Housing: Floods

(asked on 13th July 2026) - View Source

Question to the Ministry of Housing, Communities and Local Government:

To ask His Majesty's Government what assessment they have made of the insurability of homes built on floodplains since 2009.


Answered by
Baroness Taylor of Stevenage Portrait
Baroness Taylor of Stevenage
Parliamentary Under-Secretary (Housing, Communities and Local Government)
This question was answered on 27th July 2026

The availability of insurance is determined on a case-by-case basis by insurers, but the Government engages with the industry on a regular basis through the Flood Resilience Taskforce.

Between 16 December 2025 and 10 March 2026, we consulted on a new NPPF, including proposals in a new standalone chapter dedicated to managing flood risk and coastal change. We are currently analysing the feedback received and will publish our response in due course.

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