Leasehold: Insurance

(asked on 25th March 2025) - View Source

Question to the Ministry of Housing, Communities and Local Government:

To ask His Majesty's Government, further to the answer by Baroness Taylor of Stevenage on 24 March (HL Deb cols 1447–9), whether they have met insurance companies about the rising insurance costs of leaseholders due to the lower remediation required by PAS 9980.


Answered by
Baroness Taylor of Stevenage Portrait
Baroness Taylor of Stevenage
Baroness in Waiting (HM Household) (Whip)
This question was answered on 8th April 2025

Officials in my department engage regularly with the insurance industry and Minister Norris met representatives earlier in the year. PAS9980:2022 sets out steps that can be taken to identify and assess risk factors as well as mitigation steps that might improve the risk rating of a building via a holistic and fact-based assessment of a building’s construction.

Once buildings comply with Building Regulations or align with industry-accepted PAS 9980 standards, insurers should offer affordable premiums and should not be prescribing additional remedial works.

BSI has commenced the review, which will include a six-week public consultation, and BSI anticipates publishing the updated guidance in early 2026. The consultation will provide the opportunity for industry and the public to participate in the review of PAS 9980.

Reticulating Splines