Consumer Insurance (Disclosure and Representations) Bill 2026-27
require the Secretary of State to carry out a review of the effectiveness of the Consumer Insurance (Disclosure and Representations) Act 2012, with reference to the application of that Act in individual cases; to make provision about the recording and retention of information relating to voided motor insurance policies on the Motor Insurance Database; to make provision for a review in cases involving inadvertent or voluntarily disclosed misrepresentation; to provide for the correction or removal of such records in appropriate circumstances; and for connected purposes.
Private Members' Bill (Presentation Bill)
The Consumer Insurance (Disclosure and Representations) Bill is a Presentation Bill tabled by Christopher Chope.
Is this Bill currently before Parliament?Yes. This Bill was introduced on 22 June 2026 and is currently before Parliament.
Whose idea is this Bill?As a Private Members' Bill, this Bill represents the individual initiative of an MP (Christopher Chope), not the Government.
What type of Bill is this?A Presentation Bill can be tabled by any MP after the fifth Wednesday of the Session. There is no limit to the number of Presentation Bills an individual MP may table.
So is this going to become a law?Presentation Bills are extremely unlikely to become law. Unless the Bill receives unanimous support from MPs and can pass 2nd Reading in the Commons without debate, it will not proceed further in the Bill process.
Would you like to know more?See these Glossary articles for more information: Presentation Bill, Private Members Bill, Process of a Bill
Next Event: Friday 5th February 2027 - 2nd reading
Last Event: Monday 22nd June 2026 - 1st reading (Commons)
Bill Progession through Parliament