we on these Benches wish to see.

[Lord Cormack (Con)]

My Lords, in view of the influence that the press very often has on elections, will my noble friend the Minister read the admirable article by my noble friend Lord Hague in yesterday’s Times, which indicated that it would not be a service to democracy for one of our notable daily papers and one of our notable weekly magazines to be bought by foreigners?

[Baroness Penn (Con)]

I always enjoy reading articles by my noble friend and I will undertake to read that one.

Bank Accounts

Debate between Baroness Penn and Lord Cormack

Wednesday 19th July 2023 Lords Chamber

[Baroness Penn (Con)]

My Lords, I absolutely agree about the importance of financial inclusion, and we have seen significant progress on that issue in recent years, including through establishing provision of basic bank accounts. That means that anyone in society, whatever their means, has the right to access banking, and we will continue to promote access through our work on financial inclusion.

[Lord Cormack (Con)]

My Lords, in answer to my noble friend Lord Forsyth, my noble friend the Minister said that the Government had their shareholding handled at arm’s length, or words to that effect. I completely accept that, but the moral fact is that the Government are the largest shareholder, so should they not take a particular interest in this political issue?

[Baroness Penn (Con)]

My Lords, the Government have taken an interest in this issue, which is why we issued a call for evidence earlier this year that covered freedom of speech and bank account closure. That is the right avenue through which the Government should seek to address this issue, rather than through their shareholding in a particular bank.

Banks: Closures and Shared Banking Hubs

Debate between Baroness Penn and Lord Cormack

Thursday 27th April 2023 Lords Chamber

[Baroness Penn (Con)]

My Lords, in taking forward this work, I am sure that that is a consideration the banks have in mind. The banking hubs came out of a pilot programme that allowed banks to test out this model to ensure that it was accessible to all their customers. Of course, they are subject to the equality duty, which also means that they need to make proper provision for those with protected characteristics.

[Lord Cormack (Con)]

My Lords, legal tender is legal tender. I urge my noble friend to bear in mind that the Government have the opportunity, if they wish, to mandate the use of cash—people can use it when they want. Will she also bear in mind that a lot of people now are being discouraged from writing cheques? Many people like to pay their bills with cheques. All these facilities should remain, certainly for the next two decades.

[Baroness Penn (Con)]

My Lords, the Government acknowledge the important role that cash still plays in many of our lives, which is why we are taking unprecedented action on protecting access to cash. As I said, ensuring that businesses have access to deposit facilities will also promote ongoing cash acceptance by businesses.

VAT: Building Repairs and Maintenance

Debate between Baroness Penn and Lord Cormack

Wednesday 19th April 2023 Lords Chamber

[Baroness Penn (Con)]

My Lords, it is not a tiny measure; it is a measure that has costs in the billions. There may be several different ways to achieve the point that the noble Baroness is making, which is more energy-efficient construction to create new dwellings. That is the point that I was making to the House.

[Lord Cormack (Con)]

My Lords, the All-Party Arts and Heritage Group, which I helped to found 49 years ago and of which I have the honour to be president, has lobbied consistently on this. There is no single measure that would do more to help conserve our wonderful historic buildings, and our large historic houses in particular, than this move. Will my noble friend please receive a small deputation, which I hope will be accompanied by my noble friend Lord Swire, to talk about this, because the Government’s answers are totally unsatisfactory and frankly wrong?

Defence Spending

Debate between Baroness Penn and Lord Cormack

Thursday 16th March 2023 Lords Chamber

[Baroness Penn (Con)]

We welcome the contribution from all our allies and partners. I think I have been clear that nearly £5 billion of the £11 billion of additional funding is over the next two years. We have provided clarity beyond the existing scorecard period to help facilitate long-term investment in our future defence.

[Lord Cormack (Con)]

Can my noble friend clarify a statement she made in answering the noble Lord, Lord Campbell of Pittenweem? Did she really say that none of this money is going to be needed to replenish the armaments we have sent to Ukraine? A simple yes or no will do.

[Baroness Penn (Con)]

I believe I said earlier that one of the things we will be able to do with our funding is bolster our conventional stockpiles. But I want to be clear with noble Lords that the £2.3 billion commitment we made to Ukraine in 2022-23, which we are also matching going into next year, is over and above the money I have set out today.

Wagner Group: Sanctions Regime

Debate between Baroness Penn and Lord Cormack

Thursday 26th January 2023 Lords Chamber

[Baroness Penn (Con)]

I join the noble and gallant Lord in completely condemning the actions of this group. I know we have had the basis to sanction the group under the Russian sanction regime. I am sure we are looking at all the tools we have available to us to take further action. Proscription was one avenue raised by the noble Lord, Lord Purvis, and I will write to noble Lords to set out the Government’s position on that.

[Lord Cormack (Con)]

My Lords, having heard these powerful pleas from our two colleagues, proscription is the only answer. The noble Lord, Lord Purvis, pointed out that he raised this subject for the first time months ago. The noble and gallant Lord, Lord Stirrup, has given a graphic brief description of the evil that is being perpetrated. We should not be dilly-dallying. We should get on with it and proscribe the wretched organisation.

[Baroness Penn (Con)]

My Lords, I am not sure I can add to that at this time. What I would say to my noble friend is that when it comes to the illegal invasion of Ukraine by Russia, the steps that this Government have taken are unprecedented in terms of sanctioning individuals and entities. Nothing is off the table when it comes to further action we are looking to take. For example, we introduced the oil price cap at the end of last year as a new way to try to squeeze the revenues Russia can get from oil to fund this illegal war.

Contaminated Blood Scandal: Interim Payments for Victims

Debate between Baroness Penn and Lord Cormack

Wednesday 20th July 2022 Lords Chamber

[Baroness Penn (Con)]

One of Sir Robert’s recommendations, and the focus of the Urgent Question in the other place, is that the Government should consider making interim compensation payments to infected support scheme beneficiaries before a compensation scheme is established, in the interests of speeding up justice and to give some level of assurance and security to those who may not live to see the end of the inquiry. My right honourable friend in the other place, the Minister for the Cabinet Office, and all colleagues in government, are keenly aware of that reality. We are working carefully to consider the recommendations in the report, and making haste to address this as quickly and as thoroughly as possible.

[Lord Cormack (Con)]

My Lords, my noble friend keeps using the word “quickly”. Some of us were around when this terrible scandal broke many years ago—I heard heart-rending stories in my own constituency surgery. We really need to get things sorted out within this year, at the very latest. Can she give an assurance that, by the end of this year, everything will have been dealt with, in so far as it can be?

[Baroness Penn (Con)]

The assurance I can give noble Lords is that we are extremely cognisant of the time pressures in this scenario. We know that those infected and affected have been waiting for decades, so we are aware of the time pressures and are working as quickly as we can on the recommendations from Sir Robert’s study. The work of the inquiry continues, and its chair has made it clear that he is aware of the need to conduct it as quickly as the thoroughness that is needed will allow.

Spring Statement Affordability Test

Debate between Baroness Penn and Lord Cormack

Wednesday 23rd March 2022 Lords Chamber

[Baroness Penn (Con)]

I believe the noble Lord is referring to the care cap that is coming into place. That is a result of previous work by the Dilnot commission, which it builds on. I understand that noble Lords on the other side think that the cap is set at too high a level rather than too low. I think that is not the right characterisation of the Government’s policy.

[Lord Cormack (Con)]

My Lords, I refer my noble friend to the admirable question asked by my noble friend Lord Forsyth: did the Government conduct an affordability test on the impact on the cost of living, and, if so, what form did it take?

[Baroness Penn (Con)]

As I say, my Lords, we have provided analysis in the round of tax and spending decisions taken by the Government since the 2019 spending review. That analysis shows that the combined impact of those decisions is progressive, with the largest burden placed on higher-income households as a proportion of their income.

Cash Infrastructure

Debate between Baroness Penn and Lord Cormack

Monday 19th July 2021 Lords Chamber

[Baroness Penn (Con)]

My Lords, as I said in my initial Answer, designation of the UK’s critical national infrastructure is sensitive. However, financial services more broadly are an area of infrastructure covered by CNI. In terms of operational resilience, the noble Baroness is absolutely right. In March, the Bank of England, the PRA and the FCA published a joint policy statement on operational resilience for the finance sector. This clarifies and sets new expectations for firms to improve their operational resilience and comes into effect from March 2022.

[Lord Cormack (Con)]

My Lords, I am much encouraged by my noble friend’s answers to date. But is she also aware that many companies appear to be quite actively discouraging the use of cheques and that many people wish to see them maintained?

[Baroness Penn (Con)]

My Lords, the Government have committed to financial inclusion in all its forms. As I said, we are taking forward this action on access to cash. We also want to look at more modern methods of payment and make sure that those who may have trouble accessing them have help and that they are made as accessible as possible to everyone in the country.