Question to the Ministry of Housing, Communities and Local Government:
To ask His Majesty's Government what assessment they have made of the insurability of homes built on floodplains since 2009.
The availability of insurance is determined on a case-by-case basis by insurers, but the Government engages with the industry on a regular basis through the Flood Resilience Taskforce.
Between 16 December 2025 and 10 March 2026, we consulted on a new NPPF, including proposals in a new standalone chapter dedicated to managing flood risk and coastal change. We are currently analysing the feedback received and will publish our response in due course.