UK Poverty 2025

Debate between Baroness Fookes and Baroness Sherlock

Monday 10th March 2025 Lords Chamber

[Baroness Sherlock (Lab)]

I thank my noble friend for that excellent question. He has hit on something quite important. If we are going to try to tackle poverty, tackling the cost of housing in our society is fundamental to that, because the housing market is essentially broken. My noble friend mentioned that the Government are committed to delivering the biggest increase in social and affordable housing in a generation, but key within that is prioritising the building of new social rented homes. We also need to do more to protect the stock of existing homes, which we are going to do by reforming right to buy.

There will be a housing strategy from this Government which will set out a long-term vision for a housing market that works for communities. It will go through the new actions we are going to take, as well as what we have done. But I can reassure my noble friend for the moment that support is available in the short term from my own department to help those who are struggling with their housing costs. For example, discretionary housing payments can help with advances, shortfalls in rent and rental deposits. We are going to tackle this, short and long term.

[The Deputy Speaker (Baroness Fookes) (Con)]

My Lords, that concludes Oral Questions for today. It may be for the convenience of your Lordships if I allow a slight pause before the next business—but that is not a reason for leisurely conversations going in and out of the Chamber.

Pensions Bill

Debate between Baroness Fookes and Baroness Sherlock

Monday 13th January 2014 Grand Committee

[Baroness Sherlock]

My Lords, I rise to speak to Amendments 55 and 57A in my name and that of my noble friend Lord Browne of Ladyton. I shall speak also to Amendments 53 and 54 in the names of my noble friends Lady Hollis and Lady Drake.

As we heard in the very clear speech from my noble friend Lady Drake, Amendments 55 and 57A provide that the periodic review of rules on pension age should be prepared by an independent commission. I can think of no one better to suggest how a pensions commission might work than my noble friend Lady Drake, who was such a distinguished member of the Turner commission.

As I indicated previously, we agreed that there should be periodic reviews of the state pension age to reflect changes in longevity and the need for people to fund their retirement and also to achieve a fair balance between generations. The question is how to achieve that, and we have grave concerns about the way in which the Government are approaching this matter.

As it stands, the Bill simply says that the Secretary of State shall review the rules about pensionable age. That leaves us with some significant gaps. There is insufficient information about the kind of review mechanism that there might be. There is also insufficient detail about who will conduct a review or how it is to be done, and there seems, on the face of it, to be insufficient scrutiny by Parliament of any recommendations that emerge. Perhaps the Minister will clarify that for us when he replies.

At the heart of this lies a very important question: how do we enable people to have confidence in the system? If we want to encourage people to save for their retirement and we need them to save more, they need to trust the Government, to trust Parliament and to believe that their pensions are safe in our hands. The public need to know that they will not be at the mercy of political expediency and will be protected from any adjustments that might otherwise be made too quickly. After all, they may be nervous about this. There has been a succession of changes to pensions legislation, pensions levels and the state pension age. To suggest just one example, under the previous Labour Government the number of years of contributions required to get a basic state pension—

[The Deputy Chairman of Committees (Baroness Fookes)]

My Lords, we have to adjourn the Committee for 10 minutes.