Question to the Ministry of Housing, Communities and Local Government:

To ask His Majesty's Government what assessment they have made of the effectiveness of the home ownership for people with long-term disabilities (HOLD) scheme; and what consideration they have given to the impact of upfront costs and expenses on potential participants of the scheme.

I refer the noble Baroness to the answer given to Question UIN HL3045 on 15 September 2026.

The government has made no such assessment but is considering what can be done to improve the customer experience for all shared owners, including those who purchase via the Home Ownership for People with Long Term Disabilities (HOLD) scheme.

Some upfront costs associated with purchasing a HOLD property are typically lower than for open market purchases. For example, the deposit is only set in relation to the initial share being purchased, not the full open market value of the property. Rent on the unpurchased share is also set below market level.