Financial Services Bill

Debate between Baroness Coussins and Earl Howe

3rd reading & Report stage
Monday 19th April 2021 Lords Chamber

[Baroness Coussins (CB)]

From these Benches, I too am grateful for the opportunity to express my thanks to all noble Lords who participated at all stages of the Bill. The noble Earl, Lord Howe, the noble Baroness, Lady Penn, and, from the point of view of my own particular interest in the Bill, especially the noble Lord, Lord True, have steered the Bill skilfully through your Lordships’ House. Although he is not in the Chamber at the moment, I place on record my grateful thanks to the noble Lord, Lord True, for his constructive engagement and for meeting me and the noble Baroness, Lady Morgan of Cotes, on two occasions to discuss amendments concerning the statutory debt repayment plans.

Together with the Bill team and the wider group of Treasury officials, the noble Lord, Lord True, has given me and the network of debt advice charities a great deal of confidence that these plans will be brought into effect in 2024. We are all grateful for this positive attitude. I thank all other noble Lords who spoke on this issue and on a variety of other matters of concern to consumers. As well as SDRPs, I welcome the fact that the Bill paves the way towards regulating buy now, pay later products, for example. Indeed, it has been very pleasing to see the level of consensus across the House on the need to improve support for people in financial difficulty and to tackle financial exclusion.

Finally, the passage of the Bill has been an important opportunity to look at what more needs doing on the financial services regulatory framework to ensure that it is as effective as possible at protecting consumers; for example, one area that was raised but ultimately found to be beyond the ambit of the Bill was oversight of bailiffs, but the commitment from the Government to work with stakeholders to develop this is very welcome.

I thank all concerned, including the excellent Lord Judd, whom we will all miss very much indeed.

[Earl Howe (Con)]

My Lords, I am grateful to all noble Lords for their remarks in bringing our proceedings to a conclusion. I beg to move.

Afghan Interpreters: Security Clearance

Debate between Baroness Coussins and Earl Howe

Monday 17th June 2019 Lords Chamber

[Baroness Coussins (CB)]

My Lords, I beg leave to ask a Question of which I have given private notice.

[The Minister of State, Ministry of Defence (Earl Howe) (Con)]

My Lords, we are reviewing our national security vetting policies alongside wider work on the Government’s vetting reform programme. The MoD’s review will include an assessment of the criteria applied to interpreters, specifically those deployed in operational theatres.

[Baroness Coussins]

My Lords, surely the loyalty and trustworthiness of these Afghan interpreters has already been tested beyond doubt. The benefit of relocation to the UK under what I agree is a very good redundancy scheme is seriously undermined by reports in Saturday’s Times that some interpreters have been reduced to taking low-paid work in fast-food outlets instead of the specialist linguistic work for which they are uniquely qualified. Can the Minister confirm that the security clearance criteria of 10 years’ residence and five years’ British nationality are discretionary? If so, does he agree that there is an overwhelming case for speed, flexibility and generosity so that these interpreters can do the jobs that we must need them to do as much as they want to do them?

[Earl Howe]

My Lords, the Cabinet Office policy contains guidelines for appropriate nationality and UK residency periods for prospective applicants, but they are not absolute requirements and should be considered on a case-by-case basis for each individual. It is important to understand that the process of security clearance is a matter of assessing not simply an individual’s trustworthiness but the degree of risk to that individual in the circumstances of the employment that they seek, and the security measures that would be needed to protect that individual and potentially their family as well.

Afghan Interpreters

Debate between Baroness Coussins and Earl Howe

Thursday 5th May 2016 Lords Chamber

[Earl Howe]

My Lords, as I have already said, we have recognised a debt and granted the right to apply for UK relocation to around 500 people, plus their families. Those people are those who operated in the most dangerous zones, who were serving with us when we announced draw-down. Some 270 have already relocated to this country. I do not think that that is a shameful record in the very least, and people looking at our scheme and comparing it to those in other countries will find a favourable comparison.

[Baroness Coussins (CB)]

My Lords, will the noble Earl acknowledge that, although we have a good redundancy scheme, the trouble is that many hundreds of Afghan interpreters do not qualify for it? If some of them feel so threatened by the Taliban that they are willing to pay traffickers to get them here illegally, why cannot Her Majesty’s Government simply either extend the qualifying dates of the redundancy scheme or apply the intimidation policy much more generously?

[Earl Howe]

My Lords, anyone who has worked for British forces in Afghanistan and claims to have been intimidated will have their case thoroughly looked into; we have a well-established process for doing that. There is the option at the end of the day to relocate to the UK, but in the majority of cases it is quite safe to relocate such people to other places in Afghanistan, where we know that they will not be at risk.

Health: Diet

Debate between Baroness Coussins and Earl Howe

Tuesday 13th July 2010 Lords Chamber

[Earl Howe]

My Lords, there is, and I am grateful to my noble friend. He will know that the healthier food mark initiative is one thing that the Government can do to enable the public sector to lead by example, in schools, hospitals and care homes. The healthier food mark has been developed over the past two years as a benchmark to raise the level of nutrition and sustainability of food served in the public sector. It sets clear guidelines on healthier and more sustainable food and recognises achievement, so I hope that it will lead the way.

[Baroness Coussins]

Will the Minister explain why the Government are scrapping the extension of free school meals when there is such a clear link between nutrition and academic performance? Would it not be better and more cost-effective in the long run to make sure that as many children as possible from low-income families get at least one nutritious meal a day?

[Earl Howe]

My Lords, the school fruit and vegetable scheme is continuing. However, future responsibility for running it will no longer lie with central government; it has been devolved to primary care trusts.