(2 years, 4 months ago)
Lords ChamberMy Lords, I declare my interest as director of Generation Rent. The White Paper is welcome. It is serious and ambitious. If the detail of the words follows through to the legislation in the end, it will make significant difference to renters’ lives.
As the Minister said, the centrepiece of the reform is to end Section 21 and give renters a secure and stable home. Insecurity of tenure is the biggest issue for renters, which is why I feel that when we look at the White Paper and the mandatory no-fault grounds, there is a need to strengthen those grounds. I would like to hear a little more from the Minister about how the Government will ensure that those mandatory no-fault grounds will be strengthened to ensure they are not abused by unscrupulous landlords and give renters the security that this legislation is designed to do.
Does the Minister agree that if you are given a no-fault ground for eviction, you have a family and your kids are at the local school, you do not want to move in term time, you do not want to move over the winter and you would need longer than two months in which to make that move under no-fault grounds? It is also expensive, as the Government have acknowledged in the White Paper, so compensation should be given to renters for no-fault grounds. It should be longer than a two-month notice period and increased to four months.
My Lords, the noble Baroness asks a difficult question. However, I have been encouraged, whenever I cannot directly answer a question, to say that my honourable friend the Minister in the other place will be conducting a drop-in session on 12 July between 11.30 am and 12.30 pm in Room W3, off Westminster Hall. Doing my best as someone who is not the lead Minister for private rental reform, as the noble Baroness realises, I can say that it is about the architecture. The important way of ensuring that landlords are not gaming the system around no-fault evictions is to have transparency through the property portal, so we collect all the available data rather than just relying on renters essentially having to get themselves legal representation and raise the issues themselves. Therefore the property portal is key. We also need to ensure that we get an ombudsman with teeth, with the right powers, and to ensure that the local authorities are resourced in the right way to step in if necessary as well. It is around getting that architecture which will turn the rhetoric into reality.
(3 years, 10 months ago)
Lords ChamberMy Lords, millions of home owners in this situation bought their properties in good faith. Now their properties are deemed worthless; they cannot be bought, sold or remortgaged. The freeholders and insurance companies say that it is not their problem, and mortgage lenders, through the confusion created by the Government’s changing guidance and the EWS1 certification, have exacerbated the problem. So I welcome the clarification on the guidance that the noble Lord has just given. However, will he accept that this is a bigger problem and that the Government must deal with it? They must ensure that property developers and insurance companies accept their share of the responsibility.
My Lords, I absolutely accept that a generation of people have built buildings that are not fit for purpose and, under any regime, should not have been built in this way. In recent years, developers have made profits of between 20% and 30%, so of course they should step forward and do the right thing. I absolutely share that view. The leaseholders who find themselves in this position are victims. I have said that at the Dispatch Box and am happy to commit to do everything we can to ensure that this does not fall heavily on leaseholders.
(4 years, 1 month ago)
Lords ChamberMy Lords, I thank the noble Lord for his passionate campaign on behalf of people at risk of being made homeless and rough sleepers. I want to be clear that the new court rules and arrangements require landlords to set out any information they are aware of in relation to how their tenant, or any dependant of their tenant, has been affected by coronavirus. They have to do that, because if they do not they risk being put to the back of the queue. As I pointed out on previous questions, there have been a number of support measures, both in the welfare system and in direct payments to local authorities, to avoid homelessness.
My Lords, I declare an interest as the director of Generation Rent. Last week, I spoke to Peter, who lives alone and has lost his job. He received a one-off discretionary housing payment and while he gets universal credit, it covers only half of his rent. He received a Section 21 notice in May, so he has three months’ notice, and his rent debt means that he cannot get another landlord to take him on. Can the noble Lord advise Peter and other renters like him which element of the Government’s support package will stop them being evicted and made homeless?
My Lords, it is hard for me to get into the specifics of that case, but I would point out that the increase in the local housing allowance rate to the 30th percentile of local market rents has provided on average an extra £600 per household— £1 billion for 1 million extra households in this country. The noble Baroness mentioned that Peter has received the discretionary housing payment. Some £180 million has been sent to local authorities and the welfare net has been increased by some £9.3 billion. The overall measures also include £35 billion for the furlough scheme.
