Student Loans

Debate between Andrew Western and Judith Cummins

Wednesday 18th March 2026 Commons Chamber

[Andrew Western]

What I say is that students, like everybody else, benefit from an improved NHS and from a range of interventions that this Government are making, but we cannot change everything overnight.

The hon. Member for Bromley and Biggin Hill (Peter Fortune) commented that young people not in employment has rocketed under this Government, which is an interesting take given that the number of NEETs is 14,000 lower now than it was at this point last year, but it increased by 250,000 in the Conservatives’ final few years in office.

We then heard from the hon. Member for Solihull West and Shirley (Dr Shastri-Hurst). I simply reiterate the comments made in the intervention from my hon. Friend the Member for York Outer (Mr Charters) about the rubbishing of the Conservatives’ proposal already done by the Institute for Fiscal Studies.

The hon. Member for Isle of Wight East (Joe Robertson) mentioned youth unemployment figures, and I absolutely agree that these are a concern. We are not complacent on this issue, so he will welcome the youth guarantee, the jobs guarantee, the increase to apprenticeship funding, the shift to more apprenticeships for young people, the revised target of two thirds of young people either in an apprenticeship or at university, and the update to our approach to encourage technical learning while earning. He will also be pleased to know that, unlike him, I do have a history degree, so I have no problem looking at the Conservatives’ record of the past 10 years. I absolutely appreciate that they do not want to be held to account for the mess they left, but sadly they devastated this system, and it falls to us to resolve the problems they left.

We then heard from the hon. Member for Runnymede and Weybridge (Dr Spencer), who said that all forms of education have intrinsic value, which leaves me somewhat confused given the Conservatives have made a compelling argument today for scrapping a number of degree courses and they ran down the number of apprenticeships available to young people.

I want to briefly come to the contribution of the right hon. Member for East Hampshire (Damian Hinds), because he is always considered in this area and, indeed, I consider him an expert on this subject. I cannot pretend to be familiar with the Brown and Cable plans, but it is important to pick up a point he made around the vast majority of apprenticeships being taken by people over 25. I believe that that is a problem in the system. That is why we are creating foundation apprenticeships and that is why—[Interruption.] I am not suggesting—[Interruption.]

[Madam Deputy Speaker (Judith Cummins)]

Order. I want to hear what the Minister has to say.

[Andrew Western]

Thank you, Madam Deputy Speaker. I did not attribute a time period to the hon. Gentleman’s comments. I am simply stating that it is a fixed intention of this Government to seek to address that and to ensure that more young people under the age of 25 can access apprenticeships.

Yet again in these Opposition day debates, we see a Conservative party that continues to run away from its record and that brings forward overnight solutions that, in this case, have already been discredited. It is not fit to govern and would never solve this problem for young people.

Question put (Standing Order No. 31(2)), That the original words stand part of the Question.

Oral Answers to Questions

Debate between Andrew Western and Judith Cummins

Monday 9th March 2026 Commons Chamber

[Andrew Western]

The hon. Gentleman may be unaware that the proportion of foreign nationals claiming universal credit who are in work is one third higher than the proportion for people who are British or Irish claiming—[Interruption.] If he prefers to put the figures into the context that he has just suggested from a sedentary position, the figure is 10% lower in terms of people who are not in work. It is often difficult to extrapolate a specific number because universal credit figures, such as these, are calculated on a per household basis rather than on an individual basis. If I am able to provide the specific number, I will follow up with him in writing.

[Madam Deputy Speaker (Judith Cummins)]

I call the shadow Secretary of State.

[Helen Whately (Faversham and Mid Kent) (Con)]

The working-age benefits bill is set to reach £171 billion by the end of this Parliament, yet the Government are doing nothing to get it under control. In fact, by scrapping the two-child cap, they have added another £3 billion. It is time to stop spending and get saving. The Conservatives would stop benefits for foreign nationals and save £7 billion a year. Britain cannot be a cash machine for the world. With war in Ukraine and now in the middle east, we must boost our national security, so why are the Government continuing to bankroll benefits for migrants rather than investing in defence?

Public Authorities (Fraud, Error and Recovery) Bill

Debate between Andrew Western and Judith Cummins

Consideration of Lords amendments
Wednesday 5th November 2025 Commons Chamber

[The Parliamentary Under-Secretary of State for Work and Pensions (Andrew Western)]

I beg to move, That this House disagrees with Lords amendment 1.

