Bicycles and Electric Scooters: Insurance

(asked on 13th September 2024) - View Source

Question to the Department for Transport:

To ask His Majesty's Government what consideration they have given to making insurance coverĀ for pedal bikes, e- bikes and e-scooters compulsory; and what assessment they have made of the benefits that could be gained.


Answered by
Lord Hendy of Richmond Hill Portrait
Lord Hendy of Richmond Hill
Minister of State (Department for Transport)
This question was answered on 23rd September 2024

Those who cycle on public roads are encouraged, but not required, to take out some form of insurance, and many cyclists have insurance cover through their membership of cycling organisations. Any change requiring cyclists to have insurance before cycling on the public highway would be likely to have unintended consequences such as putting many people off cycling. This would have adverse impacts on health and congestion.

It is illegal to use privately owned e-scooters on public roads, cycle lanes and pavements, and rental e-scooters can only be hired in e-scooter trials areas. The e-scooters used in the rental trials are covered by full motor vehicle insurance policies.

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