(4 years, 3 months ago)
Lords ChamberMy Lords, I will speak to Amendments 44 and 1. As declared on the register, and as I referred to at Second Reading, I chair the board of PASS, the proof of age standards scheme. I was delighted that my noble friend Lady Neville-Rolfe highlighted this scheme, which has the support of the hospitality and tourism sector, and the retail sector, as represented by the major players. It is true that we are undertaking a consultation at the moment and that there was a slight delay in enabling everyone from whom we had not already heard to respond.
The point I want to make is that obviously I am in favour of a digital verification scheme. However, to me, it is extremely important that any digital scheme should comply with the same standards and meet the same regulatory requirements as any physical provider. I am sure that my noble friend would agree with that.
As my noble friend Lady Neville-Rolfe and the noble Lord, Lord Clement-Jones, pointed out, a physical proof of age scheme—now moving to digital—is government policy. We look to my noble friend the Minister to tell us, in responding to the debate, that the Home Office stands behind the proposals that we are to make in this regard. As my noble friend and the noble Lord rightly said, it will greatly expedite entrance to clubs, bars, nightclubs and all sorts of places if we have a digital verification scheme alongside the physical scheme. The scheme has been so successful because even the physical scheme offers an alternative to those people—usually young people—who, on a good night out, take their passport or driving licence and come home without it, which obviously incurs a huge expense. So anything that the Minister can do to chivvy things along with the Home Office would be very welcome news.
The fundamental point is that, whichever age verification scheme we use, be it physical or digital, it must meet certain standards. Obviously I would say that PASS is best placed to provide that verification and regulatory role.
I turn briefly to Amendment 1, moved so eloquently by my noble friend Lord Balfe. In most circumstances, it will be environmental health officers who enforce and police these arrangements. But there might be circumstances in which there is an outbreak of public disorder and the police are called. If it is indeed the case that the police have not been consulted, I would be interested to know the reason.
My Lords, I will speak in support of Amendment 40, in the name of the noble Lord, Lord Holmes of Richmond. This amendment seeks to insert a new clause, requiring the Secretary of State to make regulations to ensure that small independent breweries can make an application for a temporary premises licence easily and quickly. This is an important addition, as it would allow small independent breweries that would otherwise be excluded from the benefits of the licence measures in the Bill to take full advantage of them.
Like other businesses, independent breweries have struggled through the lockdown. A recent survey of small independent brewers, conducted by the Society of Independent Brewers, showed that 84% expect the pandemic and subsequent social distancing measures to have a lasting negative impact on their business. It is therefore right that the measures in the Bill, which are after all designed to help businesses recover and to protect jobs, can apply equally to small independent brewers. They should not be excluded.
After all, local breweries have a positive effect on local economies. Where I live in south London, Brockley Brewery—the local brewery, which was started in 2013—employs local people and is a London living wage employer. To survive the lockdown, it has been running a beer delivery service, alongside a weekend brewery shop. I am sure that these innovations have been a lifeline for the business. This amendment will allow other small independent breweries to benefit from innovations such as this. It will give them the option to use the measures in the Bill to keep their business going and to protect jobs. It will allow them to develop more innovative ways of getting their business back on its feet.
I can see no reason to exclude small independent brewers from benefiting from the measures in the Bill. I hope that the noble Baroness will accept the need for Amendment 40 and ensure that this vibrant part of the hospitality sector is not overlooked.
(4 years, 5 months ago)
Lords ChamberMy noble friend is right: we need housing of all types and tenures and in all places, town and country alike.
My Lords, house prices have fallen, and many are struggling to meet their mortgage repayments due to Covid-19. Will the Government do an assessment of the number of home owners at risk of negative equity or of having their home repossessed, and the effect this will have on the economy? The furlough scheme has been extended. Will the mortgage holiday be extended too?
I will write to the noble Baroness about the mortgage holiday situation. I am not aware that a decision has been taken, but we are looking into it at the moment.
(4 years, 5 months ago)
Lords ChamberLike many noble Lords, I hope that the new government task force led by Dame Louise Casey is a success. If it can provide rough sleepers with long-term and safe accommodation, the old adage that something good can come out of something bad would have real meaning. I agree with the right reverend Prelate the Bishop of Durham that the task force should also focus on homelessness prevention, especially among private renters. I will use the time I have to ask some practical questions about the task force. When will its membership be published? I hope that it will be cross-departmental and include faith groups and third sector organisations, and those who understand the needs of rough sleepers in our cities, towns and rural communities. Will the task force receive extra funding to do its work? Will it publish its terms of reference, work plans and minutes, as many want to engage positively with its work and help contribute to its success?