[Madam Deputy Speaker (Judith Cummins)]

With this it will be convenient to discuss:

Lords amendment 1, and Government amendment (a) and (b) in lieu.

Lords amendment 75, and Government amendment (a).

Lords amendments 30 and 31, Government motions to disagree, and Government amendments (a) to (c) in lieu.

Lords amendment 43, and Government motion to disagree.

Lords amendment 84, Government motion to disagree, and Government amendments (a) and (b) in lieu.

Lords amendment 97, Government motion to disagree, and Government amendments (a) to (f) in lieu.

Lords amendments 2 to 29, 32 to 42, 44 to 74, 76 to 83, 85 to 96, and 98 to 121.

[Andrew Western]

The Public Authorities (Fraud, Error and Recovery) Bill delivers on this Government’s manifesto commitment to safeguard public money and ensure that every single pound is wisely spent. Fraud against the public sector is not a victimless crime. It takes money away from vital public services, eroding trust and harming innocent people. The Bill introduces new powers to enable the Public Sector Fraud Authority to investigate and deal with public sector fraud outside of the tax and social security system, using its expertise to act on behalf of other parts of Government.

The Bill also contains new powers for the Department for Work and Pensions to tackle fraud and error within the social security system, providing much-needed modernisation for our defences. At the same time, it includes significant safeguards, including new independent oversight to ensure the proportionate and effective use of the powers. As we now reach the final stages of the Bill, I am sure colleagues across the House will agree that it needs to receive Royal Assent as quickly as possible, so that we can realise the delivery of the estimated £1.5 billion of benefits by 2029-30.

--- Later in debate ---

[Madam Deputy Speaker (Judith Cummins)]

With the leave of the House, I call the Minister.

[Andrew Western]

I begin by thanking the Members who have contributed for what were thoughtful contributions, even where we fundamentally disagree on aspects of the Bill.

I have already outlined the benefits of the Government’s proposed approach, but I will respond briefly to some of the specific points made in the debate. First, I thank the Opposition spokesperson, the hon. Member for South West Devon (Rebecca Smith), for the constructive way that she and colleagues in both Houses have engaged on the Bill. She is correct that we have ended up in a better place, and I thank her and all Members who fed into that process—that is the point of it. I am pleased with where we have ended up.

The hon. Lady asked two specific questions. I can confirm that there will be a take-note debate at Grand Committee, as she referenced, at the point when statutory guidance is laid before Parliament. I can also confirm that Members will be able to meet with the PSFA independent reviewer.

I will briefly touch on some of the points surrounding Lords amendment 43, which has taken up the majority of the debate. I am grateful for the comments made by my hon. Friend the Member for Poole (Neil Duncan-Jordan) and my right hon. Friend the Member for Hayes and Harlington (John McDonnell), as well as the hon. Members for Aberdeen North (Kirsty Blackman) and for Horsham (John Milne) and the Lib Dem spokesperson, the hon. Member for Torbay (Steve Darling).

First, I think we need to be clear about where we have already acted in other parts of the Bill or in amendments that have come forward today. On the question of costs, for instance, the independent reviewer already has to look at effectiveness and has already committed to updating the impact assessment within 12 months of the powers coming into force.

I will turn to the question of vulnerable people, which the hon. Member for Horsham in particular illustrated very eloquently indeed, with moving examples. I want to say something specifically on debanking, which is a concern that has been raised multiple times throughout the stages of the Bill. We are very clear that nobody—vulnerable or otherwise—should be debanked as a result of the Bill, as was made clear in the code of practice and in amendments we are considering today. There are many existing layers of protection in our existing processes. On vulnerable people, Lords amendment 82 clarifies that the use of the power must be “necessary and proportionate”, which I believe would cover this.

My right hon. Friend the Member for Hayes and Harlington made a specific point on whether EVM information alone is enough. We are baking in a human decision maker at all points throughout the process. We cannot take a decision based on EVM information in isolation; we must consider all other relevant information. Practically, that means that we must look at a benefit claim and check for disregards or for any other reason that someone may have capital in excess of £16,000—the limit—before taking any action.

However, as I said earlier, I do think that this Bill is much improved from where we